IFS Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, insurance, and tax planning. Financial planning was provided to 1–10 clients last fiscal year.
IFS Group reports 267 clients. They include 195 individual clients and 72 high-net-worth individuals. Of its assets, 87.5% ($210M across 254 accounts) are managed with discretion; $30M across 90 accounts are not. A wrap fee program the firm both sponsors and manages holds $240M. It advised 5 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 73% | 52% |
| High-net-worth individuals | 27% | 48% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 195 | $125M | 52.1% | $641K |
| High-net-worth individuals | 72 | $115M | 47.9% | $1.6M |
| Total | 267 | $240M | 100% | $899K |
- Clients
- 195
- Regulatory AUM
- $125M
- AUM share
- 52.1%
- Avg. per client
- $641K
- Clients
- 72
- Regulatory AUM
- $115M
- AUM share
- 47.9%
- Avg. per client
- $1.6M
Total
- Clients
- 267
- Regulatory AUM
- $240M
- AUM share
- 100%
- Avg. per client
- $899K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 5
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
IFS Group is paid through a percentage of assets under management, hourly charges and other compensation. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Financial planning is billed hourly, at between $175 and $250 an hour.
- Pension Consulting
- Pension consulting is an asset-based annual fee: 1.50% on $100,000 to $500,000, stepping down to 0.80% above $5,000,000; generally negotiable.
Joseph Krichten owns 75% or more of IFS Group. The leadership team of IFS Group includes Chief Compliance Officer Joseph Krichten. It has 6 employees.
Leadership
Joseph KrichtenManaging Member & Chief Compliance Officer
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- 6 broker-dealer reps
- 6 insurance agents
- 1 soliciting firm
- Owns 75% or more of Ifs Group, LLC
Joseph Krichten
Control person · since February 2002
IFS Group’s regulatory assets grew from $200M (July 2024) to $240M (July 2026); clients rose from 235 to 267 and employees fell from 14 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $240M | 267 | 6 | 1 |
| January 2025 | $210M | 234 | 7 | 1 |
| July 2024 | $200M | 235 | 14 | 1 |
Besides its headquarters, IFS Group has 0 offices, with 1 listed address in Pennsylvania.
Pennsylvania · 1 listed address
- 1205 Manor Drive, Ste 200, MechanicsburgHQ
Contact and registration details
- Legal name
- Ifs Group, LLC
- Headquarters
- 1205 Manor Drive, Ste 200, Mechanicsburg, PA 17055
- Website
- ifsgroup.com
- Phone
- 717-766-1144
- @ifs-group-1
- SEC file
- 801-129581
- Founded
- 2002
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
IFS Group uses LPL Financial ($240M) as custodian for its separately managed accounts. IFS Group does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $240M100%
At year end, IFS Group’s separately managed accounts were largely in funds (45%) and stocks (38%).
What the accounts hold
- Stocks38%
- Funds45%
- Bonds7%
- Investment grade corporate bonds3%
- U.S. government and agency bonds2%
- State and local bonds2%
- Cash10%
How many clients does IFS Group have?
IFS Group has 267 clients and manages $240 million for them, as of July 2026. They include 195 individual clients and 72 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 7 July 2026
What services does IFS Group offer?
IFS Group provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does IFS Group use?
IFS Group’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $240M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 7 July 2026
How many financial advisors does IFS Group have?
IFS Group has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. 6 employees are registered representatives of a broker-dealer and 6 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does IFS Group invest in?
At the end of its last fiscal year, IFS Group’s separately managed accounts held 45% registered funds (mutual funds, ETFs, BDCs), 38% exchange-traded equities, 10% cash and equivalents, 3% investment grade corporate bonds, 2% U.S. government and agency bonds and 2% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns IFS Group?
IFS Group’s direct owner is Joseph Krichten (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 7 July 2026
How does IFS Group get paid?
IFS Group is paid through a percentage of assets under management, hourly charges and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is IFS Group registered with the SEC?
Yes, IFS Group has been registered with the SEC as an investment adviser since 29 February 2024. Its CRD number is 328774 and its SEC file number is 801-129581.
Source: Form ADV Part 1A, Item 1, filed 7 July 2026; IAPD firm record
How do I contact IFS Group?
IFS Group’s main office is at 1205 Manor Drive, Ste 200, Mechanicsburg, PA 17055. Its phone number is 717-766-1144. Its website is ifsgroup.com.