Bay Pointe Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Bay Pointe Wealth reports 122 clients. They include 84 individual clients and 38 high-net-worth individuals. Of its assets, 100.0% ($116M across 276 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 69% | 27% |
| High-net-worth individuals | 31% | 73% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 84 | $31M | 26.7% | $369K |
| High-net-worth individuals | 38 | $84.9M | 73.3% | $2.24M |
| Total | 122 | $116M | 100% | $950K |
- Clients
- 84
- Regulatory AUM
- $31M
- AUM share
- 26.7%
- Avg. per client
- $369K
- Clients
- 38
- Regulatory AUM
- $84.9M
- AUM share
- 73.3%
- Avg. per client
- $2.24M
Total
- Clients
- 122
- Regulatory AUM
- $116M
- AUM share
- 100%
- Avg. per client
- $950K
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 0
Bay Pointe Wealth is paid through a percentage of assets under management, hourly charges and fixed fees (other than subscription fees). The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure. The brochure also prices 3 other services, listed under fee details.
Fee details and sources
Other fees
- Fee-Based Annuities
- Advisory fees on fee-based annuities, including RILAs and variable fee-based annuities, are up to 1% annually, negotiable.
- Financial Planning
- Fixed financial plan fees run from $1,000 to $12,000 by complexity, ongoing planning is up to $6,000 per quarter, and hourly work is $100 to $500.
- Pension Consulting
- Asset-based pension consulting fees are up to 1.00% annually, negotiable, and withdrawn in arrears.
Mark Pauwels owns 50% to 75% of Bay Pointe Wealth. The leadership team of Bay Pointe Wealth includes Chief Compliance Officer Brett Busuttil. It has 3 employees, 2 of them in advisory roles.
Leadership
Brett BusuttilManaging Partner, Chief Compliance Officer, Financial Advisor
Mark PauwelsPartner & Financial Advisor
Investment adviser representatives
3 representatives listed in the SEC register as of 9 October 2026.
Staff
- 3 employees
- 2 in advisory functions
- 2 state-registered reps
- 3 insurance agents
- Owns 50% to 75% of Bay Pointe Wealth, LLC
Mark Pauwels
Control person · since February 2026
- Owns 50% to 75% of Bay Pointe Wealth, LLC
Brett Busuttil
Control person · since February 2026
Besides its headquarters, Bay Pointe Wealth has 1 office, with 2 listed addresses in Michigan.
Michigan · 2 listed addresses
- 36631 Green Street, New BaltimoreHQ
- 300 S Riverside Ave., St. Clair
Contact and registration details
- Legal name
- Bay Pointe Wealth, LLC
- Headquarters
- 36631 Green Street, New Baltimore, MI 48047
- Website
- baypointefinancial.com
- Phone
- 58627360071
- SEC file
- 801-136334
- Structure
- Michigan LLC
- Fiscal year end
- December
Bay Pointe Wealth uses Charles Schwab ($116M) as custodian for its separately managed accounts. Bay Pointe Wealth has custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $116M100%
At year end, Bay Pointe Wealth’s separately managed accounts were mostly in funds (96%).
What the accounts hold
- Stocks4%
- Funds96%
How many clients does Bay Pointe Wealth have?
Bay Pointe Wealth has 122 clients and manages $116 million for them, as of October 2026. They include 84 individual clients and 38 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 1 October 2026
What services does Bay Pointe Wealth offer?
Bay Pointe Wealth provides financial planning, portfolio management for individuals and small businesses, and pension consulting.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
Which custodians does Bay Pointe Wealth use?
Bay Pointe Wealth’s separately managed account assets are held at Charles Schwab & Co., Inc. (Westlake, TX), with $116M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 1 October 2026
How many financial advisors does Bay Pointe Wealth have?
Bay Pointe Wealth has 2 investment adviser representatives registered with state securities authorities, out of 3 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 3 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Bay Pointe Wealth invest in?
At the end of its last fiscal year, Bay Pointe Wealth’s separately managed accounts held 96% registered funds (mutual funds, ETFs, BDCs) and 4% exchange-traded equities.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Bay Pointe Wealth?
Bay Pointe Wealth’s direct owners are Mark Pauwels (50% to 75%) and Brett Busuttil (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 1 October 2026
How does Bay Pointe Wealth get paid?
Bay Pointe Wealth is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Bay Pointe Wealth registered with the SEC?
Yes, Bay Pointe Wealth has been registered with the SEC as an investment adviser since 28 May 2026. Its CRD number is 340986 and its SEC file number is 801-136334.
Source: Form ADV Part 1A, Item 1, filed 1 October 2026; IAPD firm record
How do I contact Bay Pointe Wealth?
Bay Pointe Wealth’s main office is at 36631 Green Street, New Baltimore, MI 48047. Its phone number is 58627360071. Its website is baypointefinancial.com.