Fortitude Financial provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Fortitude Financial reports 411 clients. They include 339 individual clients, 69 high-net-worth individuals, and 3 pension and profit-sharing plans. Of its assets, 96.7% ($272M across 1,542 accounts) are managed with discretion; $9.38M across 290 accounts are not. A wrap fee program the firm both sponsors and manages holds $232M.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 82% | 49% |
| High-net-worth individuals | 17% | 51% |
| Pension and profit-sharing plans | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 339 | $139M | 49.3% | $410K |
| High-net-worth individuals | 69 | $142M | 50.6% | $2.06M |
| Pension and profit-sharing plans | Fewer than 5 | $287K | 0.1% | $95.7K |
| Total | 411 | $282M | 100% | — |
- Clients
- 339
- Regulatory AUM
- $139M
- AUM share
- 49.3%
- Avg. per client
- $410K
- Clients
- 69
- Regulatory AUM
- $142M
- AUM share
- 50.6%
- Avg. per client
- $2.06M
- Clients
- Fewer than 5
- Regulatory AUM
- $287K
- AUM share
- 0.1%
- Avg. per client
- $95.7K
Total
- Clients
- 411
- Regulatory AUM
- $282M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Fortitude Financial charges 0.50%–1.50% a year for its Wrap Fees for Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$200K | 1.50% |
| $200K–$400K | 1.40% |
| $400K–$600K | 1.30% |
| $600K–$800K | 1.20% |
| $800K–$1M | 1.10% |
| $1M–$1.5M | 1.00% |
| $1.5M–$3M | 0.75% |
| $3M and above | 0.50% |
Fee details and sources
Other fees
- Financial Planning and Consulting
- Stand-alone financial planning and consulting is charged at hourly rates under a separate agreement; the brochure states no amount.
Jeremy Lewis owns 50% to 75% of Fortitude Financial. The leadership team of Fortitude Financial includes Chief Compliance Officer Joni Gall. It has 7 employees, 3 of them in advisory roles.
Leadership
- Joni GallChief Compliance Officer
- Benjamin ChasePartner
- Jeremy LewisPrincipal
- Noelle SeippChief Operations Officer
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
- Benjamin Kohls Chase
- Matthew F Greve
- Jeremy Frank Lewis
- Noelle Yvonne Seipp
Staff
- 7 employees
- 3 in advisory functions
- 2 state-registered reps
- 5 broker-dealer reps
- 1 insurance agent
- Owns 50% to 75% of Fortitude Financial LLC
Jeremy Lewis
Control person · since February 2021
- Owns 10% to 25% of Fortitude Financial LLC
Benjamin Chase
since November 2022
- Owns 10% to 25% of Fortitude Financial LLC
Noelle Seipp
since April 2021
Fortitude Financial’s regulatory assets grew Infinity× from $0 (May 2021) to $282M (September 2026); employees rose from 6 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| September 2026 | $282M | 411 | 7 | 2 |
| March 2025 | $270M | 457 | 8 | 2 |
| July 2024 | $233M | 478 | 8 | 2 |
| March 2023 | $168M | 462 | 8 | 1 |
| June 2022 | $206M | 421 | 8 | 1 |
| May 2021 | $0 | 0 | 6 | 1 |
Besides its headquarters, Fortitude Financial has 1 office, with 2 listed addresses in California and Washington.
California · 1 listed address
- 23 Corporate Plaza Drive, Newport Beach
Washington · 1 listed address
- 123 East 2nd Avenue, SpokaneHQ
Other business names
Fortitude Financial has reported 1 other business name to the SEC.
- Fortitude Financial
Contact and registration details
- Legal name
- Fortitude Financial LLC
- Headquarters
- 123 East 2nd Avenue, Spokane, WA 99202
- Website
- fortitudefinancial.com
- Phone
- 509-931-1199
- @fortitude-financial-llc
- SEC file
- 801-120732
- Structure
- Washington LLC
- Fiscal year end
- December
Fortitude Financial uses LPL Financial ($232M, 92%) and Charles Schwab ($21.1M, 8%) as custodians for its separately managed accounts. Fortitude Financial does not have custody of client assets.
- LPL FinancialLPL Financial LLC · Fort Mill, SC · $232M92%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $21.1M8%
At year end, Fortitude Financial’s separately managed accounts were mostly in funds (87%). Its reported 13F holdings for the quarter ended 30 June 2026 total $111M across 28 positions; the largest are SPDR Series Trust (22.8%), SPDR Series Trust (14.9%) and Blackrock ETF Trust (14.4%).
What the accounts hold
- Stocks2%
- Funds87%
- Cash1%
- Other10%
- Variable annuities10%
Reported 13F holdings
- $111M
- Reported 13F value
- 28
- Positions
- 89.6%
- In the 10 largest
- −41.1%
- Value vs. prior quarter
- SPDR Series Trust · ST Str P500grw22.8%
- SPDR Series Trust · ST Str P500etf14.9%
- Blackrock ETF Trust · iShares US Equit14.4%
- iShares TR · Mrgstr MD CP ETF13.0%
- SPDR Index Shs Fds · ST Str PO EX ETF7.7%
- Columbia ETF TR II · EM Core EX ETF6.4%
- Fidelity Covington Trust · Sml Mid Mltfct3.8%
- Select Sector SPDR TR · ST Str Techn ETF2.6%
- Invesco Qqq TR · Unit Ser 12.4%
- J P Morgan Exchange Traded F · Small & Mid Cap1.7%
Together, the ten largest are 89.6% of reported value.
How many clients does Fortitude Financial have?
Fortitude Financial has 411 clients and manages $282 million for them, as of September 2026. They include 339 individual clients, 69 high-net-worth individuals, and 3 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 15 September 2026
What services does Fortitude Financial offer?
Fortitude Financial provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Fortitude Financial charge?
Fortitude Financial charges 0.50%–1.50% a year for its Wrap Fees for Portfolio Management Services. The whole portfolio is charged at the rate of its band. The fee is billed in advance.
Which custodians does Fortitude Financial use?
Fortitude Financial’s separately managed account assets are held at LPL Financial LLC (Fort Mill, SC), with $232M and Charles Schwab & Co., Inc. (Westlake, TX), with $21.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 15 September 2026
How many financial advisors does Fortitude Financial have?
Fortitude Financial has 2 investment adviser representatives registered with state securities authorities, out of 7 employees, and 3 perform investment advisory functions. 5 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Fortitude Financial invest in?
At the end of its last fiscal year, Fortitude Financial’s separately managed accounts held 87% registered funds (mutual funds, ETFs, BDCs), 10% other, 2% exchange-traded equities and 1% cash and equivalents. The 10% other category is described as: Variable Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Fortitude Financial?
Fortitude Financial’s direct owners are Jeremy Lewis (50% to 75%), Benjamin Chase (10% to 25%) and Noelle Seipp (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 15 September 2026
How does Fortitude Financial get paid?
Fortitude Financial is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Fortitude Financial?
Fortitude Financial’s main office is at 123 East 2nd Avenue, Spokane, WA 99202. Its phone number is 509-931-1199. Its website is fortitudefinancial.com.