GRP Financial Services provides financial planning, portfolio management for individuals and small businesses, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
GRP Financial Services reports 846 clients. They include 798 individual clients and 48 high-net-worth individuals. Of its assets, 100.0% ($155M across 1,972 accounts) are managed with discretion. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 94% | 66% |
| High-net-worth individuals | 6% | 34% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 798 | $102M | 66.0% | $128K |
| High-net-worth individuals | 48 | $52.8M | 34.0% | $1.1M |
| Total | 846 | $155M | 100% | $184K |
- Clients
- 798
- Regulatory AUM
- $102M
- AUM share
- 66.0%
- Avg. per client
- $128K
- Clients
- 48
- Regulatory AUM
- $52.8M
- AUM share
- 34.0%
- Avg. per client
- $1.1M
Total
- Clients
- 846
- Regulatory AUM
- $155M
- AUM share
- 100%
- Avg. per client
- $184K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
GRP Financial Services charges 1.00%–1.70% a year for its Asset Management. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Employer sponsored financial education
- Annual fees of 1.00% on the first $1,000,000, 0.75% on the next $4,000,000, 0.50% on the next $5,000,000 and 0.25% on the next $10,000,000 of assets; custom or negotiable above $20,000,000; charged quarterly in arrears.
- Financial planning
- Financial planning is charged in advance: hourly fees range from $250 to $2,500 per hour, and fixed fees for longer-term projects range from $1,000 to $10,000 per project; fees are negotiable.
Nathan Nichols owns 75% or more of GRP Financial Services. It has 16 employees, 5 of them in advisory roles.
Staff
- 16 employees
- 5 in advisory functions
- 5 state-registered reps
- 9 insurance agents
- Owns 75% or more of GRP Financial Services, LLC
Nathan Nichols
Control person · since September 2024
GRP Financial Services’ regulatory assets grew from $110M (April 2025) to $155M (January 2026); clients rose from 695 to 846 and employees from 14 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jan 2026January 2026 | $155M | 846 | 16 | 2 |
| Apr 2025April 2025 | $110M | 695 | 14 | 2 |
Besides its headquarters, GRP Financial Services has 1 office, with 2 listed addresses in 1 state.
Maine · 2 listed addresses
- 633 Maine Avenue, FarmingdaleHQ
- 290 Bridgton Road, Westbrook
Other business names
GRP Financial Services has reported 1 other business name to the SEC.
- Gosline Retirement Planning, Inc.
Contact and registration details
- Legal name
- GRP Financial Services, LLC
- Headquarters
- 633 Maine Avenue, Farmingdale, ME 04344
- Website
- grplans.com
- Phone
- 207-622-4494
- SEC file
- 801-131281
- Structure
- Maine LLC
- Fiscal year end
- December
GRP Financial Services’ named custodians for separately managed accounts are Charles Schwab ($154M, 100%) and Fidelity ($760K, 0%). GRP Financial Services has custody of $74.4M for 627 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $154M100%
- FidelityFidelity Investments · Boston, MA · $760K0%
At year end, GRP Financial Services’ separately managed accounts were mostly in stocks (80%) and bonds (17%).
What the accounts hold
- Stocks80%
- Bonds17%
- U.S. government and agency bonds8%
- Investment grade corporate bonds7%
- High-yield corporate bonds2%
- Cash3%
How many clients does GRP Financial Services have?
GRP Financial Services has 846 clients and manages $155 million for them, as of January 2026. They include 798 individual clients and 48 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 26 January 2026
What services does GRP Financial Services offer?
GRP Financial Services provides financial planning, portfolio management for individuals and small businesses, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does GRP Financial Services charge?
GRP Financial Services charges 1.00%–1.70% a year for its Asset Management. The fee is billed in arrears and is negotiable.
Which custodians does GRP Financial Services use?
GRP Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $154M and Fidelity Investments (Boston, MA), with $760K. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 26 January 2026
How many financial advisors does GRP Financial Services have?
GRP Financial Services has 5 investment adviser representatives registered with state securities authorities, out of 16 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 9 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does GRP Financial Services invest in?
At the end of its last fiscal year, GRP Financial Services’ separately managed accounts held 80% exchange-traded equities, 8% U.S. government and agency bonds, 7% investment grade corporate bonds, 3% cash and equivalents and 2% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns GRP Financial Services?
GRP Financial Services’ direct owner is Nathan Nichols (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 26 January 2026
How does GRP Financial Services get paid?
GRP Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact GRP Financial Services?
GRP Financial Services’ main office is at 633 Maine Avenue, Farmingdale, ME 04344. Its phone number is 207-622-4494. Its website is grplans.com.
