Lodestone Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, estate planning, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Lodestone Wealth Management reports 291 clients. They include 188 individual clients, 99 high-net-worth individuals, and 3 pension and profit-sharing plans. Of its assets, 100.0% ($346M across 717 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 10% |
| High-net-worth individuals | 34% | 86% |
| Pension and profit-sharing plans | 1% | <1% |
| Charitable organizations | <1% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 188 | $33.3M | 9.6% | $177K |
| High-net-worth individuals | 99 | $297M | 85.8% | $3M |
| Pension and profit-sharing plans | Fewer than 5 | $3.02M | 0.9% | $1.01M |
| Charitable organizations | Fewer than 5 | $13M | 3.8% | $13M |
| Total | 291 | $346M | 100% | — |
- Clients
- 188
- Regulatory AUM
- $33.3M
- AUM share
- 9.6%
- Avg. per client
- $177K
- Clients
- 99
- Regulatory AUM
- $297M
- AUM share
- 85.8%
- Avg. per client
- $3M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.02M
- AUM share
- 0.9%
- Avg. per client
- $1.01M
- Clients
- Fewer than 5
- Regulatory AUM
- $13M
- AUM share
- 3.8%
- Avg. per client
- $13M
Total
- Clients
- 291
- Regulatory AUM
- $346M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Lodestone Wealth Management charges 0.75%–1.25% a year for its Asset-based management fee. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is offered at a fixed rate generally ranging from $1,500 to $3,500, billable on completion of the services.
Daniel Murphy owns 50% to 75% of Lodestone Wealth Management. It has 3 employees.
Leadership
- Andrew McDirmidManaging Member
- Daniel MurphyManaging Member/CCO
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Kristy Lynn Maples
- Andrew Joseph McDirmid
- Daniel Clary Murphy
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 broker-dealer reps
- Owns 50% to 75% of Lodestone Wealth Management LLC
Daniel Murphy
Control person · since September 2009
- Owns 50% to 75% of Lodestone Wealth Management LLC
Andrew McDirmid
Control person · since July 2021
Lodestone Wealth Management’s regulatory assets grew 1.7× from $210M (July 2021) to $346M (March 2026); clients rose from 203 to 291 and employees from 1 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $346M | 291 | 3 | 4 |
| June 2025 | $306M | 275 | 4 | 4 |
| February 2024 | $274M | 266 | 4 | 3 |
| May 2023 | $222M | 259 | 4 | 3 |
| April 2022 | $230M | 218 | 3 | 1 |
| July 2021 | $210M | 203 | 1 | 1 |
Besides its headquarters, Lodestone Wealth Management has 3 offices (3 private residences, listed without an address), with 1 listed address in Washington.
Washington · 1 listed address
- 9 S Washington St, Ste 211, SpokaneHQ
Contact and registration details
- Legal name
- Lodestone Wealth Management LLC
- Headquarters
- 9 S Washington St, Ste 211, Spokane, WA 99201
- Website
- lodestonewm.com
- Phone
- 509-413-2386
- SEC file
- 801-120040
- Structure
- Washington LLC
- Fiscal year end
- December
Lodestone Wealth Management uses Charles Schwab ($274M, 80%) and Fidelity ($68.5M, 20%) as custodians for its separately managed accounts. Lodestone Wealth Management has custody of $641K in client assets for 53 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $274M80%
- FidelityFidelity Brokerage Services LLC · Boston, MA · $68.5M20%
At year end, Lodestone Wealth Management’s separately managed accounts were largely in funds (49%) and stocks (38%). Its reported 13F holdings for the quarter ended 30 June 2026 total $283M across 781 positions; the largest are Capital Group Core Plus Income ETF (4.1%), Apple Inc. (3.0%) and Capital Group Short Duration Income ETF (3.0%).
What the accounts hold
- Stocks38%
- Funds49%
- Bonds1%
- Cash11%
- Other1%
- Other is alternative investments (blackstone reit, blackstone private credit, owl rock, etc.1%
Reported 13F holdings
- $283M
- Reported 13F value
- 781
- Positions
- 24.3%
- In the 10 largest
- +12.3%
- Value vs. prior quarter
- Capital Group Core Plus Income ETFETF4.1%
- Apple Inc.3.0%
- Capital Group Short Duration Income ETFETF3.0%
- JPMORGAN Ultra-short Income ETFETF2.5%
- Alphabet Inc. Cap Stk CL C2.4%
- Capital Group Dividend Value ETFETF2.3%
- Nvidia Corporation1.8%
- Microsoft Corp.1.8%
- Amgen Inc.1.7%
- Capital Group International Focus Equity ETFETF1.7%
Together, the ten largest are 24.3% of reported value.
How many clients does Lodestone Wealth Management have?
Lodestone Wealth Management has 291 clients and manages $346 million for them, as of March 2026. They include 188 individual clients, 99 high-net-worth individuals, and 3 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026
What services does Lodestone Wealth Management offer?
Lodestone Wealth Management provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, estate planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Lodestone Wealth Management charge?
Lodestone Wealth Management charges 0.75%–1.25% a year for its Asset-based management fee. The fee is billed in advance and is negotiable.
Which custodians does Lodestone Wealth Management use?
Lodestone Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $274M and Fidelity Brokerage Services LLC (Boston, MA), with $68.5M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026
How many financial advisors does Lodestone Wealth Management have?
Lodestone Wealth Management has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 0 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lodestone Wealth Management invest in?
At the end of its last fiscal year, Lodestone Wealth Management’s separately managed accounts held 49% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 11% cash and equivalents, 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: Other Is Alternative Investments (Blackstone Reit, Blackstone Private Credit, Owl Rock, Etc.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lodestone Wealth Management?
Lodestone Wealth Management’s direct owners are Daniel Murphy (50% to 75%) and Andrew McDirmid (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 5 March 2026
How does Lodestone Wealth Management get paid?
Lodestone Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Lodestone Wealth Management?
Lodestone Wealth Management’s main office is at 9 S Washington St, Ste 211, Spokane, WA 99201. Its phone number is 509-413-2386. Its website is lodestonewm.com.