Blom & Howell Financial Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers. Financial planning was provided to 1–10 clients last fiscal year.
Blom & Howell Financial Planning reports 423 clients. They include 367 individual clients, 50 high-net-worth individuals, and 6 corporations and other businesses. Of its assets, 94.6% ($153M across 859 accounts) are managed with discretion; $8.67M across 78 accounts are not. A wrap fee program the firm both sponsors and manages holds $142M. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 87% | 44% |
| High-net-worth individuals | 12% | 53% |
| Corporations and other businesses | 1% | 4% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 367 | $70.7M | 43.8% | $193K |
| High-net-worth individuals | 50 | $84.9M | 52.6% | $1.7M |
| Corporations and other businesses | 6 | $5.84M | 3.6% | $974K |
| Total | 423 | $161M | 100% | $382K |
- Clients
- 367
- Regulatory AUM
- $70.7M
- AUM share
- 43.8%
- Avg. per client
- $193K
- Clients
- 50
- Regulatory AUM
- $84.9M
- AUM share
- 52.6%
- Avg. per client
- $1.7M
- Clients
- 6
- Regulatory AUM
- $5.84M
- AUM share
- 3.6%
- Avg. per client
- $974K
Total
- Clients
- 423
- Regulatory AUM
- $161M
- AUM share
- 100%
- Avg. per client
- $382K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1–10
Blom & Howell Financial Planning charges up to 1.00% a year for its Comprehensive Wealth Management. The fee is billed in arrears and is negotiable. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Estate Planning
- Creating or updating an estate plan is a flat rate of $0 to $1,500, based on complexity and other relationships with the firm.
- Financial Planning
- Fixed financial planning fees typically range from $500 to $10,000; hourly financial planning fees are charged at a rate not to exceed $250 per hour.
- Retirement Plan Consulting
- Billed hourly at up to $250 per hour, as an annual fixed fee starting at $500, or as an annual percentage of plan assets not exceeding 1.00%.
Michael Howell owns 75% or more of Blom & Howell Financial Planning. The leadership team of Blom & Howell Financial Planning includes President Michael Howell. It has 3 employees, 2 of them in advisory roles.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 2 insurance agents
- Owns 75% or more of Blom & Howell Financial Planning, Inc.
Michael Howell
Control person · since January 2024
Blom & Howell Financial Planning’s regulatory assets grew from $115M (March 2022) to $161M (May 2026); clients were 423 in both filings and employees rose from 2 to 3.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| May 2026May 2026 | $161M | 423 | 3 | 1 |
| Mar 2025March 2025 | $144M | 423 | 4 | 1 |
| May 2024May 2024 | $127M | 415 | 4 | 1 |
| Mar 2023March 2023 | $108M | 391 | 4 | 1 |
| Mar 2022March 2022 | $115M | 408 | 2 | 1 |
Besides its headquarters, Blom & Howell Financial Planning has 0 offices, with 1 listed address in 1 state.
California · 1 listed address
- 3340 Tully RD., Ste. B4, ModestoHQ
Contact and registration details
- Legal name
- Blom & Howell Financial Planning, Inc.
- Headquarters
- 3340 Tully RD., Ste. B4, Modesto, CA 95350
- Website
- blomandhowell.com
- Phone
- 209-857-5207
- @blomandhowell
- SEC file
- 801-123684
- Structure
- California corporation
- Fiscal year end
- December
Blom & Howell Financial Planning’s named custodian for separately managed accounts is Charles Schwab ($142M). Blom & Howell Financial Planning has custody of $142M for 423 clients.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $142M100%
At year end, Blom & Howell Financial Planning’s separately managed accounts were mostly in stocks (69%) and funds (26%). Its reported 13F holdings for the quarter ended 30 June 2026 total $120M across 67 positions; the largest are Schwab Strategic TR (9.9%), J P Morgan Exchange Traded F (8.4%) and Vanguard BD Index Fds (8.3%).
What the accounts hold
- Stocks69%
- Funds26%
- Registered funds24%
- Pooled vehicles2%
- Cash2%
- Other3%
- Individual bonds3%
How many clients does Blom & Howell Financial Planning have?
Blom & Howell Financial Planning has 423 clients and manages $161 million for them, as of May 2026. They include 367 individual clients, 50 high-net-worth individuals, and 6 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 19 May 2026
What services does Blom & Howell Financial Planning offer?
Blom & Howell Financial Planning provides financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Blom & Howell Financial Planning charge?
Blom & Howell Financial Planning charges up to 1.00% a year for its Comprehensive Wealth Management. The fee is billed in arrears and is negotiable.
Source: BLOM & HOWELL FINANCIAL PLANNING ADV PART 2A, filed 30 January 2026
Which custodians does Blom & Howell Financial Planning use?
Blom & Howell Financial Planning’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $142M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 19 May 2026
How many financial advisors does Blom & Howell Financial Planning have?
Blom & Howell Financial Planning has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 2 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Blom & Howell Financial Planning invest in?
At the end of its last fiscal year, Blom & Howell Financial Planning’s separately managed accounts held 69% exchange-traded equities, 24% registered funds (mutual funds, ETFs, BDCs), 3% other, 2% pooled vehicles (private funds and similar) and 2% cash and equivalents. The 3% other category is described as: Individual Bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Blom & Howell Financial Planning?
Blom & Howell Financial Planning’s direct owner is Michael Howell (75% or more).
Source: Form ADV Part 1A, Schedules A and B, filed 19 May 2026
How does Blom & Howell Financial Planning get paid?
Blom & Howell Financial Planning is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Blom & Howell Financial Planning?
Blom & Howell Financial Planning’s main office is at 3340 Tully RD., Ste. B4, Modesto, CA 95350. Its phone number is 209-857-5207. Its website is blomandhowell.com.
