BCK Partners provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions. Financial planning was provided to 101–250 clients last fiscal year.
BCK Partners reports 180 clients. They include 102 individual clients, 76 high-net-worth individuals, and 2 corporations and other businesses. Of its assets, 100.0% ($213M across 484 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 57% | 16% |
| High-net-worth individuals | 42% | 84% |
| Corporations and other businesses | 1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 102 | $34M | 16.0% | $333K |
| High-net-worth individuals | 76 | $178M | 83.7% | $2.34M |
| Corporations and other businesses | Fewer than 5 | $716K | 0.3% | $358K |
| Total | 180 | $213M | 100% | — |
- Clients
- 102
- Regulatory AUM
- $34M
- AUM share
- 16.0%
- Avg. per client
- $333K
- Clients
- 76
- Regulatory AUM
- $178M
- AUM share
- 83.7%
- Avg. per client
- $2.34M
- Clients
- Fewer than 5
- Regulatory AUM
- $716K
- AUM share
- 0.3%
- Avg. per client
- $358K
Total
- Clients
- 180
- Regulatory AUM
- $213M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 101–250
BCK Partners charges 0.70%–1.50% a year for its Comprehensive Financial Management. The fee is billed in advance and is negotiable.
Fee details and sources
James Kaffenbarger owns 50% to 75% of BCK Partners. The leadership team of BCK Partners includes Chief Compliance Officer James Kaffenbarger. It has 5 employees, 2 of them in advisory roles.
Leadership
James KaffenbargerOwner/Chief Compliance Officer
Sarah CreathOwner
Investment adviser representatives
2 representatives listed in the SEC register as of 9 October 2026.
Staff
- 5 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of BCK Partners, Inc.
James Kaffenbarger
Control person · since May 2015
- Owns 50% to 75% of BCK Partners, Inc.
Sarah Creath
Control person · since May 2015
BCK Partners’ regulatory assets grew from $155M (March 2021) to $213M (March 2026); clients fell from 192 to 180 and employees from 6 to 5.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $213M | 180 | 5 | 1 |
| March 2025 | $185M | 166 | 5 | 1 |
| March 2024 | $191M | 223 | 7 | 1 |
| March 2023 | $168M | 217 | 7 | 1 |
| March 2022 | $192M | 205 | 7 | 1 |
| March 2021 | $155M | 192 | 6 | 1 |
Besides its headquarters, BCK Partners has 0 offices, with 1 listed address in New York.
New York · 1 listed address
- 27 East Market Street, CorningHQ
Contact and registration details
- Legal name
- BCK Partners, Inc.
- Headquarters
- 27 East Market Street, Corning, NY 14830
- Website
- bckpartners.com
- Phone
- 607-654-1182
- @bck-partners-inc
- SEC file
- 801-107484
- Founded
- 2015
- Structure
- New York corporation
- Fiscal year end
- December
BCK Partners uses Charles Schwab ($213M) as custodian for its separately managed accounts. BCK Partners has custody of $89.9M in client assets for 72 clients.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $213M100%
At year end, BCK Partners’ separately managed accounts were mostly in funds (84%). Its reported 13F holdings for the quarter ended 30 June 2026 total $207M across 28 positions; the largest are Vanguard Index Fds (25.4%), Vanguard Scottsdale Fds (23.1%) and Vanguard Index Fds (15.1%).
What the accounts hold
- Stocks5%
- Funds84%
- Bonds7%
- U.S. government and agency bonds4%
- State and local bonds3%
- Cash4%
Reported 13F holdings
- $207M
- Reported 13F value
- 28
- Positions
- 95.8%
- In the 10 largest
- +12.0%
- Value vs. prior quarter
- Vanguard Index Fds · S&P 500 ETF Shs25.4%
- Vanguard Scottsdale Fds · Shrt Trm Corp. BD23.1%
- Vanguard Index Fds · Mid Cap ETF15.1%
- Vanguard Index Fds · Small CP ETF11.8%
- iShares TR · Ishs 5-10yr Invt10.8%
- Schwab Strategic TR · Intl Eqty ETF4.0%
- Corning Inc.2.3%
- Schwab Strategic TR · Emrg Mkteq ETF1.7%
- Vanguard Index Fds · Total Stk Mkt0.9%
- Schwab Strategic TR · US Sml Cap ETF0.8%
Together, the ten largest are 95.8% of reported value.
How many clients does BCK Partners have?
BCK Partners has 180 clients and manages $213 million for them, as of March 2026. They include 102 individual clients, 76 high-net-worth individuals, and 2 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 12 March 2026
What services does BCK Partners offer?
BCK Partners provides financial planning, portfolio management for individuals and small businesses, and portfolio management for institutions.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does BCK Partners charge?
BCK Partners charges 0.70%–1.50% a year for its Comprehensive Financial Management. The fee is billed in advance and is negotiable.
Which custodians does BCK Partners use?
BCK Partners’ separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $213M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 12 March 2026
How many financial advisors does BCK Partners have?
BCK Partners has 2 investment adviser representatives registered with state securities authorities, out of 5 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does BCK Partners invest in?
At the end of its last fiscal year, BCK Partners’ separately managed accounts held 84% registered funds (mutual funds, ETFs, BDCs), 5% exchange-traded equities, 4% U.S. government and agency bonds, 4% cash and equivalents and 3% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns BCK Partners?
BCK Partners’ direct owners are James Kaffenbarger (50% to 75%) and Sarah Creath (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 12 March 2026
How does BCK Partners get paid?
BCK Partners is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is BCK Partners registered with the SEC?
Yes, BCK Partners has been registered with the SEC as an investment adviser since 23 March 2016. Its CRD number is 181512 and its SEC file number is 801-107484.
Source: Form ADV Part 1A, Item 1, filed 12 March 2026; IAPD firm record
How do I contact BCK Partners?
BCK Partners’ main office is at 27 East Market Street, Corning, NY 14830. Its phone number is 607-654-1182. Its website is bckpartners.com.