Cascade Financial Partners provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Cascade Financial Partners reports 283 clients. They include 201 high-net-worth individuals and 82 individual clients. Of its assets, 97.8% ($1.35B across 1,084 accounts) are managed with discretion; $30.5M across 9 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 29% | 3% |
| High-net-worth individuals | 71% | 97% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 82 | $44.7M | 3.2% | $545K |
| High-net-worth individuals | 201 | $1.34B | 96.8% | $6.65M |
| Total | 283 | $1.38B | 100% | $4.88M |
- Clients
- 82
- Regulatory AUM
- $44.7M
- AUM share
- 3.2%
- Avg. per client
- $545K
- Clients
- 201
- Regulatory AUM
- $1.34B
- AUM share
- 96.8%
- Avg. per client
- $6.65M
Total
- Clients
- 283
- Regulatory AUM
- $1.38B
- AUM share
- 100%
- Avg. per client
- $4.88M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Cascade Financial Partners charges 0.40%–0.95% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 0.95% |
| $1M–$2M | 0.80% |
| $2M–$5M | 0.70% |
| $5M–$10M | 0.50% |
| $10M and above | 0.40% |
Fee details and sources
Brian Krause owns 25% to 50% of Cascade Financial Partners. It has 9 employees, 6 of them in advisory roles.
Leadership
- Brian KrauseManaging Member / CCO
- Jeffrey McCullochManaging Member
- Darien HortonPrincipal
- Natalie DewindtPrincipal
- Carleen AcostaPrincipal
- Monica SuzaraPrincipal
Investment adviser representatives
7 representatives listed in the SEC register as of 9 October 2026.
- Natalie Elizabeth Dewindt
- Lauren Trott Gabele
- Darien Lee Horton
- Brian Peter Krause
- Caroline Claire Mason
- Jeffrey Scott McCulloch
- Simon Perna
Staff
- 9 employees
- 6 in advisory functions
- 5 state-registered reps
- Owns 25% to 50% of Cascade Financial Partners, LLC
Brian Krause
Control person · since August 2023
- Owns 25% to 50% of Cascade Financial Partners, LLC
Jeffrey McCulloch
Control person · since August 2023
- Owns 10% to 25% of Cascade Financial Partners, LLC
Darien Horton
since August 2023
- Owns 10% to 25% of Cascade Financial Partners, LLC
Natalie Dewindt
since August 2023
- Owns 5% to 10% of Cascade Financial Partners, LLC
Carleen Acosta
since August 2023
- Owns 5% to 10% of Cascade Financial Partners, LLC
Monica Suzara
since August 2023
Cascade Financial Partners’ regulatory assets grew Infinity× from $0 (June 2023) to $1.38B (March 2026); employees rose from 6 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $1.38B | 283 | 9 | 2 |
| March 2025 | $1.16B | 271 | 8 | 1 |
| March 2024 | $974M | 211 | 8 | 1 |
| June 2023 | $0 | 0 | 6 | 1 |
Besides its headquarters, Cascade Financial Partners has 1 office, with 2 listed addresses in California.
California · 2 listed addresses
- 3579 Valley Centre Drive, Suite 125, San DiegoHQ
- 3579 Valley Centre Drive, San Diego
Contact and registration details
- Legal name
- Cascade Financial Partners, LLC
- Headquarters
- 3579 Valley Centre Drive, Suite 125, San Diego, CA 92130
- Website
- cascadefinancialpartners.com
- Phone
- 858-379-6701
- @cascade-financial-partners-llc
- SEC file
- 801-128042
- Founded
- 2023
- Structure
- Delaware LLC
- Fiscal year end
- December
Cascade Financial Partners uses Charles Schwab ($987M, 72%) and Fidelity ($377M, 28%) as custodians for its separately managed accounts. Cascade Financial Partners has custody of $167M in client assets for 93 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $987M72%
- FidelityFidelity Investments · Boston, MA · $377M28%
At year end, Cascade Financial Partners’ separately managed accounts were mostly in stocks (80%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1.15B across 279 positions; the largest are Eli Lilly & CO (24.7%), Apple Inc. (4.7%) and Vanguard Tax-managed Fds (3.7%).
What the accounts hold
- Stocks80%
- Funds3%
- Registered funds2%
- Pooled vehicles1%
- Bonds8%
- State and local bonds5%
- Investment grade corporate bonds2%
- U.S. government and agency bonds1%
- Cash9%
Reported 13F holdings
- $1.15B
- Reported 13F value
- 279
- Positions
- 46.2%
- In the 10 largest
- +18.7%
- Value vs. prior quarter
- Eli Lilly & CO24.7%
- Apple Inc.4.7%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt3.7%
- iShares TR · Core S&P500 ETF3.2%
- Wisdomtree TR · True Dev Intl FD2.0%
- iShares Inc. · Core MSCI Emkt1.7%
- Nvidia Corporation1.6%
- Revvity Inc.1.6%
- iShares TR · Tips BD ETF1.6%
- Pepsico Inc.1.5%
Together, the ten largest are 46.2% of reported value.
How many clients does Cascade Financial Partners have?
Cascade Financial Partners has 283 clients and manages $1.38 billion for them, as of March 2026. They include 201 high-net-worth individuals and 82 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 27 March 2026
What services does Cascade Financial Partners offer?
Cascade Financial Partners provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cascade Financial Partners charge?
Cascade Financial Partners charges 0.40%–0.95% a year for its Asset Management. Each asset band is charged at its own rate. The fee is billed in arrears and is negotiable.
Source: CASCADE ADV PART 2A - MARCH 2026, filed 27 March 2026
Which custodians does Cascade Financial Partners use?
Cascade Financial Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $987M and Fidelity Investments (Boston, MA), with $377M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 27 March 2026
How many financial advisors does Cascade Financial Partners have?
Cascade Financial Partners has 5 investment adviser representatives registered with state securities authorities, out of 9 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cascade Financial Partners invest in?
At the end of its last fiscal year, Cascade Financial Partners’ separately managed accounts held 80% exchange-traded equities, 9% cash and equivalents, 5% state and local bonds, 2% investment grade corporate bonds, 2% registered funds (mutual funds, ETFs, BDCs), 1% U.S. government and agency bonds and 1% pooled vehicles (private funds and similar).
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cascade Financial Partners?
Cascade Financial Partners’ direct owners are Brian Krause, Jeffrey McCulloch, Darien Horton, Natalie Dewindt, Carleen Acosta and Monica Suzara, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 27 March 2026
How does Cascade Financial Partners get paid?
Cascade Financial Partners is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Cascade Financial Partners registered with the SEC?
Yes, Cascade Financial Partners has been registered with the SEC as an investment adviser since 26 May 2023. Its CRD number is 326620 and its SEC file number is 801-128042.
Source: Form ADV Part 1A, Item 1, filed 27 March 2026; IAPD firm record
How do I contact Cascade Financial Partners?
Cascade Financial Partners’ main office is at 3579 Valley Centre Drive, Suite 125, San Diego, CA 92130. Its phone number is 858-379-6701. Its website is cascadefinancialpartners.com.