Beacon Harbor Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Beacon Harbor Wealth Advisors reports 572 clients. They include 392 individual clients and 180 high-net-worth individuals. Of its assets, 100.0% ($608M across 1,529 accounts) are managed with discretion. A wrap fee program the firm both sponsors and manages holds $608M. It advised 15 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 20% |
| High-net-worth individuals | 31% | 75% |
| Charitable organizations | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | 4% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 392 | $124M | 20.3% | $316K |
| High-net-worth individuals | 180 | $458M | 75.2% | $2.54M |
| Charitable organizations | Fewer than 5 | $4.35M | 0.7% | — |
| Corporations and other businesses | Fewer than 5 | $22.5M | 3.7% | — |
| Total | 572 | $608M | 100% | — |
- Clients
- 392
- Regulatory AUM
- $124M
- AUM share
- 20.3%
- Avg. per client
- $316K
- Clients
- 180
- Regulatory AUM
- $458M
- AUM share
- 75.2%
- Avg. per client
- $2.54M
- Clients
- Fewer than 5
- Regulatory AUM
- $4.35M
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $22.5M
- AUM share
- 3.7%
- Avg. per client
- —
Total
- Clients
- 572
- Regulatory AUM
- $608M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 15
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Beacon Harbor Wealth Advisors charges 1.00%–1.50% a year for its Investment management services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $250,000. The brochure also prices 2 other services, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$500K | 1.50% |
| $500K–$1M | 1.25% |
| $1M and above | 1.00% |
Fee details and sources
Other fees
- Financial planning (fixed fee)
- Fixed fee of $1,000 to $50,000 depending on the client's needs and case complexity; the fee is negotiable.
- Financial planning (hourly)
- Hourly rate of $100 for an Associate or $300 for a Principal, which may be negotiable in certain cases.
Jeremy Ingram owns 50% to 75% of Beacon Harbor Wealth Advisors. The leadership team of Beacon Harbor Wealth Advisors includes President Jeremy Ingram. It has 8 employees, 5 of them in advisory roles.
Staff
- 8 employees
- 5 in advisory functions
- 5 state-registered reps
- 3 insurance agents
- 1 soliciting firm
- Owns 50% to 75% of Beacon Harbor Wealth Advisors, Inc.
Jeremy Ingram
Control person · since December 2018
- Owns 50% to 75% of Beacon Harbor Wealth Advisors, Inc.
George Macdonald
Control person · since December 2018
Beacon Harbor Wealth Advisors’ regulatory assets grew 1.7× from $358M (March 2021) to $608M (July 2026); clients rose from 406 to 572 and employees from 6 to 8.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Jul 2026July 2026 | $608M | 572 | 8 | 1 |
| Jun 2025June 2025 | $626M | 628 | 7 | 1 |
| Feb 2024February 2024 | $522M | 566 | 7 | 1 |
| Mar 2023March 2023 | $445M | 530 | 7 | 1 |
| Mar 2022March 2022 | $405M | 465 | 7 | 1 |
| Mar 2021March 2021 | $358M | 406 | 6 | 1 |
Besides its headquarters, Beacon Harbor Wealth Advisors has 0 offices, with 1 listed address in 1 state.
Virginia · 1 listed address
- 440 Viking Drive, Suite 200, Virginia BeachHQ
Contact and registration details
- Legal name
- Beacon Harbor Wealth Advisors, Inc.
- Headquarters
- 440 Viking Drive, Suite 200, Virginia Beach, VA 23452
- Website
- beaconharborwealth.com
- Phone
- 757-644-4545
- SEC file
- 801-114773
- Founded
- 2018
- Structure
- Virginia corporation
- Fiscal year end
- December
Beacon Harbor Wealth Advisors’ named custodians for separately managed accounts are Wells Fargo Clearing Services ($463M, 77%) and Charles Schwab ($142M, 23%). Beacon Harbor Wealth Advisors has custody of $6.77M for 15 clients.
- Wells Fargo Clearing ServicesWells Fargo Clearing Services, LLC · St. Louis, MO · $463M77%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $142M23%
At year end, Beacon Harbor Wealth Advisors’ separately managed accounts were mostly in funds (51%) and stocks (40%). Its reported 13F holdings for the quarter ended 30 June 2026 total $513M across 70 positions; the largest are Vanguard Index Fds (9.1%), Vanguard Index Fds (6.3%) and Vanguard BD Index Fds (5.8%).
What the accounts hold
- Stocks40%
- Funds51%
- Bonds5%
- State and local bonds3%
- U.S. government and agency bonds1%
- Investment grade corporate bonds1%
- Cash4%
How many clients does Beacon Harbor Wealth Advisors have?
Beacon Harbor Wealth Advisors has 572 clients and manages $608 million for them, as of July 2026. They include 392 individual clients and 180 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 9 July 2026
What services does Beacon Harbor Wealth Advisors offer?
Beacon Harbor Wealth Advisors provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, business succession planning, education planning, estate planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Beacon Harbor Wealth Advisors charge?
Beacon Harbor Wealth Advisors charges 1.00%–1.50% a year for its Investment management services. Each asset band is charged at its own rate. The fee is billed in advance, is negotiable and requires an account of at least $250,000.
Which custodians does Beacon Harbor Wealth Advisors use?
Beacon Harbor Wealth Advisors’ separately managed account assets are held at Wells Fargo Clearing Services, LLC (St. Louis, MO), with $463M and Charles Schwab & Co., Inc. (Westlake, TX), with $142M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 9 July 2026
How many financial advisors does Beacon Harbor Wealth Advisors have?
Beacon Harbor Wealth Advisors has 5 investment adviser representatives registered with state securities authorities, out of 8 employees, and 5 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Beacon Harbor Wealth Advisors invest in?
At the end of its last fiscal year, Beacon Harbor Wealth Advisors’ separately managed accounts held 51% registered funds (mutual funds, ETFs, BDCs), 40% exchange-traded equities, 4% cash and equivalents, 3% state and local bonds, 1% U.S. government and agency bonds and 1% investment grade corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Beacon Harbor Wealth Advisors have a minimum investment?
Yes, Beacon Harbor Wealth Advisors’ minimum account size for its Investment management services is $250K.
Who owns Beacon Harbor Wealth Advisors?
Beacon Harbor Wealth Advisors’ direct owners are Jeremy Ingram (50% to 75%) and George Macdonald (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 9 July 2026
How does Beacon Harbor Wealth Advisors get paid?
Beacon Harbor Wealth Advisors is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Beacon Harbor Wealth Advisors?
Beacon Harbor Wealth Advisors’ main office is at 440 Viking Drive, Suite 200, Virginia Beach, VA 23452. Its phone number is 757-644-4545. Its website is beaconharborwealth.com.