Cairn Investment Group provides financial planning, portfolio management for individuals and small businesses, educational seminars, divorce planning, education planning, estate planning, insurance, and philanthropic planning. Financial planning was provided to 101–250 clients last fiscal year.
Cairn Investment Group reports 315 clients. They include 189 individual clients, 120 high-net-worth individuals, and 5 corporations and other businesses. Of its assets, 92.4% ($356M across 774 accounts) are managed with discretion; $29.4M across 32 accounts are not. Of its clients, 1% are outside the U.S. It advised 1 client without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 60% | 15% |
| High-net-worth individuals | 38% | 85% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | 2% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 189 | $57.8M | 15.0% | $306K |
| High-net-worth individuals | 120 | $325M | 84.5% | $2.71M |
| Charitable organizations | Fewer than 5 | $271K | 0.1% | $271K |
| Corporations and other businesses | 5 | $1.5M | 0.4% | $300K |
| Total | 315 | $385M | 100% | — |
- Clients
- 189
- Regulatory AUM
- $57.8M
- AUM share
- 15.0%
- Avg. per client
- $306K
- Clients
- 120
- Regulatory AUM
- $325M
- AUM share
- 84.5%
- Avg. per client
- $2.71M
- Clients
- Fewer than 5
- Regulatory AUM
- $271K
- AUM share
- 0.1%
- Avg. per client
- $271K
- Clients
- 5
- Regulatory AUM
- $1.5M
- AUM share
- 0.4%
- Avg. per client
- $300K
Total
- Clients
- 315
- Regulatory AUM
- $385M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 1
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Cairn Investment Group charges 0.30%–1.00% a year for its Investment Management. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Standalone Financial Planning
- Fixed fee generally $2,500 to $7,000 for clients without an investment management relationship; hourly consulting afterwards is $300 to $450 an hour, both negotiable.
Timothy Mosier owns 50% to 75% of Cairn Investment Group. The leadership team of Cairn Investment Group includes President Timothy Mosier and Chief Investment Officer Patrick Mason. It has 6 employees, 3 of them in advisory roles.
Leadership
- Timothy MosierCCO President
- Mark FarrellySenior Advisor and Director of Financial Planning
- Cherie KingDirector of Operations and Compliance
- Patrick MasonChief Investment Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
- Mark Patrick Farrelly
- Patrick James Mason
- Timothy Allen Mosier
Staff
- 6 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Cairn Investment Group, Inc.
Timothy Mosier
Control person · since July 2007
- Owns 10% to 25% of Cairn Investment Group, Inc.
Patrick Mason
Control person · since January 2021
- Owns 10% to 25% of Cairn Investment Group, Inc.
Mark Farrelly
since March 2021
- Owns 5% to 10% of Cairn Investment Group, Inc.
Cherie King
since January 2022
Cairn Investment Group’s regulatory assets grew 1.8× from $218M (March 2021) to $385M (September 2026); clients rose from 294 to 315 and employees from 5 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Sep 2026September 2026 | $385M | 315 | 6 | 3 |
| Apr 2025April 2025 | $351M | 352 | 6 | 3 |
| Jun 2024June 2024 | $337M | 355 | 6 | 3 |
| Jul 2023July 2023 | $291M | 323 | 6 | 3 |
| Jun 2022June 2022 | $295M | 323 | 6 | 2 |
| Mar 2021March 2021 | $218M | 294 | 5 | 1 |
Besides its headquarters, Cairn Investment Group has 2 offices (1 private residence, listed without an address), with 2 listed addresses across 2 states.
Oregon · 1 listed address
- 111 SW Fifth Avenue, Portland
Washington · 1 listed address
- 500 Broadway Street, Suite 480, VancouverHQ
Other business names
Cairn Investment Group has reported 1 other business name to the SEC.
- Cairn Investment Group
Contact and registration details
- Legal name
- Cairn Investment Group, Inc.
- Headquarters
- 500 Broadway Street, Suite 480, Vancouver, WA 98660
- Website
- cairnw.com
- Phone
- 503-241-4901
- @cairn-investment-group
- SEC file
- 801-68016
- Founded
- 2007
- Structure
- Oregon corporation
- Fiscal year end
- December
Cairn Investment Group’s named custodian for separately managed accounts is Charles Schwab ($381M). Cairn Investment Group has custody of $121M for 174 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Phoenix, AZ · $381M100%
At year end, Cairn Investment Group’s separately managed accounts were largely in stocks (43%) and funds (35%). Its reported 13F holdings for the quarter ended 30 June 2026 total $227K across 65 positions; the largest are Vanguard Total International S (11.7%), Vanguard Intl Equity Index (5.7%) and SPDR Ser Tr (5.6%).
What the accounts hold
- Stocks43%
- Funds35%
- Bonds6%
- U.S. government and agency bonds4%
- State and local bonds1%
- Investment grade corporate bonds1%
- Cash16%
Reported 13F holdings
- $227K
- Reported 13F value
- 65
- Positions
- 49.5%
- In the 10 largest
- +12.7%
- Value vs. prior quarter
- Vanguard Total International S · VG TL Intl Stk F11.7%
- Vanguard Intl Equity Index · FTSE Emr Mkt ETF5.7%
- SPDR Ser Tr · SPDR Bloomberg5.6%
- iShares Trust · MSCI Brazil ETF4.3%
- Select Sector SPDR TR · ST Str Care ETF4.2%
- Goldman Sachs Group Inc.4.1%
- Acuity Brands Inc.3.8%
- Apple Inc.3.7%
- Expeditors Intl Wash Inc.3.2%
- Borgwarner Inc.3.2%
Together, the ten largest are 49.5% of reported value.
How many clients does Cairn Investment Group have?
Cairn Investment Group has 315 clients and manages $385 million for them, as of September 2026. They include 189 individual clients, 120 high-net-worth individuals, and 5 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 September 2026
What services does Cairn Investment Group offer?
Cairn Investment Group provides financial planning, portfolio management for individuals and small businesses, educational seminars, divorce planning, education planning, estate planning, insurance, and philanthropic planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Cairn Investment Group charge?
Cairn Investment Group charges 0.30%–1.00% a year for its Investment Management. The fee is billed in advance and is negotiable.
Which custodians does Cairn Investment Group use?
Cairn Investment Group’s separately managed account assets are held at Charles Schwab & Co., Inc. (Phoenix, AZ), with $381M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 September 2026
How many financial advisors does Cairn Investment Group have?
Cairn Investment Group has 3 investment adviser representatives registered with state securities authorities, out of 6 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cairn Investment Group invest in?
At the end of its last fiscal year, Cairn Investment Group’s separately managed accounts held 43% exchange-traded equities, 35% registered funds (mutual funds, ETFs, BDCs), 16% cash and equivalents, 4% U.S. government and agency bonds, 1% state and local bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Cairn Investment Group?
Cairn Investment Group’s direct owners are Timothy Mosier (50% to 75%), Patrick Mason (10% to 25%), Mark Farrelly (10% to 25%) and Cherie King (5% to 10%).
Source: Form ADV Part 1A, Schedules A and B, filed 30 September 2026
How does Cairn Investment Group get paid?
Cairn Investment Group is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cairn Investment Group?
Cairn Investment Group’s main office is at 500 Broadway Street, Suite 480, Vancouver, WA 98660. Its phone number is 503-241-4901. Its website is cairnw.com.