Lauterbach Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Lauterbach Financial Advisors reports 403 clients. They include 211 individual clients, 156 high-net-worth individuals, and 18 pension and profit-sharing plans. Of its assets, 99.9% ($700M across 1,034 accounts) are managed with discretion; $441K across 4 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 52% | 12% |
| High-net-worth individuals | 39% | 66% |
| Pension and profit-sharing plans | 4% | 10% |
| Charitable organizations | 2% | 11% |
| Corporations and other businesses | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 211 | $81M | 11.6% | $384K |
| High-net-worth individuals | 156 | $462M | 65.9% | $2.96M |
| Pension and profit-sharing plans | 18 | $67.3M | 9.6% | $3.74M |
| Charitable organizations | 9 | $78M | 11.1% | $8.67M |
| Corporations and other businesses | 9 | $12.2M | 1.7% | $1.36M |
| Total | 403 | $700M | 100% | $1.74M |
- Clients
- 211
- Regulatory AUM
- $81M
- AUM share
- 11.6%
- Avg. per client
- $384K
- Clients
- 156
- Regulatory AUM
- $462M
- AUM share
- 65.9%
- Avg. per client
- $2.96M
- Clients
- 18
- Regulatory AUM
- $67.3M
- AUM share
- 9.6%
- Avg. per client
- $3.74M
- Clients
- 9
- Regulatory AUM
- $78M
- AUM share
- 11.1%
- Avg. per client
- $8.67M
- Clients
- 9
- Regulatory AUM
- $12.2M
- AUM share
- 1.7%
- Avg. per client
- $1.36M
Total
- Clients
- 403
- Regulatory AUM
- $700M
- AUM share
- 100%
- Avg. per client
- $1.74M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Lauterbach Financial Advisors charges 0.40%–1.25% a year for its Investment management services. Each asset band is charged at its own rate. The fee has a $5,000 annual minimum. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.25% |
| $500K–$2M | 0.90% |
| $2M–$5M | 0.70% |
| $5M–$10M | 0.60% |
| $10M–$20M | 0.50% |
| $20M and above | 0.40% |
Fee details and sources
Other fees
- Additional financial services
- Additional financial services are charged an hourly fee, which varies by advisor and is agreed in writing before work starts.
The leadership team of Lauterbach Financial Advisors includes Chief Financial Officer Suzanne Lindau and Chief Compliance Officer Daniel Sonnen. It has 5 employees.
Leadership
Suzanne LindauMember / Chief Financial Officer / Managing Partner
Daniel SonnenMember / Chief Compliance Officer- Stephen RashMember
- Scott KobrenMember
- Cynthia LyonsMember
- Mark GrooverMember
Billy DefranceMember- Adrian BritoMember
- Matthew KerrMember
Investment adviser representatives
12 representatives listed in the SEC register as of 9 October 2026.
- Cynthia Anne Fields
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Stephen Rash
since April 1999
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Scott Kobren
since April 1999
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Cynthia Lyons
since April 1999
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Mark Groover
since January 2002
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Billy Defrance
since January 2016
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Suzanne Lindau
Control person · since January 2015
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Daniel Sonnen
since January 2021
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Adrian Brito
since January 2025
- Owns 10% to 25% of Lauterbach Financial Advisors, LLC
Matthew Kerr
since January 2025
Lauterbach Financial Advisors’ regulatory assets grew 1.6× from $452M (April 2021) to $700M (March 2026); clients rose from 370 to 403 and employees fell from 7 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $700M | 403 | 5 | 1 |
| April 2025 | $591M | 396 | 6 | 1 |
| April 2024 | $550M | 402 | 6 | 1 |
| March 2023 | $486M | 403 | 7 | 1 |
| March 2022 | $526M | 395 | 8 | 1 |
| April 2021 | $452M | 370 | 7 | 1 |
Besides its headquarters, Lauterbach Financial Advisors has 0 offices, with 1 listed address in Texas.
Texas · 1 listed address
- 4130 Rio Bravo Street, El PasoHQ
Contact and registration details
- Legal name
- Lauterbach Financial Advisors, LLC
- Headquarters
- 4130 Rio Bravo Street, El Paso, TX 79902
- Website
- lfa-ia.com
- Phone
- 915-544-6950
- SEC file
- 801-64326
- Structure
- Texas LLC
- Fiscal year end
- December
Lauterbach Financial Advisors uses Charles Schwab ($675M) as custodian for its separately managed accounts. Lauterbach Financial Advisors has custody of $32.5M in client assets for 21 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $675M100%
At year end, Lauterbach Financial Advisors’ separately managed accounts were mostly in funds (68%) and cash (20%). Its reported 13F holdings for the quarter ended 30 June 2026 total $232M across 87 positions; the largest are Dimensional ETF Trust (23.2%), Dimensional ETF Trust (11.7%) and Dimensional ETF Trust (7.1%).
What the accounts hold
- Stocks6%
- Funds68%
- Bonds4%
- U.S. government and agency bonds3%
- State and local bonds1%
- Cash20%
Filed values cover 98%. The neutral 2% gap has no reported category.
Reported 13F holdings
- $232M
- Reported 13F value
- 87
- Positions
- 70.2%
- In the 10 largest
- +13.5%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF23.2%
- Dimensional ETF Trust · US Targeted Vlu11.7%
- Dimensional ETF Trust · World EX US Core7.1%
- Dimensional ETF Trust · Internatnal Val6.0%
- Dimensional ETF Trust · US Mktwide Value6.0%
- EA Series Trust · Brid Omn Sma ETF4.1%
- JPMORGAN Chase & CO4.0%
- Dimensional ETF Trust · US Equi Mark ETF3.8%
- Nvidia Corporation2.2%
- American Centy ETF TR · US Sml CP Valu2.1%
Together, the ten largest are 70.2% of reported value.
How many clients does Lauterbach Financial Advisors have?
Lauterbach Financial Advisors has 403 clients and manages $700 million for them, as of March 2026. They include 211 individual clients, 156 high-net-worth individuals, and 18 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 March 2026
What services does Lauterbach Financial Advisors offer?
Lauterbach Financial Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Lauterbach Financial Advisors charge?
Lauterbach Financial Advisors charges 0.40%–1.25% a year for its Investment management services. Each asset band is charged at its own rate. The fee has a $5,000 annual minimum.
Source: LAUTERBACH FINANCIAL ADVISORS FORM ADV PART 2A, filed 31 March 2026
Which custodians does Lauterbach Financial Advisors use?
Lauterbach Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $675M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 31 March 2026
How many financial advisors does Lauterbach Financial Advisors have?
Lauterbach Financial Advisors has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Lauterbach Financial Advisors invest in?
At the end of its last fiscal year, Lauterbach Financial Advisors’ separately managed accounts held 68% registered funds (mutual funds, ETFs, BDCs), 20% cash and equivalents, 6% exchange-traded equities, 3% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Lauterbach Financial Advisors?
Lauterbach Financial Advisors’ direct owners are Stephen Rash, Scott Kobren, Cynthia Lyons, Mark Groover, Billy Defrance, Suzanne Lindau, Daniel Sonnen, Adrian Brito and Matthew Kerr, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 31 March 2026
How does Lauterbach Financial Advisors get paid?
Lauterbach Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Lauterbach Financial Advisors registered with the SEC?
Yes, Lauterbach Financial Advisors has been registered with the SEC as an investment adviser since 6 June 2005. Its CRD number is 114431 and its SEC file number is 801-64326.
Source: Form ADV Part 1A, Item 1, filed 31 March 2026; IAPD firm record
How do I contact Lauterbach Financial Advisors?
Lauterbach Financial Advisors’ main office is at 4130 Rio Bravo Street, El Paso, TX 79902. Its phone number is 915-544-6950. Its website is lfa-ia.com.