Kaizen Financial Strategies provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Kaizen Financial Strategies reports 284 clients. They include 229 individual clients and 55 high-net-worth individuals. Of its assets, 99.3% ($285M across 726 accounts) are managed with discretion; $1.88M across 23 accounts are not. A wrap fee program the firm both sponsors and manages holds $287M. Of its clients, 5% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 81% | 50% |
| High-net-worth individuals | 19% | 46% |
| Charitable organizations | Fewer than 5 | 3% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 229 | $144M | 50.0% | $627K |
| High-net-worth individuals | 55 | $133M | 46.2% | $2.41M |
| Charitable organizations | Fewer than 5 | $8.31M | 2.9% | — |
| Corporations and other businesses | Fewer than 5 | $2.64M | 0.9% | — |
| Total | 284 | $287M | 100% | — |
- Clients
- 229
- Regulatory AUM
- $144M
- AUM share
- 50.0%
- Avg. per client
- $627K
- Clients
- 55
- Regulatory AUM
- $133M
- AUM share
- 46.2%
- Avg. per client
- $2.41M
- Clients
- Fewer than 5
- Regulatory AUM
- $8.31M
- AUM share
- 2.9%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $2.64M
- AUM share
- 0.9%
- Avg. per client
- —
Total
- Clients
- 284
- Regulatory AUM
- $287M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 5%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Kaizen Financial Strategies charges up to 2.25% a year for its Wrap Asset Management. The fee is billed in advance and is negotiable.
Fee details and sources
Iftikhar Ahmed owns 50% to 75% of Kaizen Financial Strategies. The leadership team of Kaizen Financial Strategies includes Chief Compliance Officer John Stachnick. It has 5 employees.
Leadership
- John StachnickChief Compliance Officer
- Saadia AhmedManaging Member
- Iftikhar AhmedManaging Member
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
- Iftikhar Mahmud Ahmed
- Saadia Shakur Ahmed
- Saul Richard Greene
- Zaineb Sumayya Sohail
- John Antone Stachnick
Staff
- 5 employees
- 5 in advisory functions
- 5 state-registered reps
- 4 insurance agents
- Owns 50% to 75% of Kaizen Financial Strategies, LLC
Iftikhar Ahmed
Control person · since November 2018
- Owns 50% to 75% of Kaizen Financial Strategies, LLC
Saadia Ahmed
Control person · since November 2018
Kaizen Financial Strategies’ regulatory assets grew 2.0× from $142M (January 2021) to $287M (March 2026); clients rose from 235 to 284 and employees fell from 6 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $287M | 284 | 5 | 1 |
| March 2025 | $234M | 285 | 5 | 1 |
| May 2024 | $183M | 265 | 6 | 1 |
| February 2023 | $141M | 260 | 7 | 1 |
| January 2022 | $177M | 250 | 8 | 1 |
| January 2021 | $142M | 235 | 6 | 1 |
Besides its headquarters, Kaizen Financial Strategies has 0 offices, with 1 listed address in California.
California · 1 listed address
- 6700 Koll Center Parkway, Suite 255, PleasantonHQ
Contact and registration details
- Legal name
- Kaizen Financial Strategies, LLC
- Headquarters
- 6700 Koll Center Parkway, Suite 255, Pleasanton, CA 94566
- Website
- kfstrategies.us
- Phone
- 408-819-9010
- @18979364
- SEC file
- 801-114234
- Founded
- 2018
- Structure
- California LLC
- Fiscal year end
- December
Kaizen Financial Strategies uses Charles Schwab ($280M) as custodian for its separately managed accounts. Kaizen Financial Strategies has custody of $53.2M in client assets for 149 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $280M100%
At year end, Kaizen Financial Strategies’ separately managed accounts were mostly in funds (52%) and stocks (40%).
What the accounts hold
- Stocks40%
- Funds52%
- Bonds3%
- Cash3%
- Other2%
- Derivatives1%
- Annuities1%
How many clients does Kaizen Financial Strategies have?
Kaizen Financial Strategies has 284 clients and manages $287 million for them, as of March 2026. They include 229 individual clients and 55 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 March 2026
What services does Kaizen Financial Strategies offer?
Kaizen Financial Strategies provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Kaizen Financial Strategies charge?
Kaizen Financial Strategies charges up to 2.25% a year for its Wrap Asset Management. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2A APP 1 - WRAP FEE BROCHURE, filed 3 March 2026
Which custodians does Kaizen Financial Strategies use?
Kaizen Financial Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $280M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 March 2026
How many financial advisors does Kaizen Financial Strategies have?
Kaizen Financial Strategies has 5 investment adviser representatives registered with state securities authorities, out of 5 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Kaizen Financial Strategies invest in?
At the end of its last fiscal year, Kaizen Financial Strategies’ separately managed accounts held 52% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities, 3% U.S. government and agency bonds, 3% cash and equivalents, 1% derivatives and 1% other. The 1% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Kaizen Financial Strategies?
Kaizen Financial Strategies’ direct owners are Iftikhar Ahmed (50% to 75%) and Saadia Ahmed (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 3 March 2026
How does Kaizen Financial Strategies get paid?
Kaizen Financial Strategies is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Kaizen Financial Strategies?
Kaizen Financial Strategies’ main office is at 6700 Koll Center Parkway, Suite 255, Pleasanton, CA 94566. Its phone number is 408-819-9010. Its website is kfstrategies.us.