J. Team Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, tax planning, and tax preparation. Financial planning was provided to 251–500 clients last fiscal year. The firm advises 1 private fund.
J. Team Financial reports 292 clients. They include 211 individual clients, 72 high-net-worth individuals, and 7 corporations and other businesses. Of its assets, 93.0% ($244M across 1,129 accounts) are managed with discretion; $18.4M across 76 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 72% | 23% |
| High-net-worth individuals | 25% | 61% |
| Investment companies | <1% | 7% |
| Pooled investment vehicles | <1% | 4% |
| Pension and profit-sharing plans | Fewer than 5 | 5% |
| Other client typesCorporations and other businesses | 2% | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 211 | $59.1M | 22.5% | $280K |
| High-net-worth individuals | 72 | $159M | 60.7% | $2.21M |
| Investment companies | 1 | $18.2M | 6.9% | $18.2M |
| Pooled investment vehicles | 1 | $9.72M | 3.7% | $9.72M |
| Pension and profit-sharing plans | Fewer than 5 | $14.1M | 5.4% | — |
| Corporations and other businesses | 7 | $1.77M | 0.7% | $253K |
| Total | 292 | $262M | 100% | — |
- Clients
- 211
- Regulatory AUM
- $59.1M
- AUM share
- 22.5%
- Avg. per client
- $280K
- Clients
- 72
- Regulatory AUM
- $159M
- AUM share
- 60.7%
- Avg. per client
- $2.21M
- Clients
- 1
- Regulatory AUM
- $18.2M
- AUM share
- 6.9%
- Avg. per client
- $18.2M
- Clients
- 1
- Regulatory AUM
- $9.72M
- AUM share
- 3.7%
- Avg. per client
- $9.72M
- Clients
- Fewer than 5
- Regulatory AUM
- $14.1M
- AUM share
- 5.4%
- Avg. per client
- —
- Clients
- 7
- Regulatory AUM
- $1.77M
- AUM share
- 0.7%
- Avg. per client
- $253K
Total
- Clients
- 292
- Regulatory AUM
- $262M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 1
- Financial planning clients last fiscal year
- 251–500
J. Team Financial charges 0.75%–1.25% a year for its Wealth Management. The fee is billed in arrears, is negotiable and has a $6,250 annual minimum. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Estate settlement consulting
- Estate settlement consulting is a flat fee for services provided, billed in arrears quarterly.
- Wealth Builder services
- Wealth Builder services are charged 1.00% of managed assets plus a $75 quarterly fee.
- Wealth planning financial plan
- The wealth planning financial plan is a one-time $2,000 fee covering data gathering, initial plan preparation and recommendations.
Joseph Team owns 75% or more of J. Team Financial. The leadership team of J. Team Financial includes President Joseph Team, Chief Financial Officer Blake Marion and Chief Compliance Officer Matthew Giggey. It has 11 employees, 8 of them in advisory roles.
Leadership
- Joseph TeamPresident/CEO
- Blake MarionShareholder; Chief Financial Officer
- Matthew GiggeyChief Compliance Officer
- Chad HoesShareholder
- James LeavellShareholder
- Harry SheetsShareholder
- Landon SheetsShareholder
- Zachary SheetsShareholder
Investment adviser representatives
9 representatives listed in the SEC register as of 9 October 2026.
- Kirby Sean Hartley
- Chad Brandon Hoes
- James Leavell
- Blake E Marion
- Joby Brae Raymond
- Conner Ryan Ruffin
- Joseph Shane Team
- Isaac Carroll Towne
- William Bryan Vine
Staff
- 11 employees
- 8 in advisory functions
- 8 state-registered reps
- Owns 75% or more of J. Team Financial, Inc.
Joseph Team
Control person · since August 2007
J. Team Financial’s regulatory assets grew 1.9× from $135M (March 2021) to $262M (August 2026); clients rose from 235 to 292 and employees from 8 to 11.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| August 2026 | $262M | 292 | 11 | 3 |
| July 2025 | $257M | 259 | 9 | 2 |
| March 2024 | $203M | 238 | 9 | 2 |
| March 2023 | $181M | 257 | 11 | 2 |
| May 2022 | $186M | 251 | 7 | 2 |
| March 2021 | $135M | 235 | 8 | 2 |
Besides its headquarters, J. Team Financial has 2 offices, with 3 listed addresses in Texas.
Texas · 3 listed addresses
- 425 Cypress St., AbileneHQ
- 1208 Fall Creek Hwy, Granbury
- 3505 Yucca DR, Flower Mound
Other business names
J. Team Financial has reported 1 other business name to the SEC.
- Team Financial Strategies
Contact and registration details
- Legal name
- J. Team Financial, Inc.
- Headquarters
- 425 Cypress St., Abilene, TX 79601
- Website
- teamfinancialstrategies.com
- Phone
- 325-480-1587
- @team-financial-strategies
- SEC file
- 801-78596
- Founded
- 2005
- Structure
- Texas other (specify)
- Fiscal year end
- December
J. Team Financial uses Fidelity ($179M, 86%) and Charles Schwab ($28.4M, 14%) as custodians for its separately managed accounts. J. Team Financial has custody of $79M in client assets for 265 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $28.4M14%
- FidelityNational Financial Services LLC · Smithfield, RI · $179M86%
At year end, J. Team Financial’s separately managed accounts were largely in funds (39%) and stocks (32%). Its reported 13F holdings for the quarter ended 31 March 2026 total $89.3M across 84 positions; the largest are Invesco Bulletshares 2026 Corporate Bond ETF (7.9%), Invesco Qqq Trust Series I (7.8%) and Angel Oak Ultrashort Income ETF (5.5%).
What the accounts hold
- Stocks32%
- Funds39%
- Bonds15%
- U.S. government and agency bonds11%
- Investment grade corporate bonds4%
- Cash6%
- Other8%
- Target date funds, cd's, 529 plans, variable annuities, american depository receipts8%
Reported 13F holdings
- $89.3M
- Reported 13F value
- 84
- Positions
- 45.9%
- In the 10 largest
- —
- Value vs. prior quarter
- Invesco Bulletshares 2026 Corporate Bond ETFETF7.9%
- Invesco Qqq Trust Series IETF7.8%
- Angel Oak Ultrashort Income ETFETF5.5%
- JPMORGAN Equity Premium Income ETFETF5.4%
- Apple Inc.4.1%
- Nvidia Corporation3.7%
- Conocophillips3.1%
- Avantis U.S. Equity ETFETF3.1%
- State Street Real Estate Select Sector SPDR ETFETF2.9%
- Amazon Com Inc.2.5%
Together, the ten largest are 45.9% of reported value.
How many clients does J. Team Financial have?
J. Team Financial has 292 clients and manages $262 million for them, as of August 2026. They include 211 individual clients, 72 high-net-worth individuals, and 7 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 August 2026
What services does J. Team Financial offer?
J. Team Financial provides financial planning, portfolio management for individuals and small businesses, portfolio management for investment companies, portfolio management for institutions, pension consulting, education planning, estate planning, insurance, philanthropic planning, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does J. Team Financial charge?
J. Team Financial charges 0.75%–1.25% a year for its Wealth Management. The fee is billed in arrears, is negotiable and has a $6,250 annual minimum.
Which custodians does J. Team Financial use?
J. Team Financial’s separately managed account assets are held at National Financial Services LLC (Smithfield, RI), with $179M and Charles Schwab & Co., Inc. (San Francisco, CA), with $28.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 August 2026
How many financial advisors does J. Team Financial have?
J. Team Financial has 8 investment adviser representatives registered with state securities authorities, out of 11 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does J. Team Financial invest in?
At the end of its last fiscal year, J. Team Financial’s separately managed accounts held 39% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 11% U.S. government and agency bonds, 8% other, 6% cash and equivalents and 4% investment grade corporate bonds. The 8% other category is described as: Target Date Funds, CD'S, 529 Plans, Variable Annuities, American Depository Receipts. It advises 1 private fund.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns J. Team Financial?
J. Team Financial’s direct owner is Joseph Team (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 August 2026
How does J. Team Financial get paid?
J. Team Financial is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact J. Team Financial?
J. Team Financial’s main office is at 425 Cypress St., Abilene, TX 79601. Its phone number is 325-480-1587. Its website is teamfinancialstrategies.com.