Integrated Benefits provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Integrated Benefits reports 155 clients. They include 125 individual clients, 25 high-net-worth individuals, and 5 pension and profit-sharing plans. Of its assets, 80.2% ($81.2M across 150 accounts) are managed with discretion; $20.1M across 5 accounts are not. It advised 125 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 81% | 53% |
| High-net-worth individuals | 16% | 27% |
| Pension and profit-sharing plans | 3% | 20% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 125 | $53.4M | 52.7% | $427K |
| High-net-worth individuals | 25 | $27.8M | 27.4% | $1.11M |
| Pension and profit-sharing plans | 5 | $20.1M | 19.8% | $4.02M |
| Total | 155 | $101M | 100% | $653K |
- Clients
- 125
- Regulatory AUM
- $53.4M
- AUM share
- 52.7%
- Avg. per client
- $427K
- Clients
- 25
- Regulatory AUM
- $27.8M
- AUM share
- 27.4%
- Avg. per client
- $1.11M
- Clients
- 5
- Regulatory AUM
- $20.1M
- AUM share
- 19.8%
- Avg. per client
- $4.02M
Total
- Clients
- 155
- Regulatory AUM
- $101M
- AUM share
- 100%
- Avg. per client
- $653K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 125
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Integrated Benefits is paid through a percentage of assets under management and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning and consulting
- Hourly engagements are billed at up to $350 per hour; fixed and recurring fees range from $500 to $10,000.
Roy Stachnik owns 75% or more of Integrated Benefits. The leadership team of Integrated Benefits includes President Roy Stachnik and Chief Compliance Officer Sarah Stachnik. It has 2 employees.
Leadership
- Roy StachnikPresident and Owner
Sarah StachnikChief Compliance Officer and Owner
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 2 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 insurance agent
- Owns 75% or more of Integrated Benefits, Incorporated
Roy Stachnik
Control person · since May 1997
- Owns 10% to 25% of Integrated Benefits, Incorporated
Sarah Stachnik
Control person · since April 2025
Integrated Benefits’ regulatory assets went from $101M (March 2025) to $101M (October 2026); clients rose from 73 to 155 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| October 2026 | $101M | 155 | 2 | 2 |
| March 2025 | $101M | 73 | 2 | 2 |
Besides its headquarters, Integrated Benefits has 1 office, with 2 listed addresses in Colorado.
Colorado · 1 listed address
- 135 West Main St., Aspen
Contact and registration details
- Legal name
- Integrated Benefits, Incorporated
- Headquarters
- Not reported
- Website
- ibiadvisors.com
- Phone
- 970-618-3000
- SEC file
- 801-132391
- Structure
- Colorado corporation
- Fiscal year end
- December
Integrated Benefits uses Charles Schwab ($98.6M) as custodian for its separately managed accounts. Integrated Benefits does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $98.6M100%
At year end, Integrated Benefits’ separately managed accounts were mostly in funds (87%) and cash (12%).
What the accounts hold
- Funds87%
- Bonds1%
- Cash12%
How many clients does Integrated Benefits have?
Integrated Benefits has 155 clients and manages $101 million for them, as of October 2026. They include 125 individual clients, 25 high-net-worth individuals, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Integrated Benefits offer?
Integrated Benefits provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Integrated Benefits use?
Integrated Benefits’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $98.6M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Integrated Benefits have?
Integrated Benefits has 2 investment adviser representatives registered with state securities authorities, out of 2 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Integrated Benefits invest in?
At the end of its last fiscal year, Integrated Benefits’ separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 12% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Integrated Benefits?
Integrated Benefits’ direct owners are Sarah Stachnik (10% to 25%) and Roy Stachnik (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Integrated Benefits get paid?
Integrated Benefits is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Integrated Benefits?
Its phone number is 970-618-3000. Its website is ibiadvisors.com.