Gasber Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 51–100 clients last fiscal year.
Gasber Financial Advisors reports 183 clients. They include 118 individual clients, 62 high-net-worth individuals, and 3 pension and profit-sharing plans. Of its assets, 97.2% ($173M across 329 accounts) are managed with discretion; $5.03M across 1 account is not. Of its clients, 1% are outside the U.S. It advised 3 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 64% | 20% |
| High-net-worth individuals | 34% | 75% |
| Pension and profit-sharing plans | 2% | 5% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 118 | $35.9M | 20.2% | $304K |
| High-net-worth individuals | 62 | $133M | 74.9% | $2.15M |
| Pension and profit-sharing plans | Fewer than 5 | $8.66M | 4.9% | $2.89M |
| Total | 183 | $178M | 100% | — |
- Clients
- 118
- Regulatory AUM
- $35.9M
- AUM share
- 20.2%
- Avg. per client
- $304K
- Clients
- 62
- Regulatory AUM
- $133M
- AUM share
- 74.9%
- Avg. per client
- $2.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $8.66M
- AUM share
- 4.9%
- Avg. per client
- $2.89M
Total
- Clients
- 183
- Regulatory AUM
- $178M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 3
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Gasber Financial Advisors charges 0.20%–1.00% a year for its Investment Management (Non-Qualified). The fee is billed in advance. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning Retainer
- Ongoing financial planning is billed as a retainer each quarter, based on the scope of work; no amount is stated.
- Hourly Financial Planning
- Hourly planning rates are $175 to $350 for professionals, $125 for para-planners and $75 for clerical staff; not negotiable.
- Investment Management (Qualified Plans)
- 0.90% on the first $1,000,000 down to 0.30% on the next $3,000,000 of qualified plan assets, with a $5,000 minimum annual fee.
- Project Financial Planning
- Fees for the initial financial planning engagement generally range from $2,000 to $5,000 and are negotiable.
Gerald Gasber owns 75% or more of Gasber Financial Advisors. The leadership team of Gasber Financial Advisors includes President Gerald Gasber and Chief Compliance Officer Karen Miller. It has 4 employees, 2 of them in advisory roles.
Leadership
Gerald GasberPresident
Karen MillerMember/Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Gasber Financial Advisors, Inc
Gerald Gasber
Control person · since September 1995
- Owns 10% to 25% of Gasber Financial Advisors, Inc
Karen Miller
Control person · since June 2020
Gasber Financial Advisors’ regulatory assets grew from $136M (March 2021) to $178M (February 2026); clients rose from 143 to 183 and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $178M | 183 | 4 | 1 |
| May 2025 | $160M | 137 | 4 | 1 |
| February 2024 | $247M | 138 | 4 | 1 |
| March 2023 | $140M | 134 | 4 | 1 |
| March 2022 | $152M | 142 | 4 | 1 |
| March 2021 | $136M | 143 | 4 | 1 |
Besides its headquarters, Gasber Financial Advisors has 0 offices, with 1 listed address in California.
California · 1 listed address
- 81 Blue Ravine Road, Suite 250, FolsomHQ
Contact and registration details
- Legal name
- Gasber Financial Advisors, Inc
- Headquarters
- 81 Blue Ravine Road, Suite 250, Folsom, CA 95630-4157
- Website
- gasberfinancial.com
- Phone
- 916-985-2594
- SEC file
- 801-72295
- Structure
- California corporation
- Fiscal year end
- December
Gasber Financial Advisors uses Charles Schwab ($166M) as custodian for its separately managed accounts. Gasber Financial Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $166M100%
At year end, Gasber Financial Advisors’ separately managed accounts were mostly in funds (95%).
What the accounts hold
- Stocks1%
- Funds95%
- Bonds1%
- Cash3%
How many clients does Gasber Financial Advisors have?
Gasber Financial Advisors has 183 clients and manages $178 million for them, as of February 2026. They include 118 individual clients, 62 high-net-worth individuals, and 3 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 February 2026
What services does Gasber Financial Advisors offer?
Gasber Financial Advisors provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Gasber Financial Advisors charge?
Gasber Financial Advisors charges 0.20%–1.00% a year for its Investment Management (Non-Qualified). The fee is billed in advance.
Source: 2023 GASBER FINANCIAL ADVISORS, INC ADV 2A, filed 23 February 2026
Which custodians does Gasber Financial Advisors use?
Gasber Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $166M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 February 2026
How many financial advisors does Gasber Financial Advisors have?
Gasber Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Gasber Financial Advisors invest in?
At the end of its last fiscal year, Gasber Financial Advisors’ separately managed accounts held 95% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 1% exchange-traded equities and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Gasber Financial Advisors?
Gasber Financial Advisors’ direct owners are Gerald Gasber (75% or more) and Karen Miller (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 February 2026
How does Gasber Financial Advisors get paid?
Gasber Financial Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Gasber Financial Advisors registered with the SEC?
Yes, Gasber Financial Advisors has been registered with the SEC as an investment adviser since 27 April 2011. Its CRD number is 157329 and its SEC file number is 801-72295.
Source: Form ADV Part 1A, Item 1, filed 23 February 2026; IAPD firm record
How do I contact Gasber Financial Advisors?
Gasber Financial Advisors’ main office is at 81 Blue Ravine Road, Suite 250, Folsom, CA 95630-4157. Its phone number is 916-985-2594. Its website is gasberfinancial.com.