Carderock Capital Management provides portfolio management for individuals and small businesses and portfolio management for institutions.
Carderock Capital Management reports 221 clients. They include 156 high-net-worth individuals, 55 individual clients, and 5 pension and profit-sharing plans. Of its assets, 100.0% ($677M across 476 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 25% | 4% |
| High-net-worth individuals | 71% | 89% |
| Pension and profit-sharing plans | 2% | 1% |
| Charitable organizations | 2% | 5% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 55 | $30.1M | 4.5% | $548K |
| High-net-worth individuals | 156 | $604M | 89.2% | $3.87M |
| Pension and profit-sharing plans | 5 | $9.15M | 1.4% | $1.83M |
| Charitable organizations | 5 | $34.1M | 5.0% | $6.83M |
| Total | 221 | $677M | 100% | $3.06M |
- Clients
- 55
- Regulatory AUM
- $30.1M
- AUM share
- 4.5%
- Avg. per client
- $548K
- Clients
- 156
- Regulatory AUM
- $604M
- AUM share
- 89.2%
- Avg. per client
- $3.87M
- Clients
- 5
- Regulatory AUM
- $9.15M
- AUM share
- 1.4%
- Avg. per client
- $1.83M
- Clients
- 5
- Regulatory AUM
- $34.1M
- AUM share
- 5.0%
- Avg. per client
- $6.83M
Total
- Clients
- 221
- Regulatory AUM
- $677M
- AUM share
- 100%
- Avg. per client
- $3.06M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
Carderock Capital Management charges 0.70%–1.00% a year for its Direct Managed Account Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $5,000 annual minimum and requires an account of at least $500,000. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$4M | 0.80% |
| $4M and above | 0.70% |
Fee details and sources
Other fees
- Custom consulting
- Custom consulting is billed hourly in half-hour increments at $500 for investment professionals and $125 for staff, with a $500 minimum per project.
- Stand-alone financial planning
- Stand-alone financial planning is a fixed fee set by the scope of the engagement, with a $4,000 minimum; work beyond the engagement is $250 an hour.
Daniel Kane owns 75% or more of Carderock Capital Management. The leadership team of Carderock Capital Management includes President Daniel Kane. It has 4 employees.
Leadership
- Daniel KanePresident, Secretary and Chief Compliance Officer
Investment adviser representatives
4 representatives listed in the SEC register as of 9 October 2026.
Staff
- 4 employees
- 4 in advisory functions
- 4 state-registered reps
- 1 soliciting firm
- Owns 75% or more of Carderock Capital Management, Inc.
Daniel Kane
Control person · since November 2006
Carderock Capital Management’s regulatory assets grew from $565M (July 2021) to $677M (February 2026); clients were 221 in both filings and employees were 4 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $677M | 221 | 4 | 1 |
| February 2025 | $666M | 221 | 4 | 1 |
| July 2024 | $594M | 222 | 3 | 1 |
| March 2023 | $551M | 472 | 3 | 1 |
| June 2022 | $688M | 481 | 5 | 1 |
| July 2021 | $565M | 222 | 4 | 1 |
Besides its headquarters, Carderock Capital Management has 0 offices, with 1 listed address in Maryland.
Maryland · 1 listed address
- 2 Wisconsin Circle, Suite 600, Chevy ChaseHQ
Contact and registration details
- Legal name
- Carderock Capital Management, Inc.
- Headquarters
- 2 Wisconsin Circle, Suite 600, Chevy Chase, MD 20815-7020
- Website
- carderockcapital.com
- Phone
- 301-951-5288
- @carderockcapital
- SEC file
- 801-28840
- Founded
- 1986
- Structure
- Maryland corporation
- Fiscal year end
- December
Carderock Capital Management uses Charles Schwab ($666M, 98%) and U.S. Bank ($11.1M, 2%) as custodians for its separately managed accounts. Carderock Capital Management does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Orlando, FL · $666M98%
- U.S. BankU.S. Bank · Cincinnati, OH · $11.1M2%
At year end, Carderock Capital Management’s separately managed accounts were mostly in stocks (62%) and bonds (35%). Its reported 13F holdings for the quarter ended 30 June 2026 total $456M across 67 positions; the largest are Lam Research Corp. (7.0%), Alphabet Inc. (4.4%) and Amphenol Corp. (4.1%).
What the accounts hold
- Stocks62%
- Bonds35%
- State and local bonds14%
- Investment grade corporate bonds13%
- U.S. government and agency bonds8%
- Cash3%
Reported 13F holdings
- $456M
- Reported 13F value
- 67
- Positions
- 37.4%
- In the 10 largest
- +12.6%
- Value vs. prior quarter
- Lam Research Corp.7.0%
- Alphabet Inc. · Cap Stk CL A4.4%
- Amphenol Corp. · CL A4.1%
- Eli Lilly & CO3.4%
- Apple Inc.3.3%
- Heico Corp. New3.1%
- Monolithic Pwr Sys Inc.3.1%
- Quanta Svcs Inc.3.1%
- Fortinet Inc.3.1%
- Mastercard Incorporated · CL A2.7%
Together, the ten largest are 37.4% of reported value.
How many clients does Carderock Capital Management have?
Carderock Capital Management has 221 clients and manages $677 million for them, as of February 2026. They include 156 high-net-worth individuals, 55 individual clients, and 5 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 3 February 2026
What services does Carderock Capital Management offer?
Carderock Capital Management provides portfolio management for individuals and small businesses and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Carderock Capital Management charge?
Carderock Capital Management charges 0.70%–1.00% a year for its Direct Managed Account Services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable, has a $5,000 annual minimum and requires an account of at least $500,000.
Source: CARDEROCK CAPITAL MANAGEMENT, INC., filed 12 October 2026
Which custodians does Carderock Capital Management use?
Carderock Capital Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $666M and U.S. Bank (Cincinnati, OH), with $11.1M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 3 February 2026
How many financial advisors does Carderock Capital Management have?
Carderock Capital Management has 4 investment adviser representatives registered with state securities authorities, out of 4 employees, and 4 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Carderock Capital Management invest in?
At the end of its last fiscal year, Carderock Capital Management’s separately managed accounts held 62% exchange-traded equities, 14% state and local bonds, 13% investment grade corporate bonds, 8% U.S. government and agency bonds and 3% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Carderock Capital Management have a minimum investment?
Yes, Carderock Capital Management’s minimum account size for its Direct Managed Account Services is $500K. It charges a $5K annual minimum fee.
Source: CARDEROCK CAPITAL MANAGEMENT, INC., filed 12 October 2026
Who owns Carderock Capital Management?
Carderock Capital Management’s direct owner is Daniel Kane (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 3 February 2026
How does Carderock Capital Management get paid?
Carderock Capital Management is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Carderock Capital Management registered with the SEC?
Yes, Carderock Capital Management has been registered with the SEC as an investment adviser since 20 February 1987. Its CRD number is 104570 and its SEC file number is 801-28840.
Source: Form ADV Part 1A, Item 1, filed 3 February 2026; IAPD firm record
How do I contact Carderock Capital Management?
Carderock Capital Management’s main office is at 2 Wisconsin Circle, Suite 600, Chevy Chase, MD 20815-7020. Its phone number is 301-951-5288. Its website is carderockcapital.com.