CharMarLine Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
CharMarLine Wealth Management reports 124 clients. They include 74 individual clients and 50 high-net-worth individuals. Of its assets, 99.3% ($118M across 319 accounts) are managed with discretion; $874K across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 30% |
| High-net-worth individuals | 40% | 70% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 74 | $35.6M | 30.0% | $481K |
| High-net-worth individuals | 50 | $83.2M | 70.0% | $1.66M |
| Total | 124 | $119M | 100% | $958K |
- Clients
- 74
- Regulatory AUM
- $35.6M
- AUM share
- 30.0%
- Avg. per client
- $481K
- Clients
- 50
- Regulatory AUM
- $83.2M
- AUM share
- 70.0%
- Avg. per client
- $1.66M
Total
- Clients
- 124
- Regulatory AUM
- $119M
- AUM share
- 100%
- Avg. per client
- $958K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
CharMarLine Wealth Management charges 0.60%–1.00% a year for its Wealth management services. The fee is billed in arrears and is negotiable.
Fee details and sources
Geoffrey Sirhal owns 75% or more of CharMarLine Wealth Management. The leadership team of CharMarLine Wealth Management includes Chief Compliance Officer Geoffrey Sirhal. It has 1 employee.
Staff
- 1 employee
- 1 in advisory functions
- 1 state-registered rep
- Owns 75% or more of Charmarline Wealth Management LLC
Geoffrey Sirhal
Control person · since April 2025
CharMarLine Wealth Management’s regulatory assets grew from $112M (June 2025) to $119M (September 2026); clients were 124 in both filings and employees were 1 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $119M | 124 | 1 | 2 |
| Jun 2025June 2025 | $112M | 123 | 1 | 1 |
Besides its headquarters, CharMarLine Wealth Management has 1 office (1 private residence, listed without an address), with 1 listed address in 1 state.
Virginia · 1 listed address
- 3831 Old Forest RD, Suite 6, LynchburgHQ
Contact and registration details
- Legal name
- Charmarline Wealth Management LLC
- Headquarters
- 3831 Old Forest RD, Suite 6, Lynchburg, VA 24501
- Website
- cmlwm.com
- Phone
- 434-455-3036
- SEC file
- 801-133722
- Structure
- Virginia LLC
- Fiscal year end
- December
CharMarLine Wealth Management’s named custodian for separately managed accounts is Charles Schwab ($119M). CharMarLine Wealth Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $119M100%
At year end, CharMarLine Wealth Management’s separately managed accounts were mostly in stocks (51%) and funds (31%).
What the accounts hold
- Stocks51%
- Exchange-traded equities49%
- Non-exchange-traded equities2%
- Funds31%
- Cash3%
- Other15%
- Private investments15%
How many clients does CharMarLine Wealth Management have?
CharMarLine Wealth Management has 124 clients and manages $119 million for them, as of September 2026. They include 74 individual clients and 50 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 18 September 2026
What services does CharMarLine Wealth Management offer?
CharMarLine Wealth Management provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does CharMarLine Wealth Management charge?
CharMarLine Wealth Management charges 0.60%–1.00% a year for its Wealth management services. The fee is billed in arrears and is negotiable.
Which custodians does CharMarLine Wealth Management use?
CharMarLine Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $119M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 18 September 2026
How many financial advisors does CharMarLine Wealth Management have?
CharMarLine Wealth Management has 1 investment adviser representative registered with state securities authorities, out of 1 employees, and 1 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does CharMarLine Wealth Management invest in?
At the end of its last fiscal year, CharMarLine Wealth Management’s separately managed accounts held 49% exchange-traded equities, 31% registered funds (mutual funds, ETFs, BDCs), 15% other, 3% cash and equivalents and 2% non-exchange-traded equities. The 15% other category is described as: Private Investments.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns CharMarLine Wealth Management?
CharMarLine Wealth Management’s direct owner is Geoffrey Sirhal (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 18 September 2026
How does CharMarLine Wealth Management get paid?
CharMarLine Wealth Management is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact CharMarLine Wealth Management?
CharMarLine Wealth Management’s main office is at 3831 Old Forest RD, Suite 6, Lynchburg, VA 24501. Its phone number is 434-455-3036. Its website is cmlwm.com.
