Ifc and Insurance Marketing provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Ifc and Insurance Marketing reports 1,050 clients. They include 1,020 individual clients, 28 high-net-worth individuals and 2 charitable organizations. Of its assets, 100.0% ($173M across 1,421 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 97% | 74% |
| High-net-worth individuals | 3% | 26% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,020 | $129M | 74.2% | $126K |
| High-net-worth individuals | 28 | $44.8M | 25.8% | $1.6M |
| Charitable organizations | Fewer than 5 | $36.9K | 0.0% | $18.4K |
| Total | 1,050 | $173M | 100% | — |
- Clients
- 1,020
- Regulatory AUM
- $129M
- AUM share
- 74.2%
- Avg. per client
- $126K
- Clients
- 28
- Regulatory AUM
- $44.8M
- AUM share
- 25.8%
- Avg. per client
- $1.6M
- Clients
- Fewer than 5
- Regulatory AUM
- $36.9K
- AUM share
- 0.0%
- Avg. per client
- $18.4K
Total
- Clients
- 1,050
- Regulatory AUM
- $173M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Ifc and Insurance Marketing charges up to 1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consultation
- Hourly fee of up to $250 per hour, or a flat fee of no more than $10,000 for financial planning and consultation; the fee is negotiable.
Peter Konrad owns 75% or more of Ifc and Insurance Marketing. The leadership team of Ifc and Insurance Marketing includes President Peter Konrad and Chief Compliance Officer Garrett Konrad. It has 7 employees.
Staff
- 7 employees
- 7 in advisory functions
- 7 state-registered reps
- 7 insurance agents
- Owns 75% or more of Ifc and Insurance Marketing, Inc.
Peter Konrad
Control person · since August 2001
- Owns 10% to 25% of Ifc and Insurance Marketing, Inc.
Garrett Konrad
Control person · since July 2016
Ifc and Insurance Marketing’s regulatory assets grew 1.6× from $110M (June 2025) to $173M (June 2026); clients rose from 987 to 1,050 and employees were 7 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jun 2026June 2026 | $173M | 1,050 | 7 | 4 |
| Jun 2025June 2025 | $110M | 987 | 7 | 5 |
Besides its headquarters, Ifc and Insurance Marketing has 3 offices, with 4 listed addresses across 4 states.
Arizona · 1 listed address
- 3732 N. Cherry Ave, Tucson
California · 1 listed address
- 102 El Dorado St., AuburnHQ
Missouri · 1 listed address
- 3401 Technology DR., Lake Saint Louis
North Carolina · 1 listed address
- 1070 Tunnel Road, Asheville
Other business names
Ifc and Insurance Marketing has reported 3 other business names to the SEC.
- Bekki Harper Financial
- Spectrum Retirement Solutions
- Wise Money Info
Contact and registration details
- Legal name
- Ifc and Insurance Marketing, Inc.
- Headquarters
- 102 El Dorado St., Auburn, CA 95603
- Website
- ifcins.com
- Phone
- 530-886-8550
- SEC file
- 801-133751
- Structure
- California corporation
- Fiscal year end
- December
Ifc and Insurance Marketing’s named custodians for separately managed accounts are Charles Schwab ($0) and Altruist ($0). Ifc and Insurance Marketing does not have custody of client assets.
The filed values do not form a complete breakdown. Values are shown as filed.
- Charles Schwab · Charles Schwab & Co., Inc. · Westlake, TX · $0
- 0%
- Altruist · Altruist Financial LLC · Culver City, CA · $0
- 0%
At year end, Ifc and Insurance Marketing’s separately managed accounts were mostly in funds (85%) and stocks (13%).
What the accounts hold
- Stocks13%
- Funds85%
- Registered funds84%
- Pooled vehicles1%
- Bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
How many clients does Ifc and Insurance Marketing have?
Ifc and Insurance Marketing has 1,050 clients and manages $173 million for them, as of June 2026. They include 1,020 individual clients, 28 high-net-worth individuals and 2 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 June 2026
What services does Ifc and Insurance Marketing offer?
Ifc and Insurance Marketing provides financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Ifc and Insurance Marketing charge?
Ifc and Insurance Marketing charges up to 1.50% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Which custodians does Ifc and Insurance Marketing use?
The filing also lists Charles Schwab & Co., Inc. and Altruist Financial LLC with no separately managed account assets.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 June 2026
How many financial advisors does Ifc and Insurance Marketing have?
Ifc and Insurance Marketing has 7 investment adviser representatives registered with state securities authorities, out of 7 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 7 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ifc and Insurance Marketing invest in?
At the end of its last fiscal year, Ifc and Insurance Marketing’s separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 13% exchange-traded equities, 1% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ifc and Insurance Marketing?
Ifc and Insurance Marketing’s direct owners are Peter Konrad (75% or more) and Garrett Konrad (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 June 2026
How does Ifc and Insurance Marketing get paid?
Ifc and Insurance Marketing is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ifc and Insurance Marketing?
Ifc and Insurance Marketing’s main office is at 102 El Dorado St., Auburn, CA 95603. Its phone number is 530-886-8550. Its website is ifcins.com.
