Emissary Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year. The firm advises 1 private fund.
Emissary Wealth reports 230 clients. They include 191 individual clients, 38 high-net-worth individuals and 1 pooled investment vehicle. Of its assets, 100.0% ($185M across 942 accounts) are managed with discretion. Of its clients, 3% are outside the U.S. It advised 9 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 83% | 32% |
| High-net-worth individuals | 17% | 58% |
| Pooled investment vehicles | <1% | 10% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 191 | $58.6M | 31.7% | $307K |
| High-net-worth individuals | 38 | $108M | 58.3% | $2.84M |
| Pooled investment vehicles | 1 | $18.5M | 10.0% | $18.5M |
| Total | 230 | $185M | 100% | $805K |
- Clients
- 191
- Regulatory AUM
- $58.6M
- AUM share
- 31.7%
- Avg. per client
- $307K
- Clients
- 38
- Regulatory AUM
- $108M
- AUM share
- 58.3%
- Avg. per client
- $2.84M
- Clients
- 1
- Regulatory AUM
- $18.5M
- AUM share
- 10.0%
- Avg. per client
- $18.5M
Total
- Clients
- 230
- Regulatory AUM
- $185M
- AUM share
- 100%
- Avg. per client
- $805K
- Clients outside the U.S.
- 3%
- Clients advised without assets under management last fiscal year
- 9
- Private funds advised
- 1
- Financial planning clients last fiscal year
- 101–250
Emissary Wealth charges 0.25%–1.00% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in advance or in arrears, is negotiable and has a $2,500 annual minimum. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$3M | 1.00% |
| $3M–$5M | 0.75% |
| $5M–$15M | 0.50% |
| $15M and above | 0.25% |
Fee details and sources
Other fees
- Financial Planning and Consulting
- Fixed fees typically range from $2,500 to $20,000 a year, or hourly at $300 an hour, negotiable.
Christopher Cacchiola owns 75% or more of Emissary Wealth. The leadership team of Emissary Wealth includes Chief Compliance Officer Christopher Cacchiola. It has 6 employees, 4 of them in advisory roles.
Leadership
Christopher CacchiolaMember & Chief Compliance Officer
Christina LightChief Client Officer
Investment adviser representatives
5 representatives listed in the SEC register as of 9 October 2026.
Staff
- 6 employees
- 4 in advisory functions
- 4 state-registered reps
- Owns 75% or more of Emissary Wealth LLC
Christopher Cacchiola
Control person · since February 2020
Emissary Wealth’s regulatory assets grew 1.5× from $120M (March 2022) to $185M (March 2026); clients rose from 116 to 230 and employees fell from 8 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $185M | 230 | 6 | 4 |
| March 2025 | $156M | 181 | 7 | 1 |
| June 2024 | $117M | 144 | 7 | 1 |
| June 2023 | $93.7M | 151 | 7 | 1 |
| March 2022 | $120M | 116 | 8 | 1 |
Besides its headquarters, Emissary Wealth has 3 offices (2 private residences, listed without an address), with 2 listed addresses in New Jersey.
New Jersey · 2 listed addresses
- 2 University Plaza Drive, Suite 511, HackensackHQ
- 51 Chestnut St, Rutherford
Contact and registration details
- Legal name
- Emissary Wealth LLC
- Headquarters
- 2 University Plaza Drive, Suite 511, Hackensack, NJ 07601
- Website
- emissarywealth.com
- Phone
- 201-853-9103
- @emissary-wealth
- SEC file
- 801-122285
- Structure
- New Jersey LLC
- Fiscal year end
- December
Emissary Wealth uses Charles Schwab ($150M) as custodian for its separately managed accounts. Emissary Wealth has custody of $140M in client assets for 153 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $150M100%
At year end, Emissary Wealth’s separately managed accounts were mostly in stocks (82%) and funds (10%). Its reported 13F holdings for the quarter ended 30 June 2026 total $131M across 63 positions; the largest are Tidal Trust I (7.5%), Nvidia Corporation (6.4%) and Vaneck ETF Trust (5.9%).
What the accounts hold
- Stocks82%
- Exchange-traded equities81%
- Non-exchange-traded equities1%
- Funds10%
- Bonds4%
- U.S. government and agency bonds2%
- State and local bonds2%
- Cash5%
Reported 13F holdings
- $131M
- Reported 13F value
- 63
- Positions
- 46.6%
- In the 10 largest
- +23.1%
- Value vs. prior quarter
- Tidal Trust I · Fund Gran US ETF7.5%
- Nvidia Corporation6.4%
- Vaneck ETF Trust · Fallen Angel HG5.9%
- Alphabet Inc. · Cap Stk CL A4.7%
- Johnson Controls Internation4.3%
- Amazon Com Inc.4.3%
- iShares TR · MSCI USA Qlt Fct3.7%
- Apple Inc.3.6%
- Tidal Trust Iii · Fund Gra Mid ETF3.2%
- SPDR Series Trust · ST Str Conv ETF3.0%
Together, the ten largest are 46.6% of reported value.
How many clients does Emissary Wealth have?
Emissary Wealth has 230 clients and manages $185 million for them, as of March 2026. They include 191 individual clients, 38 high-net-worth individuals and 1 pooled investment vehicle.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Emissary Wealth offer?
Emissary Wealth provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Emissary Wealth charge?
Emissary Wealth charges 0.25%–1.00% a year for its Investment Management. Each asset band is charged at its own rate. The fee is billed in advance or in arrears, is negotiable and has a $2,500 annual minimum.
Which custodians does Emissary Wealth use?
Emissary Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $150M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Emissary Wealth have?
Emissary Wealth has 4 investment adviser representatives registered with state securities authorities, out of 6 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Emissary Wealth invest in?
At the end of its last fiscal year, Emissary Wealth’s separately managed accounts held 81% exchange-traded equities, 10% registered funds (mutual funds, ETFs, BDCs), 5% cash and equivalents, 2% U.S. government and agency bonds, 2% state and local bonds and 1% non-exchange-traded equities. It advises 1 private fund.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Emissary Wealth?
Emissary Wealth’s direct owner is Christopher Cacchiola (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Emissary Wealth get paid?
Emissary Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Emissary Wealth?
Emissary Wealth’s main office is at 2 University Plaza Drive, Suite 511, Hackensack, NJ 07601. Its phone number is 201-853-9103. Its website is emissarywealth.com.