Cabot Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, philanthropic planning, tax planning, and tax preparation. Financial planning was provided to 101–250 clients last fiscal year.
Cabot Wealth Management reports 650 clients. They include 636 high-net-worth individuals and 14 charitable organizations. Of its assets, 100.0% ($1.22B across 1,815 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| High-net-worth individuals | 98% | 98% |
| Charitable organizations | 2% | 2% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| High-net-worth individuals | 636 | $1.19B | 97.9% | $1.87M |
| Charitable organizations | 14 | $26.1M | 2.1% | $1.86M |
| Total | 650 | $1.22B | 100% | $1.87M |
- Clients
- 636
- Regulatory AUM
- $1.19B
- AUM share
- 97.9%
- Avg. per client
- $1.87M
- Clients
- 14
- Regulatory AUM
- $26.1M
- AUM share
- 2.1%
- Avg. per client
- $1.86M
Total
- Clients
- 650
- Regulatory AUM
- $1.22B
- AUM share
- 100%
- Avg. per client
- $1.87M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Cabot Wealth Management charges 0.75%–1.25% a year for its Annual advisory fee. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Fee details and sources
The leadership team of Cabot Wealth Management includes Chief Investment Officer Craig Goryl. It has 16 employees, 8 of them in advisory roles.
Leadership
- Craig GorylPrincipal -- Chief Investment Offiicer
- Sonia ErnstPrincipal & Manager of Operations and Trading
- James GasparelloPrincipal & Senior Financial Counselor
- Gregory StevensPrincipal, CCO
- Thomas VautinPrincipal
- Tyler SwaimAdvisor
Investment adviser representatives
9 representatives listed in the SEC register as of 9 October 2026.
- Kelly Jean Birchmore
- Alexander Francis Castrichini
- James Michael Gasparello
- Craig Edward Goryl
- Robert Tomlinson Lutts
- Gregory A Stevens JR
- Nathan Stevens
- Tyler Oliver Swaim
- Thomas Christopher Vautin
Staff
- 16 employees
- 8 in advisory functions
- 7 state-registered reps
- Owns 10% to 25% of Cabot Wealth Management
Sonia Ernst
Control person · since January 2006
- Owns 10% to 25% of Cabot Wealth Management
James Gasparello
Control person · since January 2006
- Owns 10% to 25% of Cabot Wealth Management
Gregory Stevens
since August 2010
- Owns 10% to 25% of Cabot Wealth Management
Thomas Vautin
since July 2019
- Owns 10% to 25% of Cabot Wealth Management
Craig Goryl
since September 2021
- Owns 10% to 25% of Cabot Wealth Management
Tyler Swaim
since August 2018
Cabot Wealth Management’s regulatory assets grew from $933M (March 2021) to $1.22B (June 2026); clients were 650 in both filings and employees fell from 17 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| June 2026 | $1.22B | 650 | 16 | 1 |
| March 2025 | $1.06B | 650 | 16 | 1 |
| March 2024 | $1.01B | 644 | 17 | 1 |
| March 2023 | $863M | 655 | 17 | 1 |
| March 2022 | $1.1B | 664 | 17 | 1 |
| March 2021 | $933M | 646 | 17 | 1 |
Besides its headquarters, Cabot Wealth Management has 0 offices, with 1 listed address in Massachusetts.
Massachusetts · 1 listed address
- 48 Dunham Ridge RD, Suite 2000, BeverlyHQ
Contact and registration details
- Legal name
- Cabot Wealth Management
- Headquarters
- 48 Dunham Ridge RD, Suite 2000, Beverly, MA 01915
- Website
- ecabot.com
- Phone
- 978-745-9233
- @cabot-wealth-management
- SEC file
- 801-19708
- Founded
- 1983
- Structure
- Massachusetts corporation
- Fiscal year end
- December
Cabot Wealth Management uses Charles Schwab ($849M) as custodian for its separately managed accounts. Cabot Wealth Management has custody of $161M in client assets for 94 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Orlando, FL · $849M100%
At year end, Cabot Wealth Management’s separately managed accounts were mostly in stocks (74%) and bonds (20%). Its reported 13F holdings for the quarter ended 30 June 2026 total $982M across 142 positions; the largest are Taiwan Semiconductor Manufac (4.4%), Apple Inc. (4.2%) and Alphabet Inc. (3.8%).
What the accounts hold
- Stocks74%
- Bonds20%
- Investment grade corporate bonds9%
- U.S. government and agency bonds7%
- State and local bonds4%
- Cash6%
Reported 13F holdings
- $982M
- Reported 13F value
- 142
- Positions
- 30.5%
- In the 10 largest
- +13.0%
- Value vs. prior quarter
- Taiwan Semiconductor Manufac · Sponsored ADS4.4%
- Apple Inc.4.2%
- Alphabet Inc. · Cap Stk CL C3.8%
- Schwab Strategic TR · Fundamental Intl3.1%
- Berkshire Hathaway Inc. Del · CL B New2.8%
- Amphenol Corp. · CL A2.6%
- J P Morgan Exchange Traded F · Mortgage Backed2.5%
- JPMORGAN Chase & CO2.4%
- Rockwell Automation Inc.2.3%
- J P Morgan Exchange Traded F · Betabuilders US2.3%
Together, the ten largest are 30.5% of reported value.
How many clients does Cabot Wealth Management have?
Cabot Wealth Management has 650 clients and manages $1.22 billion for them, as of June 2026. They include 636 high-net-worth individuals and 14 charitable organizations.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 25 June 2026
What services does Cabot Wealth Management offer?
Cabot Wealth Management provides financial planning, portfolio management for individuals and small businesses, education planning, estate planning, philanthropic planning, tax planning, and tax preparation.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Cabot Wealth Management charge?
Cabot Wealth Management charges 0.75%–1.25% a year for its Annual advisory fee. The fee is billed in advance, is negotiable and requires an account of at least $500,000.
Which custodians does Cabot Wealth Management use?
Cabot Wealth Management’s separately managed account assets are held at Charles Schwab & Co., Inc. (Orlando, FL), with $849M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 25 June 2026
How many financial advisors does Cabot Wealth Management have?
Cabot Wealth Management has 7 investment adviser representatives registered with state securities authorities, out of 16 employees, and 8 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Cabot Wealth Management invest in?
At the end of its last fiscal year, Cabot Wealth Management’s separately managed accounts held 74% exchange-traded equities, 9% investment grade corporate bonds, 7% U.S. government and agency bonds, 6% cash and equivalents and 4% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Cabot Wealth Management have a minimum investment?
Yes, Cabot Wealth Management’s minimum account size for its Annual advisory fee is $500K.
Who owns Cabot Wealth Management?
Cabot Wealth Management’s direct owners are Sonia Ernst, James Gasparello, Gregory Stevens, Thomas Vautin, Craig Goryl and Tyler Swaim, each holding 25% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 25 June 2026
How does Cabot Wealth Management get paid?
Cabot Wealth Management is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Cabot Wealth Management?
Cabot Wealth Management’s main office is at 48 Dunham Ridge RD, Suite 2000, Beverly, MA 01915. Its phone number is 978-745-9233. Its website is ecabot.com.