Cambient Family Office provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Cambient Family Office reports 198 clients. They include 172 high-net-worth individuals, 20 corporations and other businesses, and 6 charitable organizations. Of its assets, 91.1% ($781M across 258 accounts) are managed with discretion; $76.8M across 2 accounts are not. A wrap fee program the firm both sponsors and manages holds $781M.
| Client type | Clients | Assets |
|---|---|---|
| High-net-worth individuals | 87% | 60% |
| Charitable organizations | 3% | 8% |
| Corporations and other businesses | 10% | 32% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 172 | $517M | 60.3% | $3.01M |
| Charitable organizations | 6 | $66M | 7.7% | $11M |
| Corporations and other businesses | 20 | $275M | 32.0% | $13.7M |
| Total | 198 | $858M | 100% | $4.33M |
- Clients
- 172
- Regulatory AUM
- $517M
- AUM share
- 60.3%
- Avg. per client
- $3.01M
- Clients
- 6
- Regulatory AUM
- $66M
- AUM share
- 7.7%
- Avg. per client
- $11M
- Clients
- 20
- Regulatory AUM
- $275M
- AUM share
- 32.0%
- Avg. per client
- $13.7M
Total
- Clients
- 198
- Regulatory AUM
- $858M
- AUM share
- 100%
- Avg. per client
- $4.33M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Cambient Family Office charges 0.50%–1.50% a year for its Wealth Management Wrap Fee. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Assets under supervision
- Non-discretionary assets that Cambient monitors and reports on are billed at an annual fee rate of 0.15%.
Andrew Fabiano owns 50% to 75% of Cambient Family Office. The leadership team of Cambient Family Office includes Chief Investment Officer Andrew Fabiano and Chief Operating Officer Joshua Gibbs. It has 6 employees, 3 of them in advisory roles.
Staff
- 6 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Cambient Family Office, LLC
Andrew Fabiano
Control person · since January 2026
- Owns 10% to 25% of Cambient Family Office, LLC
Donna Zandee
since January 2026
- Owns 10% to 25% of Cambient Family Office, LLC
Rimar Development, Inc
since January 2026
- Owns 75% or more of Rimar Development, Inc
Christopher S. Witham Trust U/D/A 11/16/2000
since January 2026
Christopher Witham
Trustee · since January 2026
- Owns 5% to 10% of Cambient Family Office, LLC
Stephen Wilbur
since January 2026
- Owns 5% to 10% of Cambient Family Office, LLC
Joshua Gibbs
Control person · since January 2026
- Owns 5% to 10% of Cambient Family Office, LLC
Daniel Rausch
since January 2026
Cambient Family Office’s regulatory assets grew from $669M (July 2025) to $858M (July 2026); clients rose from 112 to 198 and employees were 6 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $858M | 198 | 6 | 1 |
| Jul 2025July 2025 | $669M | 112 | 6 | 1 |
Besides its headquarters, Cambient Family Office has 0 offices, with 1 listed address in 1 state.
Michigan · 1 listed address
- 4690 E. Fulton Street, Suite 203, AdaHQ
Contact and registration details
- Legal name
- Cambient Family Office, LLC
- Headquarters
- 4690 E. Fulton Street, Suite 203, Ada, MI 49301
- Website
- cambient.com
- Phone
- 616-330-2270
- @cambient-family-office
- SEC file
- 801-132283
- Structure
- Delaware LLC
- Fiscal year end
- December
Cambient Family Office’s named custodian for separately managed accounts is Fidelity ($858M). Cambient Family Office has custody of $126M for 35 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $858M100%
At year end, Cambient Family Office’s separately managed accounts were mostly in stocks (84%). Its reported 13F holdings for the quarter ended 30 June 2026 total $813M across 328 positions; the largest are Nvidia Corporation (6.9%), iShares TR (5.3%) and State Str SPDR S&P 500 ETF T (5.1%).
What the accounts hold
- Stocks84%
- Funds6%
- Bonds4%
- State and local bonds3%
- U.S. government and agency bonds1%
- Cash4%
- Other1%
- Alternative assets1%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Cambient Family Office have?
Cambient Family Office has 198 clients and manages $858 million for them, as of July 2026. They include 172 high-net-worth individuals, 20 corporations and other businesses, and 6 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 16 July 2026
What services does Cambient Family Office offer?
Cambient Family Office provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Cambient Family Office charge?
Cambient Family Office charges 0.50%–1.50% a year for its Wealth Management Wrap Fee. The fee is billed in arrears and is negotiable.
Source: CAMBIENT WRAP BROCHURE 7.16.2026, filed 16 July 2026
Which custodians does Cambient Family Office use?
Cambient Family Office’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $858M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 16 July 2026
How many financial advisors does Cambient Family Office have?
Cambient Family Office has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cambient Family Office invest in?
At the end of its last fiscal year, Cambient Family Office’s separately managed accounts held 84% exchange-traded equities, 6% registered funds (mutual funds, ETFs, BDCs), 4% cash and equivalents, 3% state and local bonds, 1% U.S. government and agency bonds and 1% other. The 1% other category is described as: Alternative Assets.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cambient Family Office?
Cambient Family Office’s direct owners are Andrew Fabiano (50% to 75%), Stephen Wilbur (5% to 10%), Joshua Gibbs (5% to 10%), Daniel Rausch (5% to 10%), Donna Zandee (10% to 25%) and Rimar Development, Inc (10% to 25%).
Source: Form ADV Part 1A, Schedules A and B, filed 16 July 2026
How does Cambient Family Office get paid?
Cambient Family Office is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cambient Family Office?
Cambient Family Office’s main office is at 4690 E. Fulton Street, Suite 203, Ada, MI 49301. Its phone number is 616-330-2270. Its website is cambient.com.