Kilner Capital Advisors provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, financial planning, insurance, tax planning, and tax preparation.
Kilner Capital Advisors reports 230 clients. They include 146 individual clients and 84 high-net-worth individuals. Of its assets, 100.0% ($337M across 672 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 63% | 17% |
| High-net-worth individuals | 37% | 75% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | 7% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 146 | $57.6M | 17.1% | $395K |
| High-net-worth individuals | 84 | $252M | 74.9% | $3M |
| Pension and profit-sharing plans | Fewer than 5 | $2.52M | 0.7% | — |
| Charitable organizations | Fewer than 5 | $24.4M | 7.2% | — |
| Total | 230 | $337M | 100% | — |
- Clients
- 146
- Regulatory AUM
- $57.6M
- AUM share
- 17.1%
- Avg. per client
- $395K
- Clients
- 84
- Regulatory AUM
- $252M
- AUM share
- 74.9%
- Avg. per client
- $3M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.52M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $24.4M
- AUM share
- 7.2%
- Avg. per client
- —
Total
- Clients
- 230
- Regulatory AUM
- $337M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Kilner Capital Advisors charges 0.35%–1.85% a year for its Investment Management Services.
Fee details and sources
Kca Holding, Inc. owns 75% or more of Kilner Capital Advisors and is in turn owned by Joseph Kilner (75% or more). The leadership team of Kilner Capital Advisors includes Chief Compliance Officer Joseph Kilner. It has 3 employees, 2 of them in advisory roles.
Leadership
- Joseph KilnerManager/Principal/Chief Compliance Officer
- William MillerMember
- Jerry O'LearyMember
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Joseph Francis Kilner
- Melinda Marie Wiedel
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Kilner Capital Advisors, LLC
Kca Holding, Inc.
Control person · since April 2015
- Owns 75% or more of Kca Holding, Inc.
Joseph Kilner
Control person · since April 2015
- Owns 10% to 25% of Kilner Capital Advisors, LLC
William Miller
since October 2009
- Owns 5% to 10% of Kilner Capital Advisors, LLC
Jerry O'Leary
since October 2009
Kilner Capital Advisors’ regulatory assets grew from $234M (February 2021) to $337M (March 2026); clients rose from 213 to 230 and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $337M | 230 | 3 | 2 |
| February 2025 | $296M | 227 | 3 | 2 |
| March 2024 | $283M | 229 | 3 | 2 |
| March 2023 | $251M | 220 | 3 | 2 |
| May 2022 | $270M | 215 | 3 | 2 |
| February 2021 | $234M | 213 | 4 | 2 |
Besides its headquarters, Kilner Capital Advisors has 1 office (1 private residence, listed without an address), with 1 listed address in Maryland.
Maryland · 1 listed address
- 438 N. Frederick Avenue, Suite 465, GaithersburgHQ
Contact and registration details
- Legal name
- Kilner Capital Advisors, LLC
- Headquarters
- 438 N. Frederick Avenue, Suite 465, Gaithersburg, MD 20877
- Website
- kilnercapital.com
- Phone
- 301-840-0501
- SEC file
- 801-69347
- Structure
- Maryland LLC
- Fiscal year end
- December
Kilner Capital Advisors uses Charles Schwab ($314M) as custodian for its separately managed accounts. Kilner Capital Advisors has custody of $92.2M in client assets for 188 clients.
- Charles SchwabCharles Schwab and Co Inc · Orlando, FL · $314M100%
At year end, Kilner Capital Advisors’ separately managed accounts were largely in funds (33%) and stocks (32%). Its reported 13F holdings for the quarter ended 30 June 2026 total $117M across 18 positions; the largest are Dimensional ETF Trust (19.6%), Dimensional ETF Trust (19.1%) and American Centy ETF TR (12.1%).
What the accounts hold
- Stocks32%
- Funds33%
- Bonds17%
- U.S. government and agency bonds16%
- State and local bonds1%
- Cash2%
- Other16%
- Bank cd's16%
Reported 13F holdings
- $117M
- Reported 13F value
- 18
- Positions
- 94.6%
- In the 10 largest
- +11.8%
- Value vs. prior quarter
- Dimensional ETF Trust · US Cor Equ 2 ETF19.6%
- Dimensional ETF Trust · US Targeted Vlu19.1%
- American Centy ETF TR · Avan US Smal ETF12.1%
- American Centy ETF TR · US Large Cap Vlu11.3%
- Dimensional ETF Trust · Intl Small Cap V10.3%
- American Centy ETF TR · International LR6.7%
- American Centy ETF TR · Avantis Emgmkt4.2%
- Dimensional ETF Trust · Emgr Cre EQT Mng3.9%
- Dimensional ETF Trust · Intl Core EQT MK3.8%
- Dimensional ETF Trust · US Mktwide Value3.5%
Together, the ten largest are 94.6% of reported value.
How many clients does Kilner Capital Advisors have?
Kilner Capital Advisors has 230 clients and manages $337 million for them, as of March 2026. They include 146 individual clients and 84 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026
What services does Kilner Capital Advisors offer?
Kilner Capital Advisors provides portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, financial planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Kilner Capital Advisors charge?
Kilner Capital Advisors charges 0.35%–1.85% a year for its Investment Management Services.
Source: KILNER CAPITAL ADVISORS FORM ADV PART 2A, filed 12 March 2026
Which custodians does Kilner Capital Advisors use?
Kilner Capital Advisors’ separately managed account assets are held at Charles Schwab and Co Inc (Orlando, FL), with $314M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026
How many financial advisors does Kilner Capital Advisors have?
Kilner Capital Advisors has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Kilner Capital Advisors invest in?
At the end of its last fiscal year, Kilner Capital Advisors’ separately managed accounts held 33% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 16% U.S. government and agency bonds, 16% other, 2% cash and equivalents and 1% state and local bonds. The 16% other category is described as: Bank CD'S.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Kilner Capital Advisors?
Kilner Capital Advisors is owned through a holding company by Joseph Kilner. Its direct owners are William Miller (10% to 25%), Jerry O'Leary (5% to 10%) and Kca Holding, Inc. (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 12 March 2026
How does Kilner Capital Advisors get paid?
Kilner Capital Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Kilner Capital Advisors?
Kilner Capital Advisors’ main office is at 438 N. Frederick Avenue, Suite 465, Gaithersburg, MD 20877. Its phone number is 301-840-0501. Its website is kilnercapital.com.