GS Investments provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and retirement plan services. Financial planning was provided to 1–10 clients last fiscal year.
GS Investments reports 84 clients. They include 42 individual clients, 35 high-net-worth individuals and 7 charitable organizations. Of its assets, 98.9% ($190M across 171 accounts) are managed with discretion; $2.19M across 5 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 50% | 8% |
| High-net-worth individuals | 42% | 75% |
| Charitable organizations | 8% | 17% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 42 | $14.4M | 7.5% | $344K |
| High-net-worth individuals | 35 | $144M | 75.0% | $4.12M |
| Charitable organizations | 7 | $33.6M | 17.5% | $4.8M |
| Total | 84 | $192M | 100% | $2.29M |
- Clients
- 42
- Regulatory AUM
- $14.4M
- AUM share
- 7.5%
- Avg. per client
- $344K
- Clients
- 35
- Regulatory AUM
- $144M
- AUM share
- 75.0%
- Avg. per client
- $4.12M
- Clients
- 7
- Regulatory AUM
- $33.6M
- AUM share
- 17.5%
- Avg. per client
- $4.8M
Total
- Clients
- 84
- Regulatory AUM
- $192M
- AUM share
- 100%
- Avg. per client
- $2.29M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
GS Investments charges 0.75%–1.00% for its Standard Asset Management Fee Schedule. The brochure does not state whether the rate is annual. The fee is billed in arrears, is negotiable and requires an account of at least $500,000. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial planning
- Financial planning is charged at 0.1% of account value, with a $500 minimum fee.
John Steinke owns 50% to 75% of GS Investments. The leadership team of GS Investments includes Chief Compliance Officer John Steinke. It has 3 employees, 2 of them in advisory roles.
Leadership
John SteinkeManaging Principal, Chief Compliance Officer
Greg CunninghamManaging Principal
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of GS Investments, Inc.
John Steinke
Control person · since December 1996
- Owns 10% to 25% of GS Investments, Inc.
Greg Cunningham
since October 2010
GS Investments’ regulatory assets grew from $143M (March 2021) to $192M (September 2026); clients rose from 78 to 84 and employees fell from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $192M | 84 | 3 | 1 |
| May 2025 | $271M | 89 | 4 | 1 |
| April 2024 | $244M | 86 | 4 | 1 |
| February 2023 | $207M | 85 | 4 | 1 |
| February 2022 | $245M | 82 | 4 | 1 |
| March 2021 | $143M | 78 | 4 | 1 |
Besides its headquarters, GS Investments has 0 offices, with 1 listed address in Minnesota.
Minnesota · 1 listed address
- 860 Blue Gentian Road, Suite 200, EaganHQ
Contact and registration details
- Legal name
- GS Investments, Inc.
- Headquarters
- 860 Blue Gentian Road, Suite 200, Eagan, MN 55121
- Website
- gsinvestments.com
- Phone
- 612-371-0590
- SEC file
- 801-56317
- Founded
- 1993
- Structure
- Minnesota corporation
- Fiscal year end
- December
GS Investments uses Charles Schwab ($167M) as custodian for its separately managed accounts. GS Investments has custody of $17.2K in client assets for 1 client.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $167M100%
At year end, GS Investments’ separately managed accounts were mostly in stocks (80%) and bonds (14%). Its reported 13F holdings for the quarter ended 30 June 2026 total $138M across 133 positions; the largest are Nvidia Corporation (3.7%), Alphabet Inc. (3.7%) and Visa Inc. (3.4%).
What the accounts hold
- Stocks80%
- Funds2%
- Bonds14%
- State and local bonds6%
- U.S. government and agency bonds4%
- Investment grade corporate bonds4%
- Cash4%
Reported 13F holdings
- $138M
- Reported 13F value
- 133
- Positions
- 31.0%
- In the 10 largest
- −20.7%
- Value vs. prior quarter
- Nvidia Corporation3.7%
- Alphabet Inc. · Cap Stk CL A3.7%
- Visa Inc. · Com CL A3.4%
- Apple Inc.3.4%
- Micron Technology Inc.3.2%
- Microsoft Corp.3.0%
- Amazon Com Inc.2.7%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt2.6%
- Broadcom Inc.2.6%
- Meta Platforms Inc. · CL A2.6%
Together, the ten largest are 31.0% of reported value.
How many clients does GS Investments have?
GS Investments has 84 clients and manages $192 million for them, as of September 2026. They include 42 individual clients, 35 high-net-worth individuals and 7 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 September 2026
What services does GS Investments offer?
GS Investments provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and retirement plan services.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does GS Investments charge?
GS Investments charges 0.75%–1.00% for its Standard Asset Management Fee Schedule. The brochure does not state whether the rate is annual. The fee is billed in arrears, is negotiable and requires an account of at least $500,000.
Source: GS INVESTMENTS ADV PART 2 - DISCLOSURE BROCHURE, filed 16 September 2026
Which custodians does GS Investments use?
GS Investments’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $167M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 September 2026
How many financial advisors does GS Investments have?
GS Investments has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does GS Investments invest in?
At the end of its last fiscal year, GS Investments’ separately managed accounts held 80% exchange-traded equities, 6% state and local bonds, 4% U.S. government and agency bonds, 4% investment grade corporate bonds, 4% cash and equivalents and 2% registered funds (mutual funds, ETFs, BDCs).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does GS Investments have a minimum investment?
Yes, GS Investments’ minimum account size for its Standard Asset Management Fee Schedule is $500K.
Source: GS INVESTMENTS ADV PART 2 - DISCLOSURE BROCHURE, filed 16 September 2026
Who owns GS Investments?
GS Investments’ direct owners are John Steinke (50% to 75%) and Greg Cunningham (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 16 September 2026
How does GS Investments get paid?
GS Investments is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact GS Investments?
GS Investments’ main office is at 860 Blue Gentian Road, Suite 200, Eagan, MN 55121. Its phone number is 612-371-0590. Its website is gsinvestments.com.