Heirloom Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Heirloom Wealth Management reports 853 clients. They include 575 individual clients, 254 high-net-worth individuals, and 15 pension and profit-sharing plans. Of its assets, 88.6% ($982M across 2,473 accounts) are managed with discretion; $126M across 36 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 22% |
| High-net-worth individuals | 30% | 66% |
| Pension and profit-sharing plans | 2% | 11% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 575 | $242M | 21.8% | $421K |
| High-net-worth individuals | 254 | $731M | 65.9% | $2.88M |
| Pension and profit-sharing plans | 15 | $124M | 11.1% | $8.24M |
| Charitable organizations | 4 | $7.04M | 0.6% | $1.76M |
| Corporations and other businesses | 5 | $5.14M | 0.5% | $1.03M |
| Total | 853 | $1.11B | 100% | $1.3M |
- Clients
- 575
- Regulatory AUM
- $242M
- AUM share
- 21.8%
- Avg. per client
- $421K
- Clients
- 254
- Regulatory AUM
- $731M
- AUM share
- 65.9%
- Avg. per client
- $2.88M
- Clients
- 15
- Regulatory AUM
- $124M
- AUM share
- 11.1%
- Avg. per client
- $8.24M
- Clients
- 4
- Regulatory AUM
- $7.04M
- AUM share
- 0.6%
- Avg. per client
- $1.76M
- Clients
- 5
- Regulatory AUM
- $5.14M
- AUM share
- 0.5%
- Avg. per client
- $1.03M
Total
- Clients
- 853
- Regulatory AUM
- $1.11B
- AUM share
- 100%
- Avg. per client
- $1.3M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Heirloom Wealth Management charges up to 1.75% for its Investment management fees. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is a fixed fee of $2,000 to $5,000, or an hourly rate of $200 to $500 for work done if the agreement ends before the plan is complete.
Michael Euston owns 50% to 75% of Heirloom Wealth Management. It has 18 employees, 17 of them in advisory roles.
Leadership
- Richard HurleyCCO, Managing Member
- Michael EustonManaging Member
Investment adviser representatives
19 representatives listed in the SEC register as of 9 October 2026.
- Amanda Lea Arthur
- Cooper Benedict
- Aimee Sophie Burke
- Nicholas Allen Burke
- Michael Gregory Euston
- Brea Anne Howard
- Richard Leonard Hurley JR
- William M Miller
- David Baldwin Morgan JR
- Jamie Eleanor Olson
- Gabriel J Pardue
- Jackson B Potter
- Robert Bruce Potter CFP
- Desiree Ann Segler
- Roger Damon Segler
- Deron Darryl Swaby
- Luke Terwilliger LaFlam
- Jeffrey N Welty
- Elizabeth Wilder
Staff
- 18 employees
- 17 in advisory functions
- 17 state-registered reps
- Owns 50% to 75% of Heirloom Wealth Management LLC
Michael Euston
Control person · since June 2014
- Owns 25% to 50% of Heirloom Wealth Management LLC
Richard Hurley
Control person · since January 2018
Heirloom Wealth Management’s regulatory assets grew 4.6× from $242M (March 2021) to $1.11B (April 2026); clients rose from 369 to 853 and employees from 7 to 18.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| April 2026 | $1.11B | 853 | 18 | 2 |
| June 2025 | $614M | 672 | 11 | 2 |
| July 2024 | $500M | 626 | 11 | 3 |
| July 2023 | $353M | 462 | 11 | 3 |
| March 2022 | $340M | 395 | 9 | 3 |
| March 2021 | $242M | 369 | 7 | 3 |
Besides its headquarters, Heirloom Wealth Management has 1 office, with 2 listed addresses in Colorado.
Colorado · 2 listed addresses
- 6400 S Fiddlers Green Circle, Suite 1970, Greenwood VillageHQ
- 3200 Cherry Creek South Drive, Denver
Contact and registration details
- Legal name
- Heirloom Wealth Management LLC
- Headquarters
- 6400 S Fiddlers Green Circle, Suite 1970, Greenwood Village, CO 80111
- Website
- heirloomwm.com
- Phone
- 720-328-2877
- @heirloom-wealth-management
- SEC file
- 801-112707
- Structure
- Colorado LLC
- Fiscal year end
- December
Heirloom Wealth Management uses Charles Schwab ($911M) as custodian for its separately managed accounts. Heirloom Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $911M100%
At year end, Heirloom Wealth Management’s separately managed accounts were mostly in funds (61%) and stocks (33%). Its reported 13F holdings for the quarter ended 30 June 2026 total $690M across 61 positions; the largest are Pimco ETF TR (15.5%), Alphabet Inc. (5.9%) and Goldman Sachs Physical Gold (5.8%).
What the accounts hold
- Stocks33%
- Exchange-traded equities32%
- Non-exchange-traded equities1%
- Funds61%
- Cash5%
Filed values cover 99%. The neutral 1% gap has no reported category.
Reported 13F holdings
- $690M
- Reported 13F value
- 61
- Positions
- 58.0%
- In the 10 largest
- +24.3%
- Value vs. prior quarter
- Pimco ETF TR · Active BD ETF15.5%
- Alphabet Inc. · Cap Stk CL C5.9%
- Goldman Sachs Physical Gold · Unit5.8%
- Visa Inc. · Com CL A5.3%
- Pimco ETF TR · Multisector BD4.7%
- Nvidia Corporation4.6%
- Republic Svcs Inc.4.2%
- Berkshire Hathaway Inc. Del · CL B New4.1%
- Microsoft Corp.4.0%
- Meta Platforms Inc. · CL A3.9%
Together, the ten largest are 58.0% of reported value.
How many clients does Heirloom Wealth Management have?
Heirloom Wealth Management has 853 clients and manages $1.11 billion for them, as of April 2026. They include 575 individual clients, 254 high-net-worth individuals, and 15 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 10 April 2026
What services does Heirloom Wealth Management offer?
Heirloom Wealth Management provides financial planning, portfolio management for individuals and small businesses, pension consulting, business succession planning, education planning, estate planning, insurance, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Heirloom Wealth Management charge?
Heirloom Wealth Management charges up to 1.75% for its Investment management fees. The brochure does not state whether the rate is annual. The fee is billed in arrears and is negotiable.
Which custodians does Heirloom Wealth Management use?
Heirloom Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $911M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 10 April 2026
How many financial advisors does Heirloom Wealth Management have?
Heirloom Wealth Management has 17 investment adviser representatives registered with state securities authorities, out of 18 employees, and 17 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Heirloom Wealth Management invest in?
At the end of its last fiscal year, Heirloom Wealth Management’s separately managed accounts held 61% registered funds (mutual funds, ETFs, BDCs), 32% exchange-traded equities, 5% cash and equivalents and 1% non-exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Heirloom Wealth Management?
Heirloom Wealth Management’s direct owners are Richard Hurley (25% to 50%) and Michael Euston (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 10 April 2026
How does Heirloom Wealth Management get paid?
Heirloom Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Heirloom Wealth Management registered with the SEC?
Yes, Heirloom Wealth Management has been registered with the SEC as an investment adviser since 30 March 2018. Its CRD number is 292277 and its SEC file number is 801-112707.
Source: Form ADV Part 1A, Item 1, filed 10 April 2026; IAPD firm record
How do I contact Heirloom Wealth Management?
Heirloom Wealth Management’s main office is at 6400 S Fiddlers Green Circle, Suite 1970, Greenwood Village, CO 80111. Its phone number is 720-328-2877. Its website is heirloomwm.com.