Ergawealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Ergawealth Advisors reports 415 clients. They include 317 individual clients, 89 high-net-worth individuals, and 9 pension and profit-sharing plans. Of its assets, 96.6% ($330M across 1,068 accounts) are managed with discretion; $11.5M across 9 accounts are not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 76% | 29% |
| High-net-worth individuals | 21% | 64% |
| Pension and profit-sharing plans | 2% | 3% |
| Charitable organizations | Fewer than 5 | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 317 | $99.5M | 29.1% | $314K |
| High-net-worth individuals | 89 | $217M | 63.7% | $2.44M |
| Pension and profit-sharing plans | 9 | $11.5M | 3.4% | $1.28M |
| Charitable organizations | Fewer than 5 | $13.1M | 3.8% | — |
| Total | 415 | $342M | 100% | — |
- Clients
- 317
- Regulatory AUM
- $99.5M
- AUM share
- 29.1%
- Avg. per client
- $314K
- Clients
- 89
- Regulatory AUM
- $217M
- AUM share
- 63.7%
- Avg. per client
- $2.44M
- Clients
- 9
- Regulatory AUM
- $11.5M
- AUM share
- 3.4%
- Avg. per client
- $1.28M
- Clients
- Fewer than 5
- Regulatory AUM
- $13.1M
- AUM share
- 3.8%
- Avg. per client
- —
Total
- Clients
- 415
- Regulatory AUM
- $342M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Ergawealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- American Funds F2 Program
- For accounts at American Funds where fees are paid from the account, fees range up to 1.00% of assets at AFS and are negotiable.
- Financial Planning and Consulting
- Hourly fees range up to $500, and ongoing financial planning is a fixed annual fee of up to $10,000 a year; fees may be negotiable.
- Retirement Plan Advisory Services
- Retirement plan advisory fees are an annual asset-based fee of up to 1.00%, paid quarterly and possibly negotiable.
Ian Laterreur owns 75% or more of Ergawealth Advisors. The leadership team of Ergawealth Advisors includes Chief Compliance Officer Ian Laterreur. It has 5 employees, 2 of them in advisory roles.
Leadership
- Ian LaterreurManaging Partner, Chief Compliance Officer, Wealth Advisor
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Ian Leo Laterreur
- Jeffrey Lauren Ryan
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 broker-dealer reps
- 2 insurance agents
- Owns 75% or more of Ergawealth Advisors, Inc.
Ian Laterreur
Control person · since September 2017
Ergawealth Advisors’ regulatory assets grew 2.0× from $169M (April 2022) to $342M (March 2026); clients rose from 378 to 415 and employees fell from 7 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $342M | 415 | 5 | 2 |
| May 2025 | $317M | 505 | 7 | 3 |
| July 2024 | $265M | 486 | 8 | 4 |
| July 2023 | $201M | 396 | 9 | 4 |
| April 2022 | $169M | 378 | 7 | 4 |
Besides its headquarters, Ergawealth Advisors has 1 office, with 2 listed addresses in Illinois.
Illinois · 2 listed addresses
- 1200 Harger Road, Suite 711, Oak BrookHQ
- 18161 Morris Ave, Homewood
Contact and registration details
- Legal name
- Ergawealth Advisors, Inc.
- Headquarters
- 1200 Harger Road, Suite 711, Oak Brook, IL 60523
- Website
- ergawealth.com
- Phone
- 630-320-2078
- SEC file
- 801-123353
- Founded
- 2006
- Structure
- Illinois corporation
- Fiscal year end
- December
Ergawealth Advisors uses Charles Schwab ($328M) as custodian for its separately managed accounts. Ergawealth Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $328M100%
At year end, Ergawealth Advisors’ separately managed accounts were mostly in stocks (52%) and funds (43%). Its reported 13F holdings for the quarter ended 30 June 2026 total $258M across 54 positions; the largest are First TR Exchange Traded FD (24.5%), Capital Group Growth ETF (14.6%) and Capital Group Dividend Value (12.3%).
What the accounts hold
- Stocks52%
- Funds43%
- Bonds2%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash3%
Reported 13F holdings
- $258M
- Reported 13F value
- 54
- Positions
- 85.4%
- In the 10 largest
- +13.9%
- Value vs. prior quarter
- First TR Exchange Traded FD · Buywrit Incm ETF24.5%
- Capital Group Growth ETF · Shs Creat Unit14.6%
- Capital Group Dividend Value · Shs Creat Unit12.3%
- Capital Group Equity ETF TR · US SM MI CA ETF10.4%
- Capital Group Gbl Growth EQT · Shs Creat Unit8.1%
- Capital Group Core Equity ET · Shs Creat Unit7.5%
- Capital Group New Geography2.6%
- First TR Exchng Traded FD VI · FT Ladd Buff ETF2.0%
- First TR Exchange Traded FD · Risng Divd Achiv2.0%
- First TR Exchange-traded FD · Cap Strength ETF1.4%
Together, the ten largest are 85.4% of reported value.
How many clients does Ergawealth Advisors have?
Ergawealth Advisors has 415 clients and manages $342 million for them, as of March 2026. They include 317 individual clients, 89 high-net-worth individuals, and 9 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Ergawealth Advisors offer?
Ergawealth Advisors provides financial planning, portfolio management for individuals and small businesses, pension consulting, education planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does Ergawealth Advisors use?
Ergawealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $328M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Ergawealth Advisors have?
Ergawealth Advisors has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. 2 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Ergawealth Advisors invest in?
At the end of its last fiscal year, Ergawealth Advisors’ separately managed accounts held 52% exchange-traded equities, 43% registered funds (mutual funds, ETFs, BDCs), 3% cash and equivalents, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Ergawealth Advisors?
Ergawealth Advisors’ direct owner is Ian Laterreur (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Ergawealth Advisors get paid?
Ergawealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Ergawealth Advisors?
Ergawealth Advisors’ main office is at 1200 Harger Road, Suite 711, Oak Brook, IL 60523. Its phone number is 630-320-2078. Its website is ergawealth.com.