Boyd Financial Strategies provides financial planning, portfolio management for individuals and small businesses, and pension consulting. Financial planning was provided to 1–10 clients last fiscal year.
Boyd Financial Strategies reports 149 clients. They include 108 individual clients and 41 high-net-worth individuals. Of its assets, 99.4% ($139M across 150 accounts) are managed with discretion; $798K across 1 account is not.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 72% | 20% |
| High-net-worth individuals | 28% | 76% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Charitable organizations | Fewer than 5 | 3% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 108 | $28.4M | 20.3% | $263K |
| High-net-worth individuals | 41 | $107M | 76.4% | $2.6M |
| Pension and profit-sharing plans | Fewer than 5 | $798K | 0.6% | — |
| Charitable organizations | Fewer than 5 | $3.69M | 2.6% | — |
| Total | 149 | $140M | 100% | — |
- Clients
- 108
- Regulatory AUM
- $28.4M
- AUM share
- 20.3%
- Avg. per client
- $263K
- Clients
- 41
- Regulatory AUM
- $107M
- AUM share
- 76.4%
- Avg. per client
- $2.6M
- Clients
- Fewer than 5
- Regulatory AUM
- $798K
- AUM share
- 0.6%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $3.69M
- AUM share
- 2.6%
- Avg. per client
- —
Total
- Clients
- 149
- Regulatory AUM
- $140M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Boyd Financial Strategies charges 0.50%–1.00% a year for its Wealth Management Services. The fee is billed in arrears and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Hourly advisory services
- Advisory services may be offered at an hourly rate of up to $150 per hour, negotiable depending on complexity.
John Boyd owns 25% to 50% of Boyd Financial Strategies. Peter Boyd is CEO; the leadership team includes President Rosemarie Boyd and Chief Compliance Officer John Boyd. It has 3 employees.
Leadership
- Peter BoydVice President/Chief Executive Officer
- Rosemarie BoydPresident/Secretary
- John BoydTreasurer/Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- 2 insurance agents
- Owns 25% to 50% of Boyd Financial Strategies, Inc.
John Boyd
Control person · since December 1995
- Owns 25% to 50% of Boyd Financial Strategies, Inc.
Rosemarie Boyd
since August 2022
- Owns 25% to 50% of Boyd Financial Strategies, Inc.
Peter Boyd
Control person · since April 2025
Boyd Financial Strategies’ regulatory assets grew from $120M (April 2022) to $140M (March 2026); clients fell from 165 to 149 and employees from 4 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $140M | 149 | 3 | 2 |
| March 2025 | $121M | 187 | 3 | 2 |
| March 2024 | $109M | 161 | 3 | 1 |
| July 2023 | $97.7M | 165 | 3 | 1 |
| April 2022 | $120M | 165 | 4 | 1 |
Besides its headquarters, Boyd Financial Strategies has 1 office (1 private residence, listed without an address), with 1 listed address in Massachusetts.
Massachusetts · 1 listed address
- 319a Southbridge St, Ste 201, AuburnHQ
Contact and registration details
- Legal name
- Boyd Financial Strategies, Inc.
- Headquarters
- 319a Southbridge St, Ste 201, Auburn, MA 01501
- Website
- Not reported
- Phone
- 508-754-3226
- @boyd-financial-services-llc
- SEC file
- 801-125015
- Structure
- Massachusetts corporation
- Fiscal year end
- December
Boyd Financial Strategies uses Charles Schwab ($136M) as custodian for its separately managed accounts. Boyd Financial Strategies does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $136M100%
At year end, Boyd Financial Strategies’ separately managed accounts were mostly in funds (56%) and bonds (20%).
What the accounts hold
- Stocks11%
- Funds56%
- Bonds20%
- Investment grade corporate bonds12%
- State and local bonds7%
- U.S. government and agency bonds1%
- Cash10%
- Other2%
- Structured notes2%
Filed values cover 99%. The neutral 1% gap has no reported category.
How many clients does Boyd Financial Strategies have?
Boyd Financial Strategies has 149 clients and manages $140 million for them, as of March 2026. They include 108 individual clients and 41 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 20 March 2026
What services does Boyd Financial Strategies offer?
Boyd Financial Strategies provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Boyd Financial Strategies charge?
Boyd Financial Strategies charges 0.50%–1.00% a year for its Wealth Management Services. The fee is billed in arrears and is negotiable.
Source: INVESTMENT ADVISORY BROCHURE AND DISCLOSURE (ADV 2A & 2B), filed 20 March 2026
Which custodians does Boyd Financial Strategies use?
Boyd Financial Strategies’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $136M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 20 March 2026
How many financial advisors does Boyd Financial Strategies have?
Boyd Financial Strategies has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Boyd Financial Strategies invest in?
At the end of its last fiscal year, Boyd Financial Strategies’ separately managed accounts held 56% registered funds (mutual funds, ETFs, BDCs), 12% investment grade corporate bonds, 11% exchange-traded equities, 10% cash and equivalents, 7% state and local bonds, 2% other and 1% U.S. government and agency bonds. The 2% other category is described as: Structured Notes.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Boyd Financial Strategies?
Boyd Financial Strategies’ direct owners are John Boyd, Rosemarie Boyd and Peter Boyd, each holding 50% or less.
Source: Form ADV Part 1A, Schedules A and B, filed 20 March 2026
How does Boyd Financial Strategies get paid?
Boyd Financial Strategies is paid through a percentage of assets under management and hourly charges. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Boyd Financial Strategies?
Boyd Financial Strategies’ main office is at 319a Southbridge St, Ste 201, Auburn, MA 01501. Its phone number is 508-754-3226.