Life Planning Partners provides financial planning, portfolio management for individuals and small businesses, pension consulting, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Life Planning Partners reports 111 clients. They include 84 high-net-worth individuals, 26 individual clients and 1 corporate or other business client. Of its assets, 99.7% ($353M across 580 accounts) are managed with discretion; $920K across 2 accounts are not. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 23% | 4% |
| High-net-worth individuals | 76% | 96% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 26 | $14.5M | 4.1% | $557K |
| High-net-worth individuals | 84 | $339M | 95.8% | $4.04M |
| Corporations and other businesses | Fewer than 5 | $488K | 0.1% | $488K |
| Total | 111 | $354M | 100% | — |
- Clients
- 26
- Regulatory AUM
- $14.5M
- AUM share
- 4.1%
- Avg. per client
- $557K
- Clients
- 84
- Regulatory AUM
- $339M
- AUM share
- 95.8%
- Avg. per client
- $4.04M
- Clients
- Fewer than 5
- Regulatory AUM
- $488K
- AUM share
- 0.1%
- Avg. per client
- $488K
Total
- Clients
- 111
- Regulatory AUM
- $354M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Life Planning Partners is paid through hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Advisory Consulting Services
- Hourly advisory consulting is $200 per hour, negotiable, and may be credited toward a first-quarter retainer fee.
- Pension Consulting Services
- Annual fixed fee generally between $3,000 and $12,000, negotiable, billed quarterly in advance.
Carolyn McClanahan owns 75% or more of Life Planning Partners. The leadership team of Life Planning Partners includes President Carolyn McClanahan and Chief Compliance Officer Brett Lozowski. It has 8 employees, 5 of them in advisory roles.
Staff
- 8 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 75% or more of Life Planning Partners, Inc.
Carolyn McClanahan
Control person · since September 2003
Life Planning Partners’ regulatory assets grew 1.5× from $233M (February 2021) to $354M (January 2026); clients rose from 99 to 111 and employees from 4 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $354M | 111 | 8 | 1 |
| Feb 2025February 2025 | $312M | 116 | 7 | 1 |
| Feb 2024February 2024 | $274M | 93 | 6 | 1 |
| Mar 2023March 2023 | $232M | 98 | 4 | 1 |
| Feb 2022February 2022 | $256M | 97 | 5 | 1 |
| Feb 2021February 2021 | $233M | 99 | 4 | 1 |
Besides its headquarters, Life Planning Partners has 0 offices, with 1 listed address in 1 state.
Florida · 1 listed address
- 6550 St. Augustine Road, Suite 302, JacksonvilleHQ
Contact and registration details
- Legal name
- Life Planning Partners, Inc.
- Headquarters
- 6550 St. Augustine Road, Suite 302, Jacksonville, FL 32217-2847
- Website
- lifeplanningpartners.com
- Phone
- 904-448-5158
- SEC file
- 801-107568
- Founded
- 2004
- Structure
- Florida corporation
- Fiscal year end
- December
Life Planning Partners’ named custodian for separately managed accounts is Fidelity ($354M). Life Planning Partners has custody of $18.7M for 18 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $354M100%
At year end, Life Planning Partners’ separately managed accounts were largely in stocks (40%) and bonds (30%). Its reported 13F holdings for the quarter ended 30 June 2026 total $135M across 71 positions; the largest are iShares TR (19.7%), iShares TR (7.9%) and Vanguard Index Fds (6.3%).
What the accounts hold
- Stocks40%
- Funds25%
- Registered funds23%
- Pooled vehicles2%
- Bonds30%
- Cash5%
- Other1%
- Us government/agency bonds, investment grade corporate bonds, etc.1%
How many clients does Life Planning Partners have?
Life Planning Partners has 111 clients and manages $354 million for them, as of January 2026. They include 84 high-net-worth individuals, 26 individual clients and 1 corporate or other business client.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 29 January 2026
What services does Life Planning Partners offer?
Life Planning Partners provides financial planning, portfolio management for individuals and small businesses, pension consulting, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Life Planning Partners use?
Life Planning Partners’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $354M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 29 January 2026
How many financial advisors does Life Planning Partners have?
Life Planning Partners has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Life Planning Partners invest in?
At the end of its last fiscal year, Life Planning Partners’ separately managed accounts held 40% exchange-traded equities, 30% state and local bonds, 23% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 2% pooled vehicles (private funds and similar) and 1% other. The 1% other category is described as: US Government/Agency Bonds, Investment Grade Corporate Bonds, Etc.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Life Planning Partners?
Life Planning Partners’ direct owner is Carolyn McClanahan (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 29 January 2026
How does Life Planning Partners get paid?
Life Planning Partners is paid through hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Life Planning Partners?
Life Planning Partners’ main office is at 6550 St. Augustine Road, Suite 302, Jacksonville, FL 32217-2847. Its phone number is 904-448-5158. Its website is lifeplanningpartners.com.