Clear Wave Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, educational seminars, estate planning, insurance, and tax preparation. Financial planning was provided to 101–250 clients last fiscal year.
Clear Wave Wealth Management reports 142 clients. They include 113 high-net-worth individuals and 29 individual clients. Of its assets, 85.0% ($524M across 776 accounts) are managed with discretion; $92.6M across 137 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 20% | 2% |
| High-net-worth individuals | 80% | 98% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 29 | $12.3M | 2.0% | $424K |
| High-net-worth individuals | 113 | $605M | 98.0% | $5.35M |
| Total | 142 | $617M | 100% | $4.35M |
- Clients
- 29
- Regulatory AUM
- $12.3M
- AUM share
- 2.0%
- Avg. per client
- $424K
- Clients
- 113
- Regulatory AUM
- $605M
- AUM share
- 98.0%
- Avg. per client
- $5.35M
Total
- Clients
- 142
- Regulatory AUM
- $617M
- AUM share
- 100%
- Avg. per client
- $4.35M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Clear Wave Wealth Management charges 0.25%–1.50% a year for its Asset Management Fees. The fee is billed in arrears and is negotiable. The brochure also prices 4 other services, listed under fee details.
Fee details and sources
Other fees
- Comprehensive Financial Counseling
- An annual fee of $1,000 to $100,000 per individual, negotiable and adjustable for cost of living; employer-sponsored programs are priced per program.
- Financial Planning and Consulting
- Negotiated separately with each client, as a flat annual fee or an hourly rate.
- Performance Reporting on Outside Assets
- For assets not managed by the firm, the general minimum annual fee is $1,000.
- Seminars
- Seminar programs are priced from $5,000 to $100,000, depending on the number of days, participants and customization.
Joseph Gallo owns 50% to 75% of Clear Wave Wealth Management. The leadership team of Clear Wave Wealth Management includes Chief Operating Officer Colette Tatarenko. It has 3 employees, 2 of them in advisory roles.
Leadership
- Colette TatarenkoChief Operating Officier and CCO
- Joseph GalloManaging Partner
- Matthew WilkManaging Partner
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
- Joseph Michael Gallo
- Matthew Frank Wilk
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 50% to 75% of Clear Wave Wealth Management, LLC
Joseph Gallo
Control person · since August 2025
- Owns 50% to 75% of Clear Wave Wealth Management, LLC
Matthew Wilk
Control person · since August 2025
Besides its headquarters, Clear Wave Wealth Management has 0 offices, with 1 listed address in New Jersey.
New Jersey · 1 listed address
- 331 Newman Springs Road, Building 3, 2nd Floor Suite 320, Red BankHQ
Contact and registration details
- Legal name
- Clear Wave Wealth Management, LLC
- Headquarters
- 331 Newman Springs Road, Building 3, 2nd Floor Suite 320, Red Bank, NJ 07701
- Phone
- 862-200-9438
- SEC file
- 801-134561
- Founded
- 2025
- Structure
- New Jersey LLC
- Fiscal year end
- December
Clear Wave Wealth Management uses Fidelity ($617K) as custodian for its separately managed accounts. Clear Wave Wealth Management does not have custody of client assets.
- FidelityNational Financial Services LLC · Boston, MA · $617K100%
At year end, Clear Wave Wealth Management’s separately managed accounts were mostly in stocks (62%) and bonds (20%). Its reported 13F holdings for the quarter ended 30 June 2026 total $541M across 191 positions; the largest are iShares TR (10.5%), JPMORGAN Chase & CO (put option) (7.6%) and Invesco Exchange Traded FD T (5.1%).
What the accounts hold
- Stocks62%
- Bonds20%
- U.S. government and agency bonds12%
- State and local bonds4%
- Investment grade corporate bonds4%
- Cash17%
- Other1%
- Derivatives1%
Reported 13F holdings
- $541M
- Reported 13F value
- 191
- Positions
- 46.1%
- In the 10 largest
- —
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF10.5%
- JPMORGAN Chase & CO · CallPut7.6%
- Invesco Exchange Traded FD T · S&P500 Eql Wgt5.1%
- Alphabet Inc. · CallPut4.6%
- iShares TR · Core 1 5 YR Usd3.9%
- iShares TR · Core Div Grwth3.4%
- iShares TR · 1 3 YR Treas BD2.9%
- Nvidia Corporation2.8%
- State Str SPDR S&P 500 ETF T · TR Unit2.8%
- iShares TR · MSCI USA Min ETF2.6%
Together, the ten largest are 46.1% of reported value.
How many clients does Clear Wave Wealth Management have?
Clear Wave Wealth Management has 142 clients and manages $617 million for them, as of August 2026. They include 113 high-net-worth individuals and 29 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 13 August 2026
What services does Clear Wave Wealth Management offer?
Clear Wave Wealth Management provides financial planning, portfolio management for individuals and small businesses, selecting other managers, educational seminars, estate planning, insurance, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Clear Wave Wealth Management charge?
Clear Wave Wealth Management charges 0.25%–1.50% a year for its Asset Management Fees. The fee is billed in arrears and is negotiable.
Which custodians does Clear Wave Wealth Management use?
Clear Wave Wealth Management’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $617K. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 13 August 2026
How many financial advisors does Clear Wave Wealth Management have?
Clear Wave Wealth Management has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Clear Wave Wealth Management invest in?
At the end of its last fiscal year, Clear Wave Wealth Management’s separately managed accounts held 62% exchange-traded equities, 17% cash and equivalents, 12% U.S. government and agency bonds, 4% state and local bonds, 4% investment grade corporate bonds and 1% derivatives.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Clear Wave Wealth Management?
Clear Wave Wealth Management’s direct owners are Joseph Gallo (50% to 75%) and Matthew Wilk (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 13 August 2026
How does Clear Wave Wealth Management get paid?
Clear Wave Wealth Management is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Clear Wave Wealth Management?
Clear Wave Wealth Management’s main office is at 331 Newman Springs Road, Building 3, 2nd Floor Suite 320, Red Bank, NJ 07701. Its phone number is 862-200-9438. Its website is clearwavewealthmanagement.com.