Core Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, tax planning, and tax preparation. Financial planning was provided to 251–500 clients last fiscal year.
Core Wealth Advisors reports 586 clients. They include 447 high-net-worth individuals and 139 individual clients. Of its assets, 100.0% ($702M across 1,288 accounts) are managed with discretion. It advised 9 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 24% | 16% |
| High-net-worth individuals | 76% | 83% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 139 | $116M | 16.5% | $832K |
| High-net-worth individuals | 447 | $584M | 83.2% | $1.31M |
| Pension and profit-sharing plans | Fewer than 5 | $2.13M | 0.3% | — |
| Total | 586 | $702M | 100% | — |
- Clients
- 139
- Regulatory AUM
- $116M
- AUM share
- 16.5%
- Avg. per client
- $832K
- Clients
- 447
- Regulatory AUM
- $584M
- AUM share
- 83.2%
- Avg. per client
- $1.31M
- Clients
- Fewer than 5
- Regulatory AUM
- $2.13M
- AUM share
- 0.3%
- Avg. per client
- —
Total
- Clients
- 586
- Regulatory AUM
- $702M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 9
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Core Wealth Advisors charges 1.50% a year for its Wealth Management. The fee is billed in advance. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning
- Stand-alone financial planning is negotiated at the start of each engagement and is normally an hourly fee based on scope.
- Tax Planning
- Tax planning is negotiated per engagement and is normally an hourly or fixed fee.
Charles Foss owns 50% to 75% of Core Wealth Advisors. The leadership team of Core Wealth Advisors includes President Nathan Dunham and Chief Compliance Officer Paul Weaver. It has 13 employees, 11 of them in advisory roles.
Leadership
- Nathan DunhamVice President, Shareholder
- Charles FossPresident, Shareholder
- Andrew FossVice President, Shareholder
- Paul WeaverChief Compliance Officer
Investment adviser representatives
11 representatives listed in the SEC register as of 9 October 2026.
- Heath Randall Clevenger
- Nathan Harold Dunham
- Michael John Ehlenbeck
- Andrew Taylor Foss
- Charles Taylor Foss
- Benjamin Paul Greenman
- Kenneth Galen Moore
- Michael Edward Scott
- Derek Declan Dimond Stross
- Haley Lynn Tonge
- Paul Richard Weaver II
Staff
- 13 employees
- 11 in advisory functions
- 11 state-registered reps
- Owns 50% to 75% of Core Wealth Advisors, Inc.
Charles Foss
Control person · since November 2013
- Owns 10% to 25% of Core Wealth Advisors, Inc.
Nathan Dunham
Control person · since November 2013
- Owns 10% to 25% of Core Wealth Advisors, Inc.
Andrew Foss
since January 2018
- Owns 5% to 10% of Core Wealth Advisors, Inc.
Paul Weaver
Control person · since January 2017
Core Wealth Advisors’ regulatory assets grew 2.2× from $325M (May 2021) to $702M (July 2026); clients rose from 395 to 586 and employees from 8 to 13.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| July 2026 | $702M | 586 | 13 | 1 |
| March 2025 | $571M | 490 | 12 | 1 |
| February 2024 | $506M | 555 | 10 | 1 |
| July 2023 | $412M | 486 | 9 | 1 |
| July 2022 | $411M | 430 | 9 | 1 |
| May 2021 | $325M | 395 | 8 | 1 |
Besides its headquarters, Core Wealth Advisors has 0 offices, with 1 listed address in Florida.
Florida · 1 listed address
- 124 South Florida Avenue, 4th Floor, LakelandHQ
Contact and registration details
- Legal name
- Core Wealth Advisors, Inc.
- Headquarters
- 124 South Florida Avenue, 4th Floor, Lakeland, FL 33801
- Website
- corewealth.com
- Phone
- 863-904-4745
- @corewealth
- SEC file
- 801-81079
- Founded
- 2013
- Structure
- Florida corporation
- Fiscal year end
- December
Core Wealth Advisors uses Fidelity ($671M) as custodian for its separately managed accounts. Core Wealth Advisors has custody of $14.9M in client assets for 8 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $671M100%
At year end, Core Wealth Advisors’ separately managed accounts were mostly in funds (81%). Its reported 13F holdings for the quarter ended 30 June 2026 total $497M across 126 positions; the largest are iShares TR (29.1%), Vanguard Index Fds (5.7%) and Capital Group Dividend Value (5.7%).
What the accounts hold
- Stocks6%
- Exchange-traded equities5%
- Non-exchange-traded equities1%
- Funds81%
- Registered funds80%
- Pooled vehicles1%
- Bonds8%
- State and local bonds5%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- High-yield corporate bonds1%
- Cash5%
Reported 13F holdings
- $497M
- Reported 13F value
- 126
- Positions
- 70.0%
- In the 10 largest
- +18.7%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF29.1%
- Vanguard Index Fds · S&P 500 ETF Shs5.7%
- Capital Group Dividend Value · Shs Creat Unit5.7%
- SPDR Series Trust · ST Str P500etf5.0%
- Invesco Exchange Traded FD T · S&P 500 Top 505.0%
- Fidelity Covington Trust · Enhanced Intl4.3%
- iShares TR · Core S&P Mcp ETF4.3%
- iShares TR · Core MSCI Eafe4.2%
- Vanguard Index Fds · Mid Cap ETF3.5%
- Invesco Exchange Traded FD T · S&P500 Quality3.2%
Together, the ten largest are 70.0% of reported value.
How many clients does Core Wealth Advisors have?
Core Wealth Advisors has 586 clients and manages $702 million for them, as of July 2026. They include 447 high-net-worth individuals and 139 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 6 July 2026
What services does Core Wealth Advisors offer?
Core Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, selecting other managers, education planning, estate planning, insurance, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Core Wealth Advisors charge?
Core Wealth Advisors charges 1.50% a year for its Wealth Management. The fee is billed in advance.
Source: CORE WEALTH ADVISORS, INC. BROCHURE, filed 6 July 2026
Which custodians does Core Wealth Advisors use?
Core Wealth Advisors’ separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $671M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 6 July 2026
How many financial advisors does Core Wealth Advisors have?
Core Wealth Advisors has 11 investment adviser representatives registered with state securities authorities, out of 13 employees, and 11 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Core Wealth Advisors invest in?
At the end of its last fiscal year, Core Wealth Advisors’ separately managed accounts held 80% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 5% state and local bonds, 5% cash and equivalents, 1% non-exchange-traded equities, 1% U.S. government and agency bonds, 1% investment grade corporate bonds, 1% high-yield corporate bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Core Wealth Advisors?
Core Wealth Advisors’ direct owners are Charles Foss (50% to 75%), Nathan Dunham (10% to 25%), Paul Weaver (5% to 10%) and Andrew Foss (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 6 July 2026
How does Core Wealth Advisors get paid?
Core Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Core Wealth Advisors?
Core Wealth Advisors’ main office is at 124 South Florida Avenue, 4th Floor, Lakeland, FL 33801. Its phone number is 863-904-4745. Its website is corewealth.com.