Fairfield Financial Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 101–250 clients last fiscal year.
Fairfield Financial Advisors reports 147 clients. They include 70 high-net-worth individuals, 68 individual clients, and 9 pension and profit-sharing plans. Of its assets, 100.0% ($333M across 550 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 46% | 7% |
| High-net-worth individuals | 48% | 85% |
| Pension and profit-sharing plans | 6% | 5% |
| Corporations and other businesses | Fewer than 5 | 3% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 68 | $24.3M | 7.3% | $358K |
| High-net-worth individuals | 70 | $284M | 85.1% | $4.05M |
| Pension and profit-sharing plans | 9 | $16.8M | 5.1% | $1.87M |
| Corporations and other businesses | Fewer than 5 | $8.54M | 2.6% | — |
| Total | 147 | $333M | 100% | — |
- Clients
- 68
- Regulatory AUM
- $24.3M
- AUM share
- 7.3%
- Avg. per client
- $358K
- Clients
- 70
- Regulatory AUM
- $284M
- AUM share
- 85.1%
- Avg. per client
- $4.05M
- Clients
- 9
- Regulatory AUM
- $16.8M
- AUM share
- 5.1%
- Avg. per client
- $1.87M
- Clients
- Fewer than 5
- Regulatory AUM
- $8.54M
- AUM share
- 2.6%
- Avg. per client
- —
Total
- Clients
- 147
- Regulatory AUM
- $333M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Fairfield Financial Advisors charges 0.50%–1.00% a year for its Asset Management Services. Each asset band is charged at its own rate.
| Asset band | Annual rate |
|---|---|
| $0–$5M | 1.00% |
| $5M–$10M | 0.75% |
| $10M and above | 0.50% |
Fee details and sources
Jane King owns 75% or more of Fairfield Financial Advisors. The leadership team of Fairfield Financial Advisors includes President Jane King. It has 4 employees.
Leadership
- Jane KingPresident/Chief Compliance Officer
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Caroline King Hedges
- Jane Virginia King
Staff
- 4 employees
- 4 in advisory functions
- 2 state-registered reps
- Owns 75% or more of Fairfield Financial Advisors LTD
Jane King
Control person · since January 1993
Fairfield Financial Advisors’ regulatory assets grew from $251M (June 2021) to $333M (March 2026); clients fell from 186 to 147 and employees from 5 to 4.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $333M | 147 | 4 | 1 |
| May 2025 | $298M | 160 | 4 | 1 |
| March 2024 | $302M | 171 | 4 | 1 |
| May 2023 | $225M | 197 | 6 | 1 |
| March 2022 | $310M | 194 | 5 | 2 |
| June 2021 | $251M | 186 | 5 | 2 |
Besides its headquarters, Fairfield Financial Advisors has 0 offices, with 1 listed address in Massachusetts.
Massachusetts · 1 listed address
- The Wellesley Office Park, 20 William Street, Ste 165, WellesleyHQ
Contact and registration details
- Legal name
- Fairfield Financial Advisors LTD
- Headquarters
- The Wellesley Office Park, 20 William Street, Ste 165, Wellesley, MA 02481
- Website
- fairfieldfinadvisors.com
- Phone
- 781-431-1119
- SEC file
- 801-44279
- Founded
- 1993
- Structure
- Massachusetts corporation
- Fiscal year end
- December
Fairfield Financial Advisors uses Charles Schwab ($333M) as custodian for its separately managed accounts. Fairfield Financial Advisors has custody of $2.54M in client assets for 4 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $333M100%
At year end, Fairfield Financial Advisors’ separately managed accounts were mostly in stocks (69%) and funds (26%). Its reported 13F holdings for the quarter ended 30 June 2026 total $254M across 66 positions; the largest are State Street Technology Select Sector SPDR ETF (13.8%), Invesco Qqq TR (13.8%) and Alphabet Inc. Class A (6.3%).
What the accounts hold
- Stocks69%
- Non-exchange-traded equities49%
- Exchange-traded equities20%
- Funds26%
- Bonds1%
- Cash4%
Reported 13F holdings
- $254M
- Reported 13F value
- 66
- Positions
- 62.1%
- In the 10 largest
- −12.5%
- Value vs. prior quarter
- State Street Technology Select Sector SPDR ETF · Uit Exchange Traded13.8%
- Invesco Qqq TR · Uit Exchange Traded13.8%
- Alphabet Inc. Class A6.3%
- Eli Lilly And CO5.3%
- Apple Inc.5.2%
- Amazon.com Inc.4.0%
- Caterpillar Inc.3.6%
- Welltower Inc. REIT · Real Estate Investme3.6%
- GE Aerospace3.3%
- Berkshire Hathaway Class B3.1%
Together, the ten largest are 62.1% of reported value.
How many clients does Fairfield Financial Advisors have?
Fairfield Financial Advisors has 147 clients and manages $333 million for them, as of March 2026. They include 70 high-net-worth individuals, 68 individual clients, and 9 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Fairfield Financial Advisors offer?
Fairfield Financial Advisors provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Fairfield Financial Advisors charge?
Fairfield Financial Advisors charges 0.50%–1.00% a year for its Asset Management Services. Each asset band is charged at its own rate.
Source: FAIRFIELD FINANCIAL ADVISORS, LTD., filed 23 March 2026
Which custodians does Fairfield Financial Advisors use?
Fairfield Financial Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $333M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Fairfield Financial Advisors have?
Fairfield Financial Advisors has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Fairfield Financial Advisors invest in?
At the end of its last fiscal year, Fairfield Financial Advisors’ separately managed accounts held 49% non-exchange-traded equities, 26% registered funds (mutual funds, ETFs, BDCs), 20% exchange-traded equities, 4% cash and equivalents and 1% U.S. government and agency bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Fairfield Financial Advisors?
Fairfield Financial Advisors’ direct owner is Jane King (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Fairfield Financial Advisors get paid?
Fairfield Financial Advisors is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Fairfield Financial Advisors?
Fairfield Financial Advisors’ main office is at The Wellesley Office Park, 20 William Street, Ste 165, Wellesley, MA 02481. Its phone number is 781-431-1119. Its website is fairfieldfinadvisors.com.