Eclectic Associates provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, and insurance. Financial planning was provided to 1,500 clients last fiscal year.
Eclectic Associates reports 1,222 clients. They include 797 individual clients, 410 high-net-worth individuals and 15 charitable organizations. Of its assets, 90.4% ($1.33B across 4,098 accounts) are managed with discretion; $141M across 192 accounts are not. Of its clients, 1% are outside the U.S. It advised 6 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 65% | 22% |
| High-net-worth individuals | 34% | 76% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | 1% | 1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 797 | $318M | 21.6% | $399K |
| High-net-worth individuals | 410 | $1.13B | 76.4% | $2.75M |
| Pension and profit-sharing plans | Fewer than 5 | $2.62M | 0.2% | — |
| Charitable organizations | 15 | $21.6M | 1.5% | $1.44M |
| Corporations and other businesses | Fewer than 5 | $4.95M | 0.3% | — |
| Total | 1,222 | $1.47B | 100% | — |
- Clients
- 797
- Regulatory AUM
- $318M
- AUM share
- 21.6%
- Avg. per client
- $399K
- Clients
- 410
- Regulatory AUM
- $1.13B
- AUM share
- 76.4%
- Avg. per client
- $2.75M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.62M
- AUM share
- 0.2%
- Avg. per client
- —
- Clients
- 15
- Regulatory AUM
- $21.6M
- AUM share
- 1.5%
- Avg. per client
- $1.44M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.95M
- AUM share
- 0.3%
- Avg. per client
- —
Total
- Clients
- 1,222
- Regulatory AUM
- $1.47B
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 6
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1500
Eclectic Associates charges 0.35%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.75% |
| $3M–$5M | 0.50% |
| $5M and above | 0.35% |
Fee details and sources
Other fees
- Consulting Services
- Financial planning and consulting are billed hourly at $350, or at a fixed fee generally from $350 to $7,000.
David Little owns 50% to 75% of Eclectic Associates. The leadership team of Eclectic Associates includes President Carl Lachman, Chief Investment Officer David Macleod and Chief Compliance Officer Patricia Buchholtz. It has 17 employees, 10 of them in advisory roles.
Staff
- 17 employees
- 10 in advisory functions
- 10 state-registered reps
- Owns 50% to 75% of Eclectic Associates, Inc.
David Little
Control person · since January 2024
- Owns 50% to 75% of Eclectic Associates, Inc.
David K. Little and Julie A. Little Living Trust Uad 09/16/2008
since November 2008
- Owns 50% to 75% of Eclectic Associates, Inc.
David K. Little and Julie A.
since November 2008
- Owns 50% to 75% of Eclectic Associates, Inc.
Julie Little
Control person · since November 2008
- Owns 10% to 25% of Eclectic Associates, Inc.
Lachman Family Trust Dated 2/26/2004
since January 2016
- Owns 10% to 25% of Eclectic Associates, Inc.
Lachman Family Trust
since January 2016
- Owns 10% to 25% of Eclectic Associates, Inc.
Carl Lachman
Control person · since January 2016
- Owns 10% to 25% of Eclectic Associates, Inc.
Marcia Lachman
since January 2016
- Owns 10% to 25% of Eclectic Associates, Inc.
McShane Living Trust, Dated 07/15/2019
since January 2020
- Owns 10% to 25% of Eclectic Associates, Inc.
Travis McShane
since January 2020
- Owns 10% to 25% of Eclectic Associates, Inc.
McShane Living Trust,
since January 2020
- Owns 10% to 25% of Eclectic Associates, Inc.
Rebekah McShane
since January 2020
- Owns 5% to 10% of Eclectic Associates, Inc.
David Macleod
Control person · since July 2019
Eclectic Associates’ regulatory assets grew 1.6× from $921M (February 2021) to $1.47B (August 2026); clients rose from 794 to 1,222 and employees from 13 to 17.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Aug 2026August 2026 | $1.47B | 1,222 | 17 | 3 |
| Apr 2025April 2025 | $1.22B | 1,038 | 15 | 2 |
| Jul 2024July 2024 | $1.05B | 919 | 15 | 2 |
| Feb 2023February 2023 | $923M | 886 | 15 | 1 |
| Mar 2022March 2022 | $1.07B | 860 | 14 | 1 |
| Feb 2021February 2021 | $921M | 794 | 13 | 1 |
Besides its headquarters, Eclectic Associates has 2 offices (2 private residences, listed without an address), with 1 listed address in 1 state.
California · 1 listed address
- 1440 North Harbor BLVD., Suite 220, FullertonHQ
Contact and registration details
- Legal name
- Eclectic Associates, Inc.
- Headquarters
- 1440 North Harbor BLVD., Suite 220, Fullerton, CA 92835
- Website
- eclecticassociates.com
- Phone
- 714-738-0220
- @eclectic-associates-inc-
- SEC file
- 801-21175
- Structure
- California corporation
- Fiscal year end
- December
Eclectic Associates’ named custodian for separately managed accounts is Charles Schwab ($1.4B). Eclectic Associates has custody of $555M for 560 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $1.4B100%
At year end, Eclectic Associates’ separately managed accounts were mostly in funds (70%) and stocks (22%). Its reported 13F holdings for the quarter ended 30 June 2026 total $878M across 162 positions; the largest are Capital Group Intl Focus EQT (6.7%), Vanguard Specialized Funds (6.1%) and Vanguard Charlotte Fds (6.0%).
What the accounts hold
- Stocks22%
- Funds70%
- Bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash6%
How many clients does Eclectic Associates have?
Eclectic Associates has 1,222 clients and manages $1.47 billion for them, as of August 2026. They include 797 individual clients, 410 high-net-worth individuals and 15 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 August 2026
What services does Eclectic Associates offer?
Eclectic Associates provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, education planning, estate planning, and insurance.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Eclectic Associates charge?
Eclectic Associates charges 0.35%–1.00% a year for its Investment Management Services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: ECLECTIC ASSOCIATES, INC. FORM ADV PART 2, filed 12 August 2026
Which custodians does Eclectic Associates use?
Eclectic Associates’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $1.4B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 August 2026
How many financial advisors does Eclectic Associates have?
Eclectic Associates has 10 investment adviser representatives registered with state securities authorities, out of 17 employees, and 10 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Eclectic Associates invest in?
At the end of its last fiscal year, Eclectic Associates’ separately managed accounts held 70% registered funds (mutual funds, ETFs, BDCs), 22% exchange-traded equities, 6% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Eclectic Associates?
Eclectic Associates’ direct owners are David Little (50% to 75%), David K. Little and Julie A. Little Living Trust Uad 09/16/2008 (50% to 75%), David K. Little and Julie A. (50% to 75%), Julie Little (50% to 75%), Lachman Family Trust Dated 2/26/2004 (10% to 25%), Lachman Family Trust (10% to 25%), Carl Lachman (10% to 25%), Marcia Lachman (10% to 25%), David Macleod (5% to 10%), McShane Living Trust, Dated 07/15/2019 (10% to 25%), Travis McShane (10% to 25%), McShane Living Trust (10% to 25%), and Rebekah McShane (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 August 2026
How does Eclectic Associates get paid?
Eclectic Associates is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Eclectic Associates?
Eclectic Associates’ main office is at 1440 North Harbor BLVD., Suite 220, Fullerton, CA 92835. Its phone number is 714-738-0220. Its website is eclecticassociates.com.