Bay Colony Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers. Financial planning was provided to 1,000 clients last fiscal year.
Bay Colony Advisory Group reports 2,668 clients. They include 1,786 individual clients, 864 high-net-worth individuals, and 10 corporations and other businesses. Of its assets, 96.2% ($1.38B across 4,254 accounts) are managed with discretion; $54.5M across 86 accounts are not. Of its clients, 1% are outside the U.S.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 67% | 38% |
| High-net-worth individuals | 32% | 59% |
| Pension and profit-sharing plans | <1% | 3% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 1,786 | $542M | 37.8% | $303K |
| High-net-worth individuals | 864 | $850M | 59.2% | $983K |
| Pension and profit-sharing plans | 8 | $41.7M | 2.9% | $5.21M |
| Corporations and other businesses | 10 | $1.69M | 0.1% | $169K |
| Total | 2,668 | $1.43B | 100% | $538K |
- Clients
- 1,786
- Regulatory AUM
- $542M
- AUM share
- 37.8%
- Avg. per client
- $303K
- Clients
- 864
- Regulatory AUM
- $850M
- AUM share
- 59.2%
- Avg. per client
- $983K
- Clients
- 8
- Regulatory AUM
- $41.7M
- AUM share
- 2.9%
- Avg. per client
- $5.21M
- Clients
- 10
- Regulatory AUM
- $1.69M
- AUM share
- 0.1%
- Avg. per client
- $169K
Total
- Clients
- 2,668
- Regulatory AUM
- $1.43B
- AUM share
- 100%
- Avg. per client
- $538K
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 1000
Bay Colony Advisory Group charges 0.65%–1.85% a year for its Investment Management Services. The fee is billed in advance and is negotiable. The brochure also prices one other service, listed under fee details.
Fee details and sources
Other fees
- Financial Planning and Consulting
- Financial planning and consulting is billed hourly at $150 to $500 per hour, or as a fixed fee from $1,500 to $100,000.
The Flamstead Revocable Trust of 2021 owns 50% to 75% of Bay Colony Advisory Group and is in turn owned by John Ohl (75% or more). The leadership team of Bay Colony Advisory Group includes President James Catacchio and Chief Compliance Officer John Ohl. It has 36 employees, 30 of them in advisory roles.
Leadership
- James CatacchioPresident
- John OhlCEO and Chief Compliance Officer
- James CatacchioChief Operations Officer
Investment adviser representatives
29 representatives listed in the SEC register as of 9 October 2026.
- Jennifer Jill Anderson
- Pamela Jean Bakos
- Michael James Benenson
- David James Boczar
- David Edward Bunker
- James Clements Catacchio
- Michael John Cook
- Stephen M Daglio
- Timothy Thomas Dougherty
- Francois Jerome Ducroux
- Ethan Mark Freishtat
- Carmel Ann Furtado
- Mitchell Alan Glazier
- Sandi S. Goodman-Brown
- Matthew Michael Graham
- Robert Lyle Green
- Nicholas Peter Jon Grose
- Peter John Earle Grose
- Shawn Paul Harrington
- John Britton Hughes
- Jeffrey Martin Leonard
- Richard Mollin
- Jacob D Murray
- John Winthrop Ohl
- Thomas M Sliney
- Shawn Richard Tewksbury
- Stilson Noriyoshi Tomita
- Elizabeth Mary Vallone MS.
- Silas Hemenway Witherbee
Staff
- 36 employees
- 30 in advisory functions
- 30 state-registered reps
- 18 insurance agents
- 1 soliciting firm
- Owns 50% to 75% of Bay Colony Advisory Group, Inc.
The Flamstead Revocable Trust of 2021
Control person · since December 2021
- Owns 75% or more of The Flamstead Revocable Trust of 2021
John Ohl
Control person · since December 2021
- Owns 50% to 75% of Bay Colony Advisory Group, Inc.
The Flamstead Revocable Trust of
Control person · since December 2021
- Owns 10% to 25% of Bay Colony Advisory Group, Inc.
James Catacchio
Control person · since April 2012
- Owns 5% to 10% of Bay Colony Advisory Group, Inc.
The John W. Ohl Irrevocable Life Insurance Trust
since May 2025
Joia Kirby
Trustee · Control person · since July 2012
- Owns 5% to 10% of Bay Colony Advisory Group, Inc.
The John W. Ohl Irrevocable Life
since May 2025
Bay Colony Advisory Group’s regulatory assets grew 2.7× from $536M (July 2021) to $1.43B (March 2026); clients rose from 874 to 2,668 and employees from 23 to 36.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $1.43B | 2,668 | 36 | 17 |
| May 2025 | $1.26B | 2,433 | 36 | 19 |
| June 2024 | $1.07B | 2,127 | 27 | 20 |
| May 2023 | $893M | 1,920 | 23 | 20 |
| June 2022 | $806M | 1,606 | 23 | 20 |
| July 2021 | $536M | 874 | 23 | 19 |
Besides its headquarters, Bay Colony Advisory Group has 16 offices (9 private residences, listed without an address), with 8 listed addresses across 5 states.
Massachusetts · 4 listed addresses
- 86 Baker Avenue Extension, Suite 310, ConcordHQ
- 27 Main Street, Topsfield
- 167 Washington Street Suite 14, Norwell
- 155 South Street, Wrentham
Connecticut · 1 listed address
- 8 Wright Street, Westport
Florida · 1 listed address
- 2955 Pineda Plaza Way, Melbourne
New Hampshire · 1 listed address
- 15 N. Southwood Drive, Nashua
Vermont · 1 listed address
- 3013 Route 30, Dorset
Other business names
Bay Colony Advisory Group has reported 12 other business names to the SEC.
- Allegiance Financial Services Inc.
- Asymmetric Capital Advisory
- Christopher Lee Financial
- Emerald Wealth Advisors
- Essential Asset Management, LLC
- Glazier Financial Advisors
- Greenhaven Financial Management
- Legacy Financial
- Leonard Financial Group
- Sentinel Advisory Services
- Tewks Wealth Management, LLC
- Windsor Wealth Management
Contact and registration details
- Legal name
- Bay Colony Advisory Group, Inc.
- Headquarters
- 86 Baker Avenue Extension, Suite 310, Concord, MA 01742
- Website
- baycolonyadvisors.com
- Phone
- 978-369-7200
- SEC file
- 801-107792
- Structure
- Delaware corporation
- Fiscal year end
- December
Bay Colony Advisory Group uses Fidelity ($1.26B) as custodian for its separately managed accounts. Bay Colony Advisory Group has custody of $1.2B in client assets for 2,612 clients.
- FidelityFidelity Brokerage Services LLC · Smithfield, RI · $1.26B100%
At year end, Bay Colony Advisory Group’s separately managed accounts were largely in funds (44%) and stocks (42%).
What the accounts hold
- Stocks42%
- Funds44%
- Bonds12%
- U.S. government and agency bonds6%
- Investment grade corporate bonds3%
- State and local bonds2%
- High-yield corporate bonds1%
- Cash2%
How many clients does Bay Colony Advisory Group have?
Bay Colony Advisory Group has 2,668 clients and manages $1.43 billion for them, as of March 2026. They include 1,786 individual clients, 864 high-net-worth individuals, and 10 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does Bay Colony Advisory Group offer?
Bay Colony Advisory Group provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, pension consulting, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Bay Colony Advisory Group charge?
Bay Colony Advisory Group charges 0.65%–1.85% a year for its Investment Management Services. The fee is billed in advance and is negotiable.
Source: BAY COLONY ADVISORS ADV PART 2A FIRM BROCHURE AND BROCHURE SUPPLEMENTS, filed 23 March 2026
Which custodians does Bay Colony Advisory Group use?
Bay Colony Advisory Group’s separately managed account assets are held at Fidelity Brokerage Services LLC (Smithfield, RI), with $1.26B. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does Bay Colony Advisory Group have?
Bay Colony Advisory Group has 30 investment adviser representatives registered with state securities authorities, out of 36 employees, and 30 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 18 employees are licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Bay Colony Advisory Group invest in?
At the end of its last fiscal year, Bay Colony Advisory Group’s separately managed accounts held 44% registered funds (mutual funds, ETFs, BDCs), 42% exchange-traded equities, 6% U.S. government and agency bonds, 3% investment grade corporate bonds, 2% state and local bonds, 2% cash and equivalents and 1% high-yield corporate bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns Bay Colony Advisory Group?
Bay Colony Advisory Group is owned through trusts by John Ohl. Its direct owners are James Catacchio (10% to 25%), the John W. Ohl Irrevocable Life Insurance Trust (5% to 10%), the John W. Ohl Irrevocable Life (5% to 10%), the Flamstead Revocable Trust of 2021 (50% to 75%) and the Flamstead Revocable Trust of (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does Bay Colony Advisory Group get paid?
Bay Colony Advisory Group is paid through a percentage of assets under management, hourly charges, fixed fees and other compensation. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Bay Colony Advisory Group?
Bay Colony Advisory Group’s main office is at 86 Baker Avenue Extension, Suite 310, Concord, MA 01742. Its phone number is 978-369-7200. Its website is baycolonyadvisors.com.