Main Street Financial Solutions provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 11–25 clients last fiscal year.
Main Street Financial Solutions reports 2,111 clients. They include 1,275 individual clients, 706 high-net-worth individuals, and 60 pension and profit-sharing plans. Of its assets, 98.7% ($2.48B across 5,754 accounts) are managed with discretion; $33M across 92 accounts are not. It advised 37 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 12% |
| High-net-worth individuals | 33% | 83% |
| Banking or thrift institutions | 0% | 0% |
| Pension and profit-sharing plans | 3% | <1% |
| Charitable organizations | 1% | <1% |
| Other client typesState or municipal government entities; Other investment advisers; Insurance companies; Sovereign wealth funds and foreign official institutions; Corporations and other businesses | 2% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,275 | $301M | 12.0% | $236K |
| High-net-worth individuals | 706 | $2.09B | 83.2% | $2.95M |
| Banking or thrift institutions | Fewer than 5 | $0 | 0.0% | — |
| Pension and profit-sharing plans | 60 | $24M | 1.0% | $400K |
| Charitable organizations | 24 | $6M | 0.2% | $250K |
| State or municipal government entities | Fewer than 5 | $0 | 0.0% | — |
| Other investment advisers | Fewer than 5 | $0 | 0.0% | — |
| Insurance companies | Fewer than 5 | $0 | 0.0% | — |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 | $0 | 0.0% | — |
| Corporations and other businesses | 46 | $91M | 3.6% | $1.98M |
| Total | 2,111 | $2.51B | 100% | — |
- Clients
- 1,275
- Regulatory AUM
- $301M
- AUM share
- 12.0%
- Avg. per client
- $236K
- Clients
- 706
- Regulatory AUM
- $2.09B
- AUM share
- 83.2%
- Avg. per client
- $2.95M
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 60
- Regulatory AUM
- $24M
- AUM share
- 1.0%
- Avg. per client
- $400K
- Clients
- 24
- Regulatory AUM
- $6M
- AUM share
- 0.2%
- Avg. per client
- $250K
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $0
- AUM share
- 0.0%
- Avg. per client
- —
- Clients
- 46
- Regulatory AUM
- $91M
- AUM share
- 3.6%
- Avg. per client
- $1.98M
Total
- Clients
- 2,111
- Regulatory AUM
- $2.51B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 37
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Main Street Financial Solutions charges up to 2.00% a year for its Investment Management Fees. The fee is billed in advance. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting (Stand-Alone)
- Negotiated fixed fee, typically $300 to $15,000, or a pre-negotiated hourly rate.
- Retirement Plan Consulting
- Asset-based fee that varies but generally does not exceed 2%, set in the engagement agreement.
Brett Danko owns 50% to 75% of Main Street Financial Solutions. Brett Danko is CEO; the leadership team includes President Thomas Durkin, Chief Investment Officer Michael Minter and Chief Operating Officer Courtney Elliott. It has 41 employees, 35 of them in advisory roles.
Staff
- 41 employees
- 35 in advisory functions
- 29 state-registered reps
- 3 broker-dealer reps
- 9 insurance agents
- 1 soliciting firm
- Owns 50% to 75% of Main Street Financial Solutions, LLC
Brett Danko
Control person · since June 2002
- Owns 10% to 25% of Main Street Financial Solutions, LLC
Michael Minter
Control person · since October 2008
- Owns 5% to 10% of Main Street Financial Solutions, LLC
Thomas Durkin
Control person · since July 2023
Main Street Financial Solutions’ regulatory assets grew 1.8× from $1.37B (March 2021) to $2.51B (August 2026); clients rose from 1,203 to 2,111 and employees from 27 to 41.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $2.51B | 2,111 | 41 | 22 |
| Jun 2025June 2025 | $2.49B | 2,395 | 41 | 25 |
| May 2024May 2024 | $1.77B | 1,887 | 41 | 23 |
| Jul 2023July 2023 | $1.58B | 1,700 | 41 | 22 |
| Apr 2022April 2022 | $1.57B | 1,394 | 27 | 23 |
| Mar 2021March 2021 | $1.37B | 1,203 | 27 | 15 |
Besides its headquarters, Main Street Financial Solutions has 21 offices (10 private residences, listed without an address), with 12 listed addresses across 7 states.
New Jersey · 4 listed addresses
- 204 Courthouse LN, Toms River
- 312 Route 38, Moorestown
- 155 Pompton Avenue, Verona
- 1820 Chapel Ave W, Cherry Hill
Pennsylvania · 3 listed addresses
- 104 Pheasant Run, Suite 103, NewtownHQ
- 1100 E. Hector Street, Conshohocken
- 254 W Lancaster Ave, Malvern
Florida · 1 listed address
- 3105 NW 107th Ave #400, Doral
Georgia · 1 listed address
- Glenridge Highlands 1, Atlanta
Maryland · 1 listed address
- 9925 Stephen Decatur Hwy, Ocean City
Massachusetts · 1 listed address
- 40 Beach Street, Manchester
New York · 1 listed address
- 30 Wall Street, New York
Other business names
Main Street Financial Solutions has reported 9 other business names to the SEC.
- Cloverly Wealth Management
- Collaborative Wealth Advisory
- Exitfour Wealth Partners
- Gencapital Advisory Partners
- JJM Financial Group
- Juno Wealth Management
- Mass Financial Management
- Thin Blue Line Financial
- Twin Lights Wealth Management
Contact and registration details
- Legal name
- Main Street Financial Solutions, LLC
- Headquarters
- 104 Pheasant Run, Suite 103, Newtown, PA 18940
- Website
- msfsolutions.com
- Phone
- 215-259-5021
- SEC file
- 801-117871
- Founded
- 2002
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Main Street Financial Solutions’ named custodian for separately managed accounts is Charles Schwab ($2.1B). Main Street Financial Solutions has custody of $43M for 41 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $2.1B100%
At year end, Main Street Financial Solutions’ separately managed accounts were mostly in funds (58%) and stocks (18%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.56B across 624 positions; the largest are Vanguard Index Fds (4.2%), Navios Maritime Partners LP (4.0%) and Schwab Strategic TR (3.8%).
What the accounts hold
- Stocks18%
- Funds58%
- Registered funds55%
- Pooled vehicles3%
- Bonds11%
- U.S. government and agency bonds6%
- State and local bonds4%
- Investment grade corporate bonds1%
- Cash10%
- Other2%
- Private equity, private credit, real estate, annuities, and alternative investments not otherwise classifiable under categories (i) through (xi).2%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Main Street Financial Solutions have?
Main Street Financial Solutions has 2,111 clients and manages $2.51 billion for them, as of August 2026. They include 1,275 individual clients, 706 high-net-worth individuals, and 60 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 August 2026
What services does Main Street Financial Solutions offer?
Main Street Financial Solutions provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Main Street Financial Solutions charge?
Main Street Financial Solutions charges up to 2.00% a year for its Investment Management Fees. The fee is billed in advance.
Which custodians does Main Street Financial Solutions use?
Main Street Financial Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $2.1B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 August 2026
How many financial advisors does Main Street Financial Solutions have?
Main Street Financial Solutions has 29 investment adviser representatives registered with state securities authorities, out of 41 employees, and 35 perform investment advisory functions. 3 employees are registered representatives of a broker-dealer and 9 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Main Street Financial Solutions invest in?
At the end of its last fiscal year, Main Street Financial Solutions’ separately managed accounts held 55% registered funds (mutual funds, ETFs, BDCs), 18% exchange-traded equities, 10% cash and equivalents, 6% U.S. government and agency bonds, 4% state and local bonds, 3% pooled vehicles (private funds and similar), 2% other and 1% investment grade corporate bonds. The 2% other category is described as: Private Equity, Private Credit, Real Estate, Annuities, and Alternative Investments Not Otherwise Classifiable Under Categories (I) Through (XI).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Main Street Financial Solutions?
Main Street Financial Solutions’ direct owners are Brett Danko (50% to 75%), Michael Minter (10% to 25%) and Thomas Durkin (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 August 2026
How does Main Street Financial Solutions get paid?
Main Street Financial Solutions is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Main Street Financial Solutions?
Main Street Financial Solutions’ main office is at 104 Pheasant Run, Suite 103, Newtown, PA 18940. Its phone number is 215-259-5021. Its website is msfsolutions.com.