JPS Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and insurance.
JPS Financial reports 279 clients. They include 158 individual clients, 116 high-net-worth individuals, and 4 corporations and other businesses. Of its assets, 95.1% ($359M across 716 accounts) are managed with discretion; $18.4M across 50 accounts are not. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 14% |
| High-net-worth individuals | 42% | 85% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 158 | $54.4M | 14.4% | $344K |
| High-net-worth individuals | 116 | $319M | 84.7% | $2.75M |
| Charitable organizations | Fewer than 5 | $452K | 0.1% | $452K |
| Corporations and other businesses | Fewer than 5 | $2.76M | 0.7% | $690K |
| Total | 279 | $377M | 100% | — |
- Clients
- 158
- Regulatory AUM
- $54.4M
- AUM share
- 14.4%
- Avg. per client
- $344K
- Clients
- 116
- Regulatory AUM
- $319M
- AUM share
- 84.7%
- Avg. per client
- $2.75M
- Clients
- Fewer than 5
- Regulatory AUM
- $452K
- AUM share
- 0.1%
- Avg. per client
- $452K
- Clients
- Fewer than 5
- Regulatory AUM
- $2.76M
- AUM share
- 0.7%
- Avg. per client
- $690K
Total
- Clients
- 279
- Regulatory AUM
- $377M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
JPS Financial charges 0.65%–1.25% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$250K | 1.25% |
| $250K–$500K | 1.00% |
| $500K–$1M | 0.90% |
| $1M–$3M | 0.85% |
| $3M–$6M | 0.75% |
| $6M and above | 0.65% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning is $250 an hour or a fixed fee of $1,500 to $5,000, negotiable; ongoing planning is a fixed $1,500 to $5,000, billed quarterly in advance.
- Portfolio Consulting
- Portfolio consulting is an annualized 1.00% of portfolio assets, billed quarterly in advance; single-area consulting is a negotiable $250 an hour.
Gregory Pinter owns 25% to 50% of JPS Financial. The leadership team of JPS Financial includes Chief Compliance Officer Gregory Pinter. It has 4 employees.
Leadership
- Gregory PinterMember/Chief Compliance Officer
- John PinterManaging Member
- Stephen PinterMember
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Nancy L Oktavec
- Gregory M Pinter
- John William Pinter
- Stephen J Pinter
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 3 insurance agents
- Owns 25% to 50% of JPS Financial, LLC
Gregory Pinter
Control person · since January 2014
- Owns 25% to 50% of JPS Financial, LLC
Stephen Pinter
Control person · since January 2014
- Owns 10% to 25% of JPS Financial, LLC
John Pinter
Control person · since July 2003
JPS Financial’s regulatory assets grew 1.7× from $218M (February 2021) to $377M (March 2026); clients rose from 240 to 279 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $377M | 279 | 4 | 1 |
| February 2025 | $302M | 275 | 4 | 1 |
| July 2024 | $286M | 277 | 4 | 1 |
| March 2023 | $233M | 273 | 4 | 1 |
| May 2022 | $237M | 261 | 5 | 1 |
| February 2021 | $218M | 240 | 4 | 1 |
Besides its headquarters, JPS Financial has 0 offices, with 1 listed address in Ohio.
Ohio · 1 listed address
- 2001 Crocker Road, Suite 530, WestlakeHQ
Contact and registration details
- Legal name
- JPS Financial, LLC
- Headquarters
- 2001 Crocker Road, Suite 530, Westlake, OH 44145
- Website
- jpsfinancial.com
- Phone
- 440-899-6350
- SEC file
- 801-78803
- Founded
- 2014
- Structure
- Ohio LLC
- Fiscal year end
- December
JPS Financial uses Charles Schwab ($377M) as custodian for its separately managed accounts. JPS Financial has custody of $117M in client assets for 119 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $377M100%
At year end, JPS Financial’s separately managed accounts were mostly in funds (76%) and bonds (10%).
What the accounts hold
- Stocks9%
- Funds76%
- Bonds10%
- Cash5%
How many clients does JPS Financial have?
JPS Financial has 279 clients and manages $377 million for them, as of March 2026. They include 158 individual clients, 116 high-net-worth individuals, and 4 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 5 March 2026
What services does JPS Financial offer?
JPS Financial provides financial planning, portfolio management for individuals and small businesses, pension consulting, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does JPS Financial charge?
JPS Financial charges 0.65%–1.25% a year for its Portfolio Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: FORM ADV PART 2 DISCLOSURE BROCHURE, filed 5 March 2026
Which custodians does JPS Financial use?
JPS Financial’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $377M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 5 March 2026
How many financial advisors does JPS Financial have?
JPS Financial has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does JPS Financial invest in?
At the end of its last fiscal year, JPS Financial’s separately managed accounts held 76% registered funds (mutual funds, ETFs, BDCs), 10% U.S. government and agency bonds, 9% exchange-traded equities and 5% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns JPS Financial?
JPS Financial’s direct owners are John Pinter, Gregory Pinter and Stephen Pinter, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 5 March 2026
How does JPS Financial get paid?
JPS Financial is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact JPS Financial?
JPS Financial’s main office is at 2001 Crocker Road, Suite 530, Westlake, OH 44145. Its phone number is 440-899-6350. Its website is jpsfinancial.com.