Briaud Financial Planning provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Briaud Financial Planning reports 279 clients. They include 243 high-net-worth individuals, 35 individual clients and 1 corporate or other business client. Of its assets, 94.4% ($862M across 2,056 accounts) are managed with discretion; $50.8M across 385 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 13% | 3% |
| High-net-worth individuals | 87% | 97% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 35 | $27.4M | 3.0% | $784K |
| High-net-worth individuals | 243 | $883M | 96.8% | $3.63M |
| Corporations and other businesses | 1 | $2.09M | 0.2% | $2.09M |
| Total | 279 | $913M | 100% | $3.27M |
- Clients
- 35
- Regulatory AUM
- $27.4M
- AUM share
- 3.0%
- Avg. per client
- $784K
- Clients
- 243
- Regulatory AUM
- $883M
- AUM share
- 96.8%
- Avg. per client
- $3.63M
- Clients
- 1
- Regulatory AUM
- $2.09M
- AUM share
- 0.2%
- Avg. per client
- $2.09M
Total
- Clients
- 279
- Regulatory AUM
- $913M
- AUM share
- 100%
- Avg. per client
- $3.27M
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Briaud Financial Planning charges 0.50%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable, has a $10,000 annual minimum and requires an account of at least $1,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M and above | 0.50% |
Fee details and sources
Other fees
- Financial planning
- Financial planning is included in the investment retainer; planning-only engagements are a fixed fee negotiated at signing.
Janet Briaud owns 25% to 50% of Briaud Financial Planning. The leadership team of Briaud Financial Planning includes Chief Investment Officer Janet Briaud and Chief Compliance Officer Natalie Pine. It has 16 employees, 6 of them in advisory roles.
Staff
- 16 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 25% to 50% of Briaud Financial Planning Inc
Janet Briaud
Control person · since January 1992
- Owns 25% to 50% of Briaud Financial Planning Inc
Natalie Pine
Control person · since January 2008
- Owns 10% to 25% of Briaud Financial Planning Inc
Matthew McKay
since January 2022
- Owns 5% to 10% of Briaud Financial Planning Inc
The 2010 Patrick Briaud Trust, Patrick Charles Briaud Trustee
since January 2011
- Owns 5% to 10% of Briaud Financial Planning Inc
The 2010 Patrick Briaud Trust,
since January 2011
- Owns 5% to 10% of Briaud Financial Planning Inc
The 2010 Natalie Pine Trust, Natalie Anne Briaud Pine Trustee
since January 2011
- Owns 5% to 10% of Briaud Financial Planning Inc
The 2010 Natalie Pine Trust,
since January 2011
Briaud Financial Planning’s regulatory assets grew from $670M (February 2021) to $913M (May 2026); clients fell from 360 to 279 and employees rose from 15 to 16.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $913M | 279 | 16 | 1 |
| Mar 2025March 2025 | $775M | 278 | 15 | 1 |
| May 2024May 2024 | $705M | 324 | 13 | 1 |
| Jul 2023July 2023 | $664M | 328 | 11 | 1 |
| Mar 2022March 2022 | $683M | 307 | 12 | 1 |
| Feb 2021February 2021 | $670M | 360 | 15 | 1 |
Besides its headquarters, Briaud Financial Planning has 0 offices, with 1 listed address in 1 state.
Texas · 1 listed address
- 1611 Crescent Pointe Parkway, College StationHQ
Other business names
Briaud Financial Planning has reported 1 other business name to the SEC.
- Briaud Financial Advisors
Contact and registration details
- Legal name
- Briaud Financial Planning Inc
- Headquarters
- 1611 Crescent Pointe Parkway, College Station, TX 77845
- Website
- briaud.com
- Phone
- 979-260-9771
- @briaud-financial-advisors
- SEC file
- 801-31379
- Founded
- 1986
- Structure
- Texas corporation
- Fiscal year end
- December
Briaud Financial Planning’s named custodians for separately managed accounts are Charles Schwab ($739M, 87%) and Tiaa-Cref Individual & Institutional Services ($113M, 13%). Briaud Financial Planning has custody of $312M for 312 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $739M87%
- Tiaa-Cref Individual & Institutional ServicesTiaa-Cref Individual & Institutional Services, LLC · New York, NY · $113M13%
At year end, Briaud Financial Planning’s separately managed accounts were largely in stocks (44%) and bonds (30%). Its reported 13F holdings for the quarter ended 30 June 2026 total $380M across 42 positions; the largest are Vanguard Index Fds (54.1%), SPDR Gold TR (19.4%) and Invesco Actvely Mngd Etc FD (7.0%).
What the accounts hold
- Stocks44%
- Funds24%
- Registered funds21%
- Pooled vehicles3%
- Bonds30%
- U.S. government and agency bonds27%
- State and local bonds3%
- Cash2%
How many clients does Briaud Financial Planning have?
Briaud Financial Planning has 279 clients and manages $913 million for them, as of May 2026. They include 243 high-net-worth individuals, 35 individual clients and 1 corporate or other business client.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 May 2026
What services does Briaud Financial Planning offer?
Briaud Financial Planning provides financial planning, portfolio management for individuals and small businesses, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Briaud Financial Planning charge?
Briaud Financial Planning charges 0.50%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable, has a $10,000 annual minimum and requires an account of at least $1,000,000.
Which custodians does Briaud Financial Planning use?
Briaud Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $739M and Tiaa-Cref Individual & Institutional Services, LLC (New York, NY), with $113M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 May 2026
How many financial advisors does Briaud Financial Planning have?
Briaud Financial Planning has 6 investment adviser representatives registered with state securities authorities, out of 16 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Briaud Financial Planning invest in?
At the end of its last fiscal year, Briaud Financial Planning’s separately managed accounts held 44% exchange-traded equities, 27% U.S. government and agency bonds, 21% registered funds (mutual funds, ETFs, BDCs), 3% state and local bonds, 3% pooled vehicles (private funds and similar) and 2% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Briaud Financial Planning have a minimum investment?
Yes, Briaud Financial Planning’s minimum account size for its Investment Supervisory Services is $1M. It charges a $10K annual minimum fee.
Who owns Briaud Financial Planning?
Briaud Financial Planning’s direct owners are Janet Briaud, Natalie Pine, the 2010 Patrick Briaud Trust, Patrick Charles Briaud Trustee, the 2010 Patrick Briaud Trust, the 2010 Natalie Pine Trust, Natalie Anne Briaud Pine Trustee, the 2010 Natalie Pine Trust and Matthew McKay, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 12 May 2026
How does Briaud Financial Planning get paid?
Briaud Financial Planning is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Briaud Financial Planning?
Briaud Financial Planning’s main office is at 1611 Crescent Pointe Parkway, College Station, TX 77845. Its phone number is 979-260-9771. Its website is briaud.com.