Bowen Financial Services provides financial planning and portfolio management for individuals and small businesses. Financial planning was provided to 51–100 clients last fiscal year.
Bowen Financial Services reports 67 clients. They include 50 high-net-worth individuals and 17 individual clients. Of its assets, 100.0% ($191M across 305 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 25% | 7% |
| High-net-worth individuals | 75% | 93% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 17 | $13.1M | 6.9% | $772K |
| High-net-worth individuals | 50 | $178M | 93.1% | $3.56M |
| Total | 67 | $191M | 100% | $2.85M |
- Clients
- 17
- Regulatory AUM
- $13.1M
- AUM share
- 6.9%
- Avg. per client
- $772K
- Clients
- 50
- Regulatory AUM
- $178M
- AUM share
- 93.1%
- Avg. per client
- $3.56M
Total
- Clients
- 67
- Regulatory AUM
- $191M
- AUM share
- 100%
- Avg. per client
- $2.85M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Bowen Financial Services charges 0.25%–1.00% a year for its Financial planning and investment supervisory services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
| Asset band | Annual rate |
|---|---|
| $0–$2M | 1.00% |
| $2M–$5M | 0.75% |
| $5M–$10M | 0.50% |
| $10M–$20M | 0.35% |
| $20M and above | 0.25% |
Fee details and sources
John Bowen owns 75% or more of Bowen Financial Services. The leadership team of Bowen Financial Services includes Chief Compliance Officer John Bowen. It has 3 employees.
Leadership
John BowenManaging Member/Chief Compliance Officer
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 75% or more of Bowen Financial Services, LLC
John Bowen
Control person · since July 1999
Bowen Financial Services’ regulatory assets grew from $134M (July 2022) to $191M (March 2026); clients were 67 in both filings and employees were 3 in both filings.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $191M | 67 | 3 | 1 |
| March 2025 | $166M | 66 | 3 | 1 |
| April 2024 | $139M | 66 | 3 | 1 |
| April 2023 | $122M | 67 | 3 | 1 |
| July 2022 | $134M | 64 | 3 | 1 |
Besides its headquarters, Bowen Financial Services has 0 offices, with 1 listed address in Virginia.
Virginia · 1 listed address
- 2840 Polo Pkwy, MidlothianHQ
Contact and registration details
- Legal name
- Bowen Financial Services, LLC
- Headquarters
- 2840 Polo Pkwy, Midlothian, VA 23113
- Website
- bowenfinancial.com
- Phone
- 804-897-2850
- @bowen-financial-services-llc
- SEC file
- 801-126244
- Structure
- Virginia LLC
- Fiscal year end
- December
Bowen Financial Services uses Charles Schwab ($166M) as custodian for its separately managed accounts. Bowen Financial Services has custody of $2.34M in client assets for 7 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $166M100%
At year end, Bowen Financial Services’ separately managed accounts were mostly in funds (92%).
What the accounts hold
- Stocks4%
- Funds92%
- Bonds3%
- U.S. government and agency bonds2%
- Investment grade corporate bonds1%
- Cash1%
How many clients does Bowen Financial Services have?
Bowen Financial Services has 67 clients and manages $191 million for them, as of March 2026. They include 50 high-net-worth individuals and 17 individual clients.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 30 March 2026
What services does Bowen Financial Services offer?
Bowen Financial Services provides financial planning and portfolio management for individuals and small businesses.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Bowen Financial Services charge?
Bowen Financial Services charges 0.25%–1.00% a year for its Financial planning and investment supervisory services. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
Source: ADV PART 2, filed 30 March 2026
Which custodians does Bowen Financial Services use?
Bowen Financial Services’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $166M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 30 March 2026
How many financial advisors does Bowen Financial Services have?
Bowen Financial Services has 3 investment adviser representatives registered with state securities authorities, out of 3 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Bowen Financial Services invest in?
At the end of its last fiscal year, Bowen Financial Services’ separately managed accounts held 92% registered funds (mutual funds, ETFs, BDCs), 4% exchange-traded equities, 2% U.S. government and agency bonds, 1% investment grade corporate bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Bowen Financial Services?
Bowen Financial Services’ direct owner is John Bowen (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 30 March 2026
How does Bowen Financial Services get paid?
Bowen Financial Services is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Bowen Financial Services?
Bowen Financial Services’ main office is at 2840 Polo Pkwy, Midlothian, VA 23113. Its phone number is 804-897-2850. Its website is bowenfinancial.com.