Lighthouse Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 251–500 clients last fiscal year.
Lighthouse Financial Advisors reports 429 clients. They include 221 individual clients and 208 high-net-worth individuals. Of its assets, 27.4% ($305M across 674 accounts) are managed with discretion; $809M across 1,801 accounts are not. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 52% | 16% |
| High-net-worth individuals | 48% | 77% |
| Charitable organizations | Fewer than 5 | 7% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 221 | $182M | 16.3% | $822K |
| High-net-worth individuals | 208 | $858M | 77.0% | $4.13M |
| Charitable organizations | Fewer than 5 | $74.2M | 6.7% | — |
| Total | 429 | $1.11B | 100% | — |
- Clients
- 221
- Regulatory AUM
- $182M
- AUM share
- 16.3%
- Avg. per client
- $822K
- Clients
- 208
- Regulatory AUM
- $858M
- AUM share
- 77.0%
- Avg. per client
- $4.13M
- Clients
- Fewer than 5
- Regulatory AUM
- $74.2M
- AUM share
- 6.7%
- Avg. per client
- —
Total
- Clients
- 429
- Regulatory AUM
- $1.11B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Lighthouse Financial Advisors charges up to 2.00% a year for its Wealth Management Services. The fee is billed in advance, is negotiable and has a $6,000 annual minimum. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Review Services
- Three-hour financial review consultation billed at $900, or $720 when an existing client refers the client; paid half at signing and half at the meeting.
- Tax Preparation Services
- Stand-alone tax preparation is billed as a flat fee from $200 to $10,000 depending on complexity, agreed before work begins.
Robert Walsh owns 50% to 75% of Lighthouse Financial Advisors. The leadership team of Lighthouse Financial Advisors includes President Robert Walsh and Chief Operating Officer Brennan Guli. It has 9 employees, 7 of them in advisory roles.
Leadership
- Robert WalshPresident
- Brennan GuliChief Compliance Officer/Chief Operating Officer
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Brennan Guli
- Louis Joseph Rettino
- Steven Tyson
- Robert Barry Walsh
Staff
- 9 employees
- 7 in advisory functions
- 4 state-registered reps
- Owns 50% to 75% of Lighthouse Financial Advisors, Inc.
Robert Walsh
Control person · since May 1999
- Owns 25% to 50% of Lighthouse Financial Advisors, Inc.
Brennan Guli
Control person · since January 2014
Lighthouse Financial Advisors’ regulatory assets grew 2.2× from $510M (March 2021) to $1.11B (March 2026); clients rose from 312 to 429 and employees from 8 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $1.11B | 429 | 9 | 2 |
| March 2025 | $869M | 395 | 9 | 1 |
| March 2024 | $714M | 381 | 9 | 1 |
| February 2023 | $567M | 342 | 8 | 1 |
| March 2022 | $615M | 320 | 8 | 1 |
| March 2021 | $510M | 312 | 8 | 1 |
Besides its headquarters, Lighthouse Financial Advisors has 1 office, with 2 listed addresses in New Jersey.
New Jersey · 2 listed addresses
- 3 Harding Road, Suite B, Red BankHQ
- 3 Harding Road, Suite D, Red Bank
Contact and registration details
- Legal name
- Lighthouse Financial Advisors, Inc.
- Headquarters
- 3 Harding Road, Suite B, Red Bank, NJ 07701
- Website
- lfadvisors.com
- Phone
- 732-747-6680
- @lighthouse-financial-advisors
- SEC file
- 801-78290
- Founded
- 1999
- Structure
- New Jersey corporation
- Fiscal year end
- December
Lighthouse Financial Advisors uses Fidelity ($1.11B) as custodian for its separately managed accounts. Lighthouse Financial Advisors does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $1.11B100%
At year end, Lighthouse Financial Advisors’ separately managed accounts were mostly in funds (64%) and stocks (19%).
What the accounts hold
- Stocks19%
- Funds64%
- Bonds7%
- U.S. government and agency bonds5%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash10%
How many clients does Lighthouse Financial Advisors have?
Lighthouse Financial Advisors has 429 clients and manages $1.11 billion for them, as of March 2026. They include 221 individual clients and 208 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 March 2026
What services does Lighthouse Financial Advisors offer?
Lighthouse Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Lighthouse Financial Advisors charge?
Lighthouse Financial Advisors charges up to 2.00% a year for its Wealth Management Services. The fee is billed in advance, is negotiable and has a $6,000 annual minimum.
Which custodians does Lighthouse Financial Advisors use?
Lighthouse Financial Advisors’ separately managed account assets are held at National Financial Services LLC (Boston, MA), with $1.11B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 March 2026
How many financial advisors does Lighthouse Financial Advisors have?
Lighthouse Financial Advisors has 4 investment adviser representatives registered with state securities authorities, out of 9 employees, and 7 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lighthouse Financial Advisors invest in?
At the end of its last fiscal year, Lighthouse Financial Advisors’ separately managed accounts held 64% registered funds (mutual funds, ETFs, BDCs), 19% exchange-traded equities, 10% cash and equivalents, 5% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lighthouse Financial Advisors?
Lighthouse Financial Advisors’ direct owners are Robert Walsh (50% to 75%) and Brennan Guli (25% to 50%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 March 2026
How does Lighthouse Financial Advisors get paid?
Lighthouse Financial Advisors is paid through fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Lighthouse Financial Advisors?
Lighthouse Financial Advisors’ main office is at 3 Harding Road, Suite B, Red Bank, NJ 07701. Its phone number is 732-747-6680. Its website is lfadvisors.com.