FFG Retirement Advisors provides financial planning, portfolio management for individuals and small businesses, and education planning. Financial planning was provided to 51–100 clients last fiscal year.
FFG Retirement Advisors reports 156 clients. They include 80 high-net-worth individuals and 76 individual clients. Of its assets, 100.0% ($216M across 730 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $215M. It advised 69 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 49% | 14% |
| High-net-worth individuals | 51% | 86% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 76 | $31.2M | 14.4% | $410K |
| High-net-worth individuals | 80 | $185M | 85.6% | $2.32M |
| Total | 156 | $216M | 100% | $1.39M |
- Clients
- 76
- Regulatory AUM
- $31.2M
- AUM share
- 14.4%
- Avg. per client
- $410K
- Clients
- 80
- Regulatory AUM
- $185M
- AUM share
- 85.6%
- Avg. per client
- $2.32M
Total
- Clients
- 156
- Regulatory AUM
- $216M
- AUM share
- 100%
- Avg. per client
- $1.39M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 69
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
FFG Retirement Advisors charges 0.75%–1.30% a year for its Wealth Management Services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Standalone financial planning
- Standalone financial planning is a fixed annual fee of up to $10,000, negotiable; fees are invoiced up to 100% on signing.
FFG Retirement, Inc. owns 75% or more of FFG Retirement Advisors and is in turn owned by Sean O'Reilly (50–75%) and Blake Barnett (50–75%). The leadership team of FFG Retirement Advisors includes Chief Compliance Officer Sean O'Reilly. It has 5 employees, 2 of them in advisory roles.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 75% or more of FFG Retirement Advisors LLC
FFG Retirement, Inc.
Control person · since August 2020
- Owns 50% to 75% of FFG Retirement, Inc.
Sean O'Reilly
Control person · since August 2020
- Owns 50% to 75% of FFG Retirement, Inc.
Blake Barnett
Control person · since August 2020
FFG Retirement Advisors’ regulatory assets grew 1.7× from $126M (April 2021) to $216M (February 2026); clients rose from 129 to 156 and employees from 4 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Feb 2026February 2026 | $216M | 156 | 5 | 1 |
| Jan 2025January 2025 | $203M | 177 | 6 | 1 |
| Jan 2024January 2024 | $175M | 144 | 5 | 1 |
| Feb 2023February 2023 | $155M | 146 | 5 | 1 |
| Mar 2022March 2022 | $159M | 160 | 5 | 1 |
| Apr 2021April 2021 | $126M | 129 | 4 | 1 |
Besides its headquarters, FFG Retirement Advisors has 0 offices, with 1 listed address in 1 state.
Colorado · 1 listed address
- 5975 South Quebec Street, Suite 130, CentennialHQ
Contact and registration details
- Legal name
- FFG Retirement Advisors LLC
- Headquarters
- 5975 South Quebec Street, Suite 130, Centennial, CO 80111
- Website
- ffgretirement.com
- Phone
- 303-327-8100
- @ffg-retirement-counseling
- SEC file
- 801-119392
- Founded
- 2020
- Structure
- Colorado LLC
- Fiscal year end
- December
FFG Retirement Advisors’ named custodian for separately managed accounts is Charles Schwab ($197M). FFG Retirement Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $197M100%
At year end, FFG Retirement Advisors’ separately managed accounts were mostly in stocks (80%) and funds (10%). Its reported 13F holdings for the quarter ended 30 June 2026 total $189M across 43 positions; the largest are SPDR Series Trust (5.4%), iShares TR (5.1%) and Schwab Strategic TR (4.2%).
What the accounts hold
- Stocks80%
- Funds10%
- Cash10%
How many clients does FFG Retirement Advisors have?
FFG Retirement Advisors has 156 clients and manages $216 million for them, as of February 2026. They include 80 high-net-worth individuals and 76 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026
What services does FFG Retirement Advisors offer?
FFG Retirement Advisors provides financial planning, portfolio management for individuals and small businesses, and education planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does FFG Retirement Advisors charge?
FFG Retirement Advisors charges 0.75%–1.30% a year for its Wealth Management Services. The fee is billed in advance and is negotiable.
Which custodians does FFG Retirement Advisors use?
FFG Retirement Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $197M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 February 2026
How many financial advisors does FFG Retirement Advisors have?
FFG Retirement Advisors has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does FFG Retirement Advisors invest in?
At the end of its last fiscal year, FFG Retirement Advisors’ separately managed accounts held 80% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs) and 10% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns FFG Retirement Advisors?
FFG Retirement Advisors is owned through a holding company by Sean O'Reilly and Blake Barnett. Its direct owner is FFG Retirement, Inc. (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 11 February 2026
How does FFG Retirement Advisors get paid?
FFG Retirement Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact FFG Retirement Advisors?
FFG Retirement Advisors’ main office is at 5975 South Quebec Street, Suite 130, Centennial, CO 80111. Its phone number is 303-327-8100. Its website is ffgretirement.com.