Lincoln Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, insurance, philanthropic planning, and tax planning. Financial planning was provided to 51–100 clients last fiscal year.
Lincoln Capital reports 270 clients. They include 149 individual clients, 116 high-net-worth individuals, and 5 pension and profit-sharing plans. Of its assets, 97.5% ($408M across 897 accounts) are managed with discretion; $10.6M across 9 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 55% | 17% |
| High-net-worth individuals | 43% | 80% |
| Pension and profit-sharing plans | 2% | <1% |
| Charitable organizations | Fewer than 5 | 2% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 149 | $72.6M | 17.4% | $487K |
| High-net-worth individuals | 116 | $334M | 79.9% | $2.88M |
| Pension and profit-sharing plans | 5 | $4.05M | 1.0% | $810K |
| Charitable organizations | Fewer than 5 | $7.57M | 1.8% | — |
| Total | 270 | $418M | 100% | — |
- Clients
- 149
- Regulatory AUM
- $72.6M
- AUM share
- 17.4%
- Avg. per client
- $487K
- Clients
- 116
- Regulatory AUM
- $334M
- AUM share
- 79.9%
- Avg. per client
- $2.88M
- Clients
- 5
- Regulatory AUM
- $4.05M
- AUM share
- 1.0%
- Avg. per client
- $810K
- Clients
- Fewer than 5
- Regulatory AUM
- $7.57M
- AUM share
- 1.8%
- Avg. per client
- —
Total
- Clients
- 270
- Regulatory AUM
- $418M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Lincoln Capital charges 0.55%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Standalone financial planning
- Standalone financial planning is a negotiable fixed fee, generally from $1,200 to $5,000 depending on the scope of the services.
The Ronald E. Albert Trust owns 25% to 50% of Lincoln Capital. The leadership team of Lincoln Capital includes President Ronald Albert, Chief Investment Officer Sean McGuirk and Chief Compliance Officer Alexander Albert. It has 6 employees, 3 of them in advisory roles.
Leadership
- Ronald AlbertPresident
Brittany MoranVice President and Financial Advisor
Alexander AlbertGeneral Manager and Chief Compliance Officer- Ronald AlbertTrustee
- Alexander AlbertTrustee
Sean McGuirkTrustee- Sean McGuirkChief Investment Officer
- Brittany MoranTrustee
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 25% to 50% of Lincoln Capital Corporation
The Ronald E. Albert Trust
Control person · since March 2004
- Owns 10% to 25% of Lincoln Capital Corporation
The Sean McGuirk Living Trust
Control person · since May 2018
- Owns 10% to 25% of Lincoln Capital Corporation
Brittany Moran Revocable Trust
Control person · since August 2016
- Owns 10% to 25% of Lincoln Capital Corporation
The Alexander Reed Albert Living Trust
Control person · since August 2020
Lincoln Capital’s regulatory assets grew from $302M (March 2021) to $418M (March 2026); clients rose from 226 to 270 and employees fell from 7 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $418M | 270 | 6 | 4 |
| June 2025 | $378M | 266 | 6 | 4 |
| March 2024 | $350M | 270 | 6 | 4 |
| June 2023 | $303M | 243 | 6 | 6 |
| April 2022 | $345M | 241 | 7 | 1 |
| March 2021 | $302M | 226 | 7 | 1 |
Besides its headquarters, Lincoln Capital has 3 offices (3 private residences, listed without an address), with 1 listed address in Rhode Island.
Rhode Island · 1 listed address
- 620 Main Street, Unit #cu-2, East GreenwichHQ
Contact and registration details
- Legal name
- Lincoln Capital Corporation
- Headquarters
- 620 Main Street, Unit #cu-2, East Greenwich, RI 02818
- Website
- lincolncapitalcorp.com
- Phone
- 401-454-3040
- @lincoln-capital
- SEC file
- 801-38517
- Founded
- 1991
- Structure
- Rhode Island corporation
- Fiscal year end
- December
Lincoln Capital uses Charles Schwab ($416M) as custodian for its separately managed accounts. Lincoln Capital does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Orlando, FL · $416M100%
At year end, Lincoln Capital’s separately managed accounts were mostly in stocks (76%) and bonds (24%). Its reported 13F holdings for the quarter ended 30 June 2026 total $308M across 99 positions; the largest are SPDR Series Trust (7.5%), iShares TR (6.8%) and Microsoft Corp. (5.1%).
What the accounts hold
- Stocks76%
- Exchange-traded equities72%
- Non-exchange-traded equities4%
- Bonds24%
- Investment grade corporate bonds11%
- State and local bonds8%
- U.S. government and agency bonds5%
- Cash3%
Reported 13F holdings
- $308M
- Reported 13F value
- 99
- Positions
- 44.9%
- In the 10 largest
- +13.3%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500etf7.5%
- iShares TR · Core MSCI Eafe6.8%
- Microsoft Corp.5.1%
- Apple Inc.4.8%
- Schwab Strategic TR · US Mid-cap ETF4.2%
- iShares TR · 7-10 YR Trsy BD3.9%
- Goldman Sachs ETF TR · Activebeta US LG3.7%
- Alphabet Inc. · Cap Stk CL A3.2%
- Capital Group New Geography3.0%
- Amazon Com Inc.2.8%
Together, the ten largest are 44.9% of reported value.
How many clients does Lincoln Capital have?
Lincoln Capital has 270 clients and manages $418 million for them, as of March 2026. They include 149 individual clients, 116 high-net-worth individuals, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026
What services does Lincoln Capital offer?
Lincoln Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Lincoln Capital charge?
Lincoln Capital charges 0.55%–1.00% a year for its Portfolio Management Services. The fee is billed in arrears and is negotiable.
Source: 03 09 2026 LCC FORM ADV PART 2A AND 2B FINAL, filed 9 March 2026
Which custodians does Lincoln Capital use?
Lincoln Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $416M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026
How many financial advisors does Lincoln Capital have?
Lincoln Capital has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lincoln Capital invest in?
At the end of its last fiscal year, Lincoln Capital’s separately managed accounts held 72% exchange-traded equities, 11% investment grade corporate bonds, 8% state and local bonds, 5% U.S. government and agency bonds, 4% non-exchange-traded equities and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lincoln Capital?
Lincoln Capital’s direct owners are the Ronald E. Albert Trust, the Sean McGuirk Living Trust, Brittany Moran Revocable Trust and the Alexander Reed Albert Living Trust, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 9 March 2026
How does Lincoln Capital get paid?
Lincoln Capital is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Lincoln Capital registered with the SEC?
Yes, Lincoln Capital has been registered with the SEC as an investment adviser since 19 April 1991. Its CRD number is 109922 and its SEC file number is 801-38517.
Source: Form ADV Part 1A, Item 1, filed 9 March 2026; IAPD firm record
How do I contact Lincoln Capital?
Lincoln Capital’s main office is at 620 Main Street, Unit #cu-2, East Greenwich, RI 02818. Its phone number is 401-454-3040. Its website is lincolncapitalcorp.com.