Garner Asset Management provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 1–10 clients last fiscal year.
Garner Asset Management reports 112 clients. They include 96 high-net-worth individuals and 16 individual clients. Of its assets, 100.0% ($414M across 434 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 14% | 2% |
| High-net-worth individuals | 86% | 88% |
| Charitable organizations | Fewer than 5 | 11% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 16 | $6.74M | 1.6% | $421K |
| High-net-worth individuals | 96 | $363M | 87.8% | $3.79M |
| Charitable organizations | Fewer than 5 | $43.7M | 10.6% | — |
| Total | 112 | $414M | 100% | — |
- Clients
- 16
- Regulatory AUM
- $6.74M
- AUM share
- 1.6%
- Avg. per client
- $421K
- Clients
- 96
- Regulatory AUM
- $363M
- AUM share
- 87.8%
- Avg. per client
- $3.79M
- Clients
- Fewer than 5
- Regulatory AUM
- $43.7M
- AUM share
- 10.6%
- Avg. per client
- —
Total
- Clients
- 112
- Regulatory AUM
- $414M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Garner Asset Management charges 0.90%–1.10% a year for its Annual Investment Management Fee. The fee is billed in advance, is negotiable and has a $550 annual minimum. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly and Fixed-Fee Engagements
- Hourly work is billed at $200 an hour with a $550 minimum; fixed fees are negotiated case by case, with a $550 minimum fee.
Robert Garner owns 75% or more of Garner Asset Management. The leadership team of Garner Asset Management includes President Robert Garner and Chief Compliance Officer Will Clark. It has 2 employees, 1 of them in advisory roles.
Staff
- 2 employees
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Garner Asset Management Corporation
Robert Garner
Control person · since April 1998
Garner Asset Management’s regulatory assets grew from $313M (March 2021) to $414M (March 2026); clients fell from 187 to 112 and employees were 2 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $414M | 112 | 2 | 1 |
| Mar 2025March 2025 | $404M | 115 | 2 | 1 |
| Mar 2024March 2024 | $364M | 107 | 2 | 1 |
| Mar 2023March 2023 | $331M | 120 | 1 | 1 |
| Mar 2022March 2022 | $378M | 181 | 2 | 1 |
| Mar 2021March 2021 | $313M | 187 | 2 | 2 |
Besides its headquarters, Garner Asset Management has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Garner Asset Management Corporation
- Headquarters
- Not reported
- Website
- Not reported
- Phone
- 913-481-8625
- SEC file
- 801-107524
- Founded
- 1998
- Structure
- Texas corporation
- Fiscal year end
- December
Garner Asset Management’s named custodian for separately managed accounts is Charles Schwab ($414M). Garner Asset Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $414M100%
At year end, Garner Asset Management’s separately managed accounts were mostly in stocks (51%) and funds (24%).
What the accounts hold
- Stocks51%
- Funds24%
- Bonds22%
- U.S. government and agency bonds13%
- Investment grade corporate bonds7%
- State and local bonds2%
- Cash1%
Filed values cover 98%. The neutral 2% gap has no reported category.
How many clients does Garner Asset Management have?
Garner Asset Management has 112 clients and manages $414 million for them, as of March 2026. They include 96 high-net-worth individuals and 16 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Garner Asset Management offer?
Garner Asset Management provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Garner Asset Management charge?
Garner Asset Management charges 0.90%–1.10% a year for its Annual Investment Management Fee. The fee is billed in advance, is negotiable and has a $550 annual minimum.
Which custodians does Garner Asset Management use?
Garner Asset Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $414M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Garner Asset Management have?
Garner Asset Management has 1 investment adviser representative registered with state securities authorities, out of 2 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Garner Asset Management invest in?
At the end of its last fiscal year, Garner Asset Management’s separately managed accounts held 51% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs), 13% U.S. government and agency bonds, 7% investment grade corporate bonds, 2% state and local bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Garner Asset Management?
Garner Asset Management’s direct owner is Robert Garner (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Garner Asset Management get paid?
Garner Asset Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Garner Asset Management?
Its phone number is 913-481-8625.