Curtis Financial Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars. Financial planning was provided to 51–100 clients last fiscal year.
Curtis Financial Planning reports 76 clients. They include 66 high-net-worth individuals and 10 individual clients. Of its assets, 100.0% ($164M across 238 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 13% | 3% |
| High-net-worth individuals | 87% | 97% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 10 | $5.5M | 3.4% | $550K |
| High-net-worth individuals | 66 | $158M | 96.6% | $2.39M |
| Total | 76 | $164M | 100% | $2.15M |
- Clients
- 10
- Regulatory AUM
- $5.5M
- AUM share
- 3.4%
- Avg. per client
- $550K
- Clients
- 66
- Regulatory AUM
- $158M
- AUM share
- 96.6%
- Avg. per client
- $2.39M
Total
- Clients
- 76
- Regulatory AUM
- $164M
- AUM share
- 100%
- Avg. per client
- $2.15M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Curtis Financial Planning charges 0.45%–1.00% a year for its Total Wealth Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.80% |
| $3M–$6M | 0.65% |
| $6M and above | 0.45% |
Fee details and sources
Catherine Curtis owns 75% or more of Curtis Financial Planning. The leadership team of Curtis Financial Planning includes Chief Compliance Officer Catherine Curtis. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Curtis Financial Planning, LLC
Catherine Curtis
Control person · since January 2001
Curtis Financial Planning’s regulatory assets grew from $130M (February 2025) to $164M (March 2026); clients were 76 in both filings and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $164M | 76 | 1 | 1 |
| Feb 2025February 2025 | $130M | 75 | 1 | 1 |
Besides its headquarters, Curtis Financial Planning has 0 offices, with 1 listed address with no US state reported.
Contact and registration details
- Legal name
- Curtis Financial Planning, LLC
- Headquarters
- Not reported
- Website
- curtisfinancialplanning.com
- Phone
- 510-451-3528
- SEC file
- 801-132154
- Structure
- California LLC
- Fiscal year end
- December
Curtis Financial Planning’s named custodian for separately managed accounts is Charles Schwab ($164M). Curtis Financial Planning has custody of $5.3M for 1 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $164M100%
At year end, Curtis Financial Planning’s separately managed accounts were mostly in funds (67%) and stocks (26%).
What the accounts hold
- Stocks26%
- Funds67%
- Bonds3%
- Investment grade corporate bonds2%
- State and local bonds1%
- Cash6%
How many clients does Curtis Financial Planning have?
Curtis Financial Planning has 76 clients and manages $164 million for them, as of March 2026. They include 66 high-net-worth individuals and 10 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Curtis Financial Planning offer?
Curtis Financial Planning provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and educational seminars.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Curtis Financial Planning charge?
Curtis Financial Planning charges 0.45%–1.00% a year for its Total Wealth Management Fees. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and has a $10,000 annual minimum.
Which custodians does Curtis Financial Planning use?
Curtis Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $164M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Curtis Financial Planning have?
Curtis Financial Planning has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Curtis Financial Planning invest in?
At the end of its last fiscal year, Curtis Financial Planning’s separately managed accounts held 67% registered funds (mutual funds, ETFs, BDCs), 26% exchange-traded equities, 6% cash and equivalents, 2% investment grade corporate bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Curtis Financial Planning?
Curtis Financial Planning’s direct owner is Catherine Curtis (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Curtis Financial Planning get paid?
Curtis Financial Planning is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Curtis Financial Planning?
Its phone number is 510-451-3528. Its website is curtisfinancialplanning.com.
