DiversiFi Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year. The firm advises 22 private funds.
DiversiFi Capital reports 277 clients. They include 223 high-net-worth individuals, 41 individual clients and 12 pooled investment vehicles. Nearly all assets ($671M across 964 accounts) are managed with discretion; $21.3K across 2 accounts are not. Of its clients, 1% are outside the U.S. It advised 269 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 15% | 3% |
| High-net-worth individuals | 81% | 93% |
| Pooled investment vehicles | 4% | 4% |
| Charitable organizations | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 41 | $18.5M | 2.7% | $450K |
| High-net-worth individuals | 223 | $625M | 93.0% | $2.8M |
| Pooled investment vehicles | 12 | $25.8M | 3.8% | $2.15M |
| Charitable organizations | Fewer than 5 | $2.47M | 0.4% | $2.47M |
| Total | 277 | $671M | 100% | — |
- Clients
- 41
- Regulatory AUM
- $18.5M
- AUM share
- 2.7%
- Avg. per client
- $450K
- Clients
- 223
- Regulatory AUM
- $625M
- AUM share
- 93.0%
- Avg. per client
- $2.8M
- Clients
- 12
- Regulatory AUM
- $25.8M
- AUM share
- 3.8%
- Avg. per client
- $2.15M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.47M
- AUM share
- 0.4%
- Avg. per client
- $2.47M
Total
- Clients
- 277
- Regulatory AUM
- $671M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 269
- Private funds advised
- 22
- Financial planning clients last fiscal year
- 251–500
DiversiFi Capital charges 0.35%–1.20% a year for its Asset-Based Fees for Portfolio Management. The whole portfolio is charged at the rate of its band. The fee is negotiable. The brochure also prices 3 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $50K–$500K | 1.20% |
| $500K–$1M | 1.00% |
| $1M–$5M | 0.80% |
| $5M–$15M | 0.60% |
| $15M–$35M | 0.45% |
| $35M and above | 0.35% |
Fee details and sources
Other fees
- Estate Planning
- A fixed fee of $1,700 (Starter, Core) or $1,500 (Plus), negotiable in some cases and due at the start of the engagement.
- Financial Planning
- A monthly service-level fee, discounted to $75 to $450 a month for clients with at least $250,000 under management; fixed fees are also offered, negotiable and paid in advance.
- Tax Exchange Fund
- A one-time fee of 1% of the average share price on the contribution date.
Nathan Dingler owns 50% to 75% of DiversiFi Capital. It has 13 employees, 9 of them in advisory roles.
Staff
- 13 employees
- 9 in advisory functions
- 7 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Diversifi Capital Inc
Nathan Dingler
Control person · since May 2015
- Owns 10% to 25% of Diversifi Capital Inc
Raymond Vo
Control person · since January 2016
- Owns 10% to 25% of Diversifi Capital Inc
Alfred Au
Control person · since July 2018
DiversiFi Capital’s regulatory assets grew 4.7× from $142M (June 2021) to $671M (September 2026); clients rose from 147 to 277 and employees from 8 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $671M | 277 | 13 | 1 |
| Jul 2025July 2025 | $457M | 257 | 13 | 1 |
| Apr 2024April 2024 | $288M | 213 | 12 | 1 |
| Mar 2023March 2023 | $227M | 203 | 9 | 1 |
| May 2022May 2022 | $263M | 190 | 9 | 1 |
| Jun 2021June 2021 | $142M | 147 | 8 | 1 |
Besides its headquarters, DiversiFi Capital has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 4546 El Camino Real B10, #1013, Los AltosHQ
Contact and registration details
- Legal name
- Diversifi Capital Inc
- Headquarters
- 4546 El Camino Real B10, #1013, Los Altos, CA 94022
- Website
- diversificapital.com
- Phone
- 650-632-5667
- @diversificapital
- SEC file
- 801-121391
- Founded
- 2015
- Structure
- California corporation
- Fiscal year end
- December
DiversiFi Capital’s named custodian for separately managed accounts is Charles Schwab ($635M). DiversiFi Capital has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $635M100%
At year end, DiversiFi Capital’s separately managed accounts were mostly in funds (62%) and stocks (37%).
What the accounts hold
- Stocks37%
- Funds62%
- Bonds1%
- Cash1%
How many clients does DiversiFi Capital have?
DiversiFi Capital has 277 clients and manages $671 million for them, as of September 2026. They include 223 high-net-worth individuals, 41 individual clients and 12 pooled investment vehicles.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 17 September 2026
What services does DiversiFi Capital offer?
DiversiFi Capital provides financial planning, portfolio management for individuals and small businesses, portfolio management for pooled vehicles, selecting other managers, educational seminars, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does DiversiFi Capital charge?
DiversiFi Capital charges 0.35%–1.20% a year for its Asset-Based Fees for Portfolio Management. The whole portfolio is charged at the rate of its band. The fee is negotiable.
Source: ADV PART 2A- DIVERSIFI CAPITAL INC, filed 17 September 2026
Which custodians does DiversiFi Capital use?
DiversiFi Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $635M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 17 September 2026
How many financial advisors does DiversiFi Capital have?
DiversiFi Capital has 7 investment adviser representatives registered with state securities authorities, out of 13 employees, and 9 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does DiversiFi Capital invest in?
At the end of its last fiscal year, DiversiFi Capital’s separately managed accounts held 62% registered funds (mutual funds, ETFs, BDCs), 37% exchange-traded equities, 1% U.S. government and agency bonds and 1% cash and equivalents. It advises 22 private funds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns DiversiFi Capital?
DiversiFi Capital’s direct owners are Nathan Dingler (50% to 75%), Raymond Vo (10% to 25%) and Alfred Au (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 17 September 2026
How does DiversiFi Capital get paid?
DiversiFi Capital is paid through a percentage of assets under management, hourly charges, fixed fees and performance-based fees. Its Form ADV lists no commissions among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact DiversiFi Capital?
DiversiFi Capital’s main office is at 4546 El Camino Real B10, #1013, Los Altos, CA 94022. Its phone number is 650-632-5667. Its website is diversificapital.com.