Bestgate Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 101–250 clients last fiscal year.
Bestgate Wealth Advisors reports 118 clients. They include 64 individual clients and 54 high-net-worth individuals. Of its assets, 100.0% ($162M across 118 accounts) are managed with discretion. It advised 4 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 54% | 21% |
| High-net-worth individuals | 46% | 79% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 64 | $33.5M | 20.6% | $523K |
| High-net-worth individuals | 54 | $129M | 79.4% | $2.39M |
| Total | 118 | $162M | 100% | $1.38M |
- Clients
- 64
- Regulatory AUM
- $33.5M
- AUM share
- 20.6%
- Avg. per client
- $523K
- Clients
- 54
- Regulatory AUM
- $129M
- AUM share
- 79.4%
- Avg. per client
- $2.39M
Total
- Clients
- 118
- Regulatory AUM
- $162M
- AUM share
- 100%
- Avg. per client
- $1.38M
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 4
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
Bestgate Wealth Advisors charges 0.40%–1.25% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in advance or in arrears and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.25% |
| $500K–$1M | 1.00% |
| $1M–$3M | 0.80% |
| $3M–$5M | 0.60% |
| $5M–$10M | 0.50% |
| $10M and above | 0.40% |
Fee details and sources
Other fees
- Financial Planning
- Financial planning is a fixed fee set by plan complexity and time, at an hourly rate never above $500, with a $6,000 minimum annual fee combined with asset management fees.
- On-going Financial Planning
- On-going financial planning is a fixed fee set by plan complexity and time spent, at an hourly rate never above $500, with a $6,000 minimum annual fee combined with asset management fees.
Tmscpa LLC owns 50% to 75% of Bestgate Wealth Advisors and is in turn owned by Timothy Stolz (50–75%). The leadership team of Bestgate Wealth Advisors includes Chief Compliance Officer Gregory Will. It has 9 employees, 3 of them in advisory roles.
Leadership
Gregory WillChief Compliance Officer / Managing Partner
Timothy StolzMember
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 9 employees
- 3 in advisory functions
- 3 state-registered reps
- Owns 50% to 75% of Bestgate Wealth Advisors, LLC
Tmscpa LLC
Control person · since August 2018
- Owns 50% to 75% of Tmscpa LLC
Timothy Stolz
Control person · since August 2018
- Owns 50% to 75% of Bestgate Wealth Advisors, LLC
GSW Management LLC
Control person · since January 2019
- Owns 50% to 75% of GSW Management LLC
Gregory Will
Control person · since January 2019
Bestgate Wealth Advisors’ regulatory assets grew from $129M (February 2025) to $162M (February 2026); clients rose from 109 to 118 and employees from 8 to 9.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| February 2026 | $162M | 118 | 9 | 1 |
| February 2025 | $129M | 109 | 8 | 1 |
Besides its headquarters, Bestgate Wealth Advisors has 0 offices, with 1 listed address in Maryland.
Maryland · 1 listed address
- 5100 Buckeystown Pike, Ste 290, FrederickHQ
Contact and registration details
- Legal name
- Bestgate Wealth Advisors, LLC
- Headquarters
- 5100 Buckeystown Pike, Ste 290, Frederick, MD 21704
- Website
- bestgatewealth.com
- Phone
- 301-662-7220
- @bestgatewealthadvisorsllc
- SEC file
- 801-132305
- Structure
- Maryland LLC
- Fiscal year end
- December
Bestgate Wealth Advisors uses Charles Schwab ($129M) as custodian for its separately managed accounts. Bestgate Wealth Advisors does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $129M100%
At year end, Bestgate Wealth Advisors’ separately managed accounts were mostly in stocks (90%). Its reported 13F holdings for the quarter ended 30 June 2026 total $62.8M across 45 positions; the largest are iShares TR (11.8%), Vanguard Tax-managed Fds (10.2%) and SPDR Series Trust (7.5%).
What the accounts hold
- Stocks90%
- Bonds6%
- U.S. government and agency bonds5%
- Investment grade corporate bonds1%
- Cash4%
Reported 13F holdings
- $62.8M
- Reported 13F value
- 45
- Positions
- 64.4%
- In the 10 largest
- +13.2%
- Value vs. prior quarter
- iShares TR · Core S&P500 ETF11.8%
- Vanguard Tax-managed Fds · Van FTSE Dev Mkt10.2%
- SPDR Series Trust · ST Str P500etf7.5%
- Schwab Strategic TR · US Aggregate B7.0%
- Invesco Exch Traded FD TR II · Nasdaq 100 ETF6.7%
- Vanguard Index Fds · Extend Mkt ETF5.2%
- iShares TR · MSCI USA Qlt Fct4.5%
- iShares TR · Mbs ETF3.9%
- Vanguard Index Fds · S&P 500 ETF Shs3.7%
- iShares Inc. · MSCI Emrg Chn3.7%
Together, the ten largest are 64.4% of reported value.
How many clients does Bestgate Wealth Advisors have?
Bestgate Wealth Advisors has 118 clients and manages $162 million for them, as of February 2026. They include 64 individual clients and 54 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 11 February 2026
What services does Bestgate Wealth Advisors offer?
Bestgate Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Bestgate Wealth Advisors charge?
Bestgate Wealth Advisors charges 0.40%–1.25% a year for its Portfolio Management Fees. Each asset band is charged at its own rate. The fee is billed in advance or in arrears and is negotiable.
Source: FORM ADV, PART 2A - BESTGATE WEALTH ADVISORS, LLC, filed 11 February 2026
Which custodians does Bestgate Wealth Advisors use?
Bestgate Wealth Advisors’ separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $129M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 11 February 2026
How many financial advisors does Bestgate Wealth Advisors have?
Bestgate Wealth Advisors has 3 investment adviser representatives registered with state securities authorities, out of 9 employees, and 3 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Bestgate Wealth Advisors invest in?
At the end of its last fiscal year, Bestgate Wealth Advisors’ separately managed accounts held 90% exchange-traded equities, 5% U.S. government and agency bonds, 4% cash and equivalents and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Bestgate Wealth Advisors?
Bestgate Wealth Advisors is owned through holding companies by Timothy Stolz and Gregory Will. Its direct owners are Tmscpa LLC (50% to 75%) and GSW Management LLC (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 11 February 2026
How does Bestgate Wealth Advisors get paid?
Bestgate Wealth Advisors is paid through a percentage of assets under management and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Bestgate Wealth Advisors?
Bestgate Wealth Advisors’ main office is at 5100 Buckeystown Pike, Ste 290, Frederick, MD 21704. Its phone number is 301-662-7220. Its website is bestgatewealth.com.