Financial Strategies Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, publishing newsletters, and educational seminars. Financial planning was provided to 1–10 clients last fiscal year.
Financial Strategies Group reports 1,284 clients. They include 1,086 individual clients, 195 high-net-worth individuals and 2 charitable organizations. Of its assets, 100.0% ($677M across 3,463 accounts) are managed with discretion. It advised 2 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 85% | 46% |
| High-net-worth individuals | 15% | 52% |
| Pension and profit-sharing plans | <1% | 1% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,086 | $315M | 46.5% | $290K |
| High-net-worth individuals | 195 | $351M | 51.7% | $1.8M |
| Pension and profit-sharing plans | Fewer than 5 | $9.7M | 1.4% | $9.7M |
| Charitable organizations | Fewer than 5 | $2.29M | 0.3% | $1.14M |
| Total | 1,284 | $677M | 100% | — |
- Clients
- 1,086
- Regulatory AUM
- $315M
- AUM share
- 46.5%
- Avg. per client
- $290K
- Clients
- 195
- Regulatory AUM
- $351M
- AUM share
- 51.7%
- Avg. per client
- $1.8M
- Clients
- Fewer than 5
- Regulatory AUM
- $9.7M
- AUM share
- 1.4%
- Avg. per client
- $9.7M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.29M
- AUM share
- 0.3%
- Avg. per client
- $1.14M
Total
- Clients
- 1,284
- Regulatory AUM
- $677M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 2
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Financial Strategies Group charges up to 1.50% a year for its Portfolio Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Encore Estate Planning
- Estate planning facilitated through Encore Estate Plans is a flat fee of no more than $20,000, billed through the firm.
- Financial Planning and Consulting
- Billed hourly at a maximum of $750 an hour, or as a flat fee not exceeding $20,000.
- Retirement Plan Consulting
- Fees are based on plan assets under management and will not exceed 1.50% a year.
Brandon Carter owns 25% to 50% of Financial Strategies Group. The leadership team of Financial Strategies Group includes President Brice Carter and Chief Compliance Officer Douglas Thalhammer. It has 27 employees, 7 of them in advisory roles.
Staff
- 27 employees
- 7 in advisory functions
- 7 state-registered reps
- 5 insurance agents
- 1 soliciting firm
- Owns 25% to 50% of Financial Strategies Group, Inc
Brandon Carter
Control person · since August 2017
- Owns 25% to 50% of Financial Strategies Group, Inc
Brice Carter
Control person · since August 2017
- Owns 10% to 25% of Financial Strategies Group, Inc
Justin Meyer
since January 2026
- Owns 10% to 25% of Financial Strategies Group, Inc
Kyle Cooper
since January 2026
Financial Strategies Group’s regulatory assets grew 1.8× from $380M (May 2021) to $677M (March 2026); clients rose from 1,219 to 1,284 and employees from 22 to 27.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $677M | 1,284 | 27 | 2 |
| Mar 2025March 2025 | $550M | 1,224 | 25 | 2 |
| Mar 2024March 2024 | $469M | 1,231 | 23 | 2 |
| Aug 2023August 2023 | $387M | 1,261 | 21 | 2 |
| Mar 2022March 2022 | $459M | 1,381 | 24 | 3 |
| May 2021May 2021 | $380M | 1,219 | 22 | 3 |
Besides its headquarters, Financial Strategies Group has 1 office, with 2 listed addresses in 1 state.
Michigan · 2 listed addresses
- 2270 Jolly Oak Road., Suite 2, OkemosHQ
- 265 N. Alloy DR., Fenton
Contact and registration details
- Legal name
- Financial Strategies Group, Inc
- Headquarters
- 2270 Jolly Oak Road., Suite 2, Okemos, MI 48864
- Website
- fsgmichigan.com
- Phone
- 800-804-0420
- @financial-strategies-group-inc-
- SEC file
- 801-110898
- Structure
- Michigan corporation
- Fiscal year end
- December
Financial Strategies Group’s named custodians for separately managed accounts are Charles Schwab ($543M, 86%) and Fidelity ($85.4M, 14%). Financial Strategies Group has custody of $66.4M for 350 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Fransisco, CA · $543M86%
- FidelityNational Financial Services LLC · Boston, MA · $85.4M14%
At year end, Financial Strategies Group’s separately managed accounts were mostly in funds (66%) and stocks (29%). Its reported 13F holdings for the quarter ended 30 June 2026 total $628M across 100 positions; the largest are SPDR Series Trust (11.3%), SPDR Series Trust (8.5%) and Fidelity Covington Trust (8.0%).
What the accounts hold
- Stocks29%
- Funds66%
- Registered funds59%
- Pooled vehicles7%
- Bonds3%
- U.S. government and agency bonds1%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash2%
- Other2%
- Annuities2%
How many clients does Financial Strategies Group have?
Financial Strategies Group has 1,284 clients and manages $677 million for them, as of March 2026. They include 1,086 individual clients, 195 high-net-worth individuals and 2 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 March 2026
What services does Financial Strategies Group offer?
Financial Strategies Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, portfolio management for institutions, selecting other managers, publishing newsletters, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Financial Strategies Group charge?
Financial Strategies Group charges up to 1.50% a year for its Portfolio Management. The fee is billed in arrears and is negotiable.
Source: 2A BROCHURE, filed 25 March 2026
Which custodians does Financial Strategies Group use?
Financial Strategies Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Fransisco, CA), with $543M and National Financial Services LLC (Boston, MA), with $85.4M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 March 2026
How many financial advisors does Financial Strategies Group have?
Financial Strategies Group has 7 investment adviser representatives registered with state securities authorities, out of 27 employees, and 7 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 5 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Financial Strategies Group invest in?
At the end of its last fiscal year, Financial Strategies Group’s separately managed accounts held 59% registered funds (mutual funds, ETFs, BDCs), 29% exchange-traded equities, 7% pooled vehicles (private funds and similar), 2% cash and equivalents, 2% other, 1% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds. The 2% other category is described as: Annuities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Financial Strategies Group?
Financial Strategies Group’s direct owners are Brandon Carter, Brice Carter, Justin Meyer and Kyle Cooper, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 25 March 2026
How does Financial Strategies Group get paid?
Financial Strategies Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Financial Strategies Group?
Financial Strategies Group’s main office is at 2270 Jolly Oak Road., Suite 2, Okemos, MI 48864. Its phone number is 800-804-0420. Its website is fsgmichigan.com.