Ideal Retirement Solutions provides portfolio management for individuals and small businesses and selecting other managers.
Ideal Retirement Solutions reports 311 clients. They include 214 individual clients and 97 high-net-worth individuals. Of its assets, 100.0% ($124M across 594 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 42% |
| High-net-worth individuals | 31% | 58% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 214 | $51.3M | 41.5% | $240K |
| High-net-worth individuals | 97 | $72.2M | 58.5% | $744K |
| Total | 311 | $124M | 100% | $397K |
- Clients
- 214
- Regulatory AUM
- $51.3M
- AUM share
- 41.5%
- Avg. per client
- $240K
- Clients
- 97
- Regulatory AUM
- $72.2M
- AUM share
- 58.5%
- Avg. per client
- $744K
Total
- Clients
- 311
- Regulatory AUM
- $124M
- AUM share
- 100%
- Avg. per client
- $397K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Ideal Retirement Solutions charges 1.50% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Estate Document Planning
- Estate planning coordination fees generally range between $0 and $2,499, are charged separately from advisory fees, and are generally negotiable.
- Wealth.com Subscription Services
- Subscription fees are generally expected to be about $40 per month or $200 semi-annually, separate from advisory fees and generally negotiable.
Corey Cyr owns 50% to 75% of Ideal Retirement Solutions. The leadership team of Ideal Retirement Solutions includes Chief Compliance Officer Corey Cyr. It has 8 employees, 4 of them in advisory roles.
Leadership
- Corey CyrManaging Member and Chief Compliance Officer
- Jeffrey TamasManaging Members
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 8 employees
- 4 in advisory functions
- 4 state-registered reps
- 4 insurance agents
- Owns 50% to 75% of Ideal Retirement Solutions, LLC
Corey Cyr
Control person · since June 2019
- Owns 50% to 75% of Ideal Retirement Solutions, LLC
Jeffrey Tamas
Control person · since June 2019
Besides its headquarters, Ideal Retirement Solutions has 2 offices, with 3 listed addresses in Florida.
Florida · 3 listed addresses
- 17896 Toledo Blade BLVD, Port CharlotteHQ
- 8791 Conference DR., Fort Myers
- 6901 Professional Parkway E, Sarasota
Contact and registration details
- Legal name
- Ideal Retirement Solutions, LLC
- Headquarters
- 17896 Toledo Blade BLVD, Port Charlotte, FL 33948
- Website
- idealretirementsolutions.com
- Phone
- 941-876-8985
- SEC file
- 801-134255
- Structure
- Florida LLC
- Fiscal year end
- December
Ideal Retirement Solutions uses Charles Schwab ($119M) as custodian for its separately managed accounts. Ideal Retirement Solutions does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $119M100%
At year end, Ideal Retirement Solutions’ separately managed accounts were mostly in stocks (55%) and funds (21%).
What the accounts hold
- Stocks55%
- Funds21%
- Bonds5%
- Cash4%
- Other15%
- Derivatives15%
How many clients does Ideal Retirement Solutions have?
Ideal Retirement Solutions has 311 clients and manages $124 million for them, as of April 2026. They include 214 individual clients and 97 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 April 2026
What services does Ideal Retirement Solutions offer?
Ideal Retirement Solutions provides portfolio management for individuals and small businesses and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Ideal Retirement Solutions charge?
Ideal Retirement Solutions charges 1.50% a year for its Portfolio Management Fees. The fee is billed in arrears and is negotiable.
Source: FORM ADV PART 2A - IDEAL RETIREMENT SOLUTIONS, filed 30 April 2026
Which custodians does Ideal Retirement Solutions use?
Ideal Retirement Solutions’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $119M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 April 2026
How many financial advisors does Ideal Retirement Solutions have?
Ideal Retirement Solutions has 4 investment adviser representatives registered with state securities authorities, out of 8 employees, and 4 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 4 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ideal Retirement Solutions invest in?
At the end of its last fiscal year, Ideal Retirement Solutions’ separately managed accounts held 55% exchange-traded equities, 21% registered funds (mutual funds, ETFs, BDCs), 15% derivatives, 5% investment grade corporate bonds and 4% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ideal Retirement Solutions?
Ideal Retirement Solutions’ direct owners are Corey Cyr (50% to 75%) and Jeffrey Tamas (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 April 2026
How does Ideal Retirement Solutions get paid?
Ideal Retirement Solutions is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ideal Retirement Solutions?
Ideal Retirement Solutions’ main office is at 17896 Toledo Blade BLVD, Port Charlotte, FL 33948. Its phone number is 941-876-8985. Its website is idealretirementsolutions.com.