Lynch Investment Planning provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 101–250 clients last fiscal year.
Lynch Investment Planning reports 140 clients. They include 94 individual clients and 46 high-net-worth individuals. Of its assets, 93.2% ($134M across 401 accounts) are managed with discretion; $9.73M across 9 accounts are not. It advised 11 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 28% |
| High-net-worth individuals | 33% | 70% |
| Charitable organizations | Fewer than 5 | 1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 94 | $40.8M | 28.5% | $434K |
| High-net-worth individuals | 46 | $101M | 70.4% | $2.19M |
| Charitable organizations | Fewer than 5 | $1.57M | 1.1% | — |
| Total | 140 | $143M | 100% | — |
- Clients
- 94
- Regulatory AUM
- $40.8M
- AUM share
- 28.5%
- Avg. per client
- $434K
- Clients
- 46
- Regulatory AUM
- $101M
- AUM share
- 70.4%
- Avg. per client
- $2.19M
- Clients
- Fewer than 5
- Regulatory AUM
- $1.57M
- AUM share
- 1.1%
- Avg. per client
- —
Total
- Clients
- 140
- Regulatory AUM
- $143M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 11
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Lynch Investment Planning charges 0.50%–1.25% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $2,500 annual minimum. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$100K | 1.25% |
| $100K–$350K | 1.00% |
| $350K–$850K | 0.85% |
| $850K–$1.85M | 0.75% |
| $1.85M and above | 0.50% |
Fee details and sources
Other fees
- Pension Consulting Services
- Pension consulting is typically an asset-based fee of 0.25% to 1.00% per year on plan assets, subject to a $2,500 minimum annual fee.
- Standalone Financial Planning
- Standalone financial planning, not provided with investment management, is a flat fee with a minimum of $2,500 per engagement.
- Tax Preparation and Filing
- Tax return preparation and filing is generally a flat fee of $200 to $1,000 per engagement, charged in arrears upon filing.
Michael Lynch owns 75% or more of Lynch Investment Planning. It has 3 employees.
Leadership
- Michael LynchCCO, Member
- David LynchMember
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 1 insurance agent
- Owns 75% or more of Lynch Investment Planning, LLC
Michael Lynch
Control person · since February 2021
- Owns 10% to 25% of Lynch Investment Planning, LLC
David Lynch
since December 2024
Besides its headquarters, Lynch Investment Planning has 0 offices, with 1 listed address in Pennsylvania.
Pennsylvania · 1 listed address
- 2 Campus Boulevard, Suite 106, Newtown SquareHQ
Contact and registration details
- Legal name
- Lynch Investment Planning, LLC
- Headquarters
- 2 Campus Boulevard, Suite 106, Newtown Square, PA 19073
- Website
- lynchip.com
- Phone
- 484-472-8956
- @lynch-investment-planning
- SEC file
- 801-136530
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Lynch Investment Planning uses Charles Schwab ($143M) as custodian for its separately managed accounts. Lynch Investment Planning does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $143M100%
At year end, Lynch Investment Planning’s separately managed accounts were mostly in funds (76%) and stocks (15%). Its reported 13F holdings for the quarter ended 30 June 2026 total $130M across 56 positions; the largest are Pimco ETF TR (14.9%), State Str SPDR S&P 500 ETF T (10.4%) and Vanguard BD Index Fds (7.9%).
What the accounts hold
- Stocks15%
- Funds76%
- Bonds7%
- Cash2%
Reported 13F holdings
- $130M
- Reported 13F value
- 56
- Positions
- 70.5%
- In the 10 largest
- +17.0%
- Value vs. prior quarter
- Pimco ETF TR · Active BD ETF14.9%
- State Str SPDR S&P 500 ETF T · TR Unit10.4%
- Vanguard BD Index Fds · Short Trm Bond7.9%
- Dimensional ETF Trust · US High Prof ETF7.5%
- iShares TR · Core MSCI Eafe6.3%
- Invesco Exch Traded FD TR II · Nasdaq 100 ETF5.5%
- iShares TR · Core S&P Scp ETF5.0%
- iShares TR · Core US Aggbd ET4.7%
- State Str SPDR Dow Jones Ind · UT Ser 14.4%
- iShares TR · Core Div Grwth3.8%
Together, the ten largest are 70.5% of reported value.
How many clients does Lynch Investment Planning have?
Lynch Investment Planning has 140 clients and manages $143 million for them, as of May 2026. They include 94 individual clients and 46 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 May 2026
What services does Lynch Investment Planning offer?
Lynch Investment Planning provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Lynch Investment Planning charge?
Lynch Investment Planning charges 0.50%–1.25% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and has a $2,500 annual minimum.
Source: 2026-05-19 LYNCH INVESTMENT PLANNING FORM ADV PART 2A, filed 19 May 2026
Which custodians does Lynch Investment Planning use?
Lynch Investment Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $143M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 May 2026
How many financial advisors does Lynch Investment Planning have?
Lynch Investment Planning has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lynch Investment Planning invest in?
At the end of its last fiscal year, Lynch Investment Planning’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs), 15% exchange-traded equities, 7% U.S. government and agency bonds and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lynch Investment Planning?
Lynch Investment Planning’s direct owners are Michael Lynch (75% or more) and David Lynch (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 19 May 2026
How does Lynch Investment Planning get paid?
Lynch Investment Planning is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Lynch Investment Planning registered with the SEC?
Yes, Lynch Investment Planning has been registered with the SEC as an investment adviser since 18 June 2026. Its CRD number is 115956 and its SEC file number is 801-136530.
Source: Form ADV Part 1A, Item 1, filed 19 May 2026; IAPD firm record
How do I contact Lynch Investment Planning?
Lynch Investment Planning’s main office is at 2 Campus Boulevard, Suite 106, Newtown Square, PA 19073. Its phone number is 484-472-8956. Its website is lynchip.com.