Copper Harbor Investment Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and retirement plan services. Financial planning was provided to 11–25 clients last fiscal year.
Copper Harbor Investment Advisors reports 250 clients. They include 120 high-net-worth individuals, 106 individual clients, and 14 pension and profit-sharing plans. Of its assets, 100.0% ($805M across 250 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 42% | 6% |
| High-net-worth individuals | 48% | 87% |
| Pension and profit-sharing plans | 6% | 5% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 3% | 1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 106 | $48M | 6.0% | $453K |
| High-net-worth individuals | 120 | $700M | 87.0% | $5.83M |
| Pension and profit-sharing plans | 14 | $40M | 5.0% | $2.86M |
| Charitable organizations | 2 | $5M | 0.6% | $2.5M |
| Corporations and other businesses | 8 | $12M | 1.5% | $1.5M |
| Total | 250 | $805M | 100% | $3.22M |
- Clients
- 106
- Regulatory AUM
- $48M
- AUM share
- 6.0%
- Avg. per client
- $453K
- Clients
- 120
- Regulatory AUM
- $700M
- AUM share
- 87.0%
- Avg. per client
- $5.83M
- Clients
- 14
- Regulatory AUM
- $40M
- AUM share
- 5.0%
- Avg. per client
- $2.86M
- Clients
- 2
- Regulatory AUM
- $5M
- AUM share
- 0.6%
- Avg. per client
- $2.5M
- Clients
- 8
- Regulatory AUM
- $12M
- AUM share
- 1.5%
- Avg. per client
- $1.5M
Total
- Clients
- 250
- Regulatory AUM
- $805M
- AUM share
- 100%
- Avg. per client
- $3.22M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 11–25
Copper Harbor Investment Advisors charges 0.50%–0.95% a year for its Investment Advisory Services. The fee is billed in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting on a non-managed portfolio are billed hourly at $190 to $350 depending on staff involvement, or at a pre-arranged stated fee.
- Non-Managed Asset Fee
- Clients who require only custodial services pay a non-managed asset fee, usually 50 basis points (0.50%) or less.
The leadership team of Copper Harbor Investment Advisors includes President Steven Hooyman. It has 6 employees.
Staff
- 6 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 10% to 25% of Copper Harbor Investment Advisors, LLC
Steven Hooyman
since December 2013
- Owns 10% to 25% of Copper Harbor Investment Advisors, LLC
Jesse Nelson
since July 2019
- Owns 10% to 25% of Copper Harbor Investment Advisors, LLC
Ramon Garrido Mateos
since July 2019
- Owns 10% to 25% of Copper Harbor Investment Advisors, LLC
Robert Moore
Control person · since September 2023
- Owns 10% to 25% of Copper Harbor Investment Advisors, LLC
Miranda Hoffman
since January 2026
Copper Harbor Investment Advisors’ regulatory assets grew 1.8× from $443M (February 2021) to $805M (March 2026); clients rose from 191 to 250 and employees from 4 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Mar 2026March 2026 | $805M | 250 | 6 | 2 |
| Jan 2025January 2025 | $665M | 228 | 6 | 2 |
| Mar 2024March 2024 | $575M | 220 | 5 | 2 |
| Jan 2023January 2023 | $465M | 229 | 4 | 1 |
| Mar 2022March 2022 | $489M | 216 | 4 | 1 |
| Feb 2021February 2021 | $443M | 191 | 4 | 1 |
Besides its headquarters, Copper Harbor Investment Advisors has 1 office, with 2 listed addresses in 1 state.
Wisconsin · 2 listed addresses
- 250 North Metro Drive, Suite A, AppletonHQ
- 1400 Lombardi Ave, Green Bay
Contact and registration details
- Legal name
- Copper Harbor Investment Advisors, LLC
- Headquarters
- 250 North Metro Drive, Suite A, Appleton, WI 54913
- Website
- copperharbor.us
- Phone
- 920-441-0300
- SEC file
- 801-81035
- Founded
- 2014
- Structure
- Wisconsin LLC
- Fiscal year end
- December
Copper Harbor Investment Advisors’ named custodians for separately managed accounts are Charles Schwab ($436M, 69%) and Fidelity ($199M, 31%). Copper Harbor Investment Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $436M69%
- FidelityNational Financial Services LLC · Boston, MA · $199M31%
At year end, Copper Harbor Investment Advisors’ separately managed accounts were mostly in stocks (51%) and funds (41%). Its reported 13F holdings for the quarter ended 30 June 2026 total $472M across 95 positions; the largest are American Centy ETF TR (7.1%), American Centy ETF TR (6.1%) and Vanguard Index Fds (5.7%).
What the accounts hold
- Stocks51%
- Funds41%
- Bonds2%
- U.S. government and agency bonds1%
- State and local bonds1%
- Cash6%
How many clients does Copper Harbor Investment Advisors have?
Copper Harbor Investment Advisors has 250 clients and manages $805 million for them, as of March 2026. They include 120 high-net-worth individuals, 106 individual clients, and 14 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 March 2026
What services does Copper Harbor Investment Advisors offer?
Copper Harbor Investment Advisors provides financial planning, portfolio management for individuals and small businesses, selecting other managers, and retirement plan services.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Copper Harbor Investment Advisors charge?
Copper Harbor Investment Advisors charges 0.50%–0.95% a year for its Investment Advisory Services. The fee is billed in arrears and is negotiable.
Source: ADV PART 2, filed 11 March 2026
Which custodians does Copper Harbor Investment Advisors use?
Copper Harbor Investment Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $436M and National Financial Services LLC (Boston, MA), with $199M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 March 2026
How many financial advisors does Copper Harbor Investment Advisors have?
Copper Harbor Investment Advisors has 6 investment adviser representatives registered with state securities authorities, out of 6 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Copper Harbor Investment Advisors invest in?
At the end of its last fiscal year, Copper Harbor Investment Advisors’ separately managed accounts held 51% exchange-traded equities, 41% registered funds (mutual funds, ETFs, BDCs), 6% cash and equivalents, 1% U.S. government and agency bonds and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Copper Harbor Investment Advisors?
Copper Harbor Investment Advisors’ direct owners are Steven Hooyman, Jesse Nelson, Ramon Garrido Mateos, Robert Moore and Miranda Hoffman, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 11 March 2026
How does Copper Harbor Investment Advisors get paid?
Copper Harbor Investment Advisors is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Copper Harbor Investment Advisors?
Copper Harbor Investment Advisors’ main office is at 250 North Metro Drive, Suite A, Appleton, WI 54913. Its phone number is 920-441-0300. Its website is copperharbor.us.