Back Bay Financial Planning & Investments provides financial planning, portfolio management for individuals and small businesses, and selecting other managers. Financial planning was provided to 51–100 clients last fiscal year.
Back Bay Financial Planning & Investments reports 94 clients. They include 53 individual clients and 41 high-net-worth individuals. Of its assets, 98.4% ($119M across 274 accounts) are managed with discretion; $1.97M across 12 accounts are not. Of its clients, 1% are outside the U.S. It advised 4 clients without assets under management last fiscal year.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 56% | 19% |
| High-net-worth individuals | 44% | 80% |
| Pension and profit-sharing plans | Fewer than 5 | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 53 | $23.4M | 19.4% | $442K |
| High-net-worth individuals | 41 | $95.9M | 79.6% | $2.34M |
| Pension and profit-sharing plans | Fewer than 5 | $894K | 0.7% | — |
| Corporations and other businesses | Fewer than 5 | $236K | 0.2% | — |
| Total | 94 | $120M | 100% | — |
- Clients
- 53
- Regulatory AUM
- $23.4M
- AUM share
- 19.4%
- Avg. per client
- $442K
- Clients
- 41
- Regulatory AUM
- $95.9M
- AUM share
- 79.6%
- Avg. per client
- $2.34M
- Clients
- Fewer than 5
- Regulatory AUM
- $894K
- AUM share
- 0.7%
- Avg. per client
- —
- Clients
- Fewer than 5
- Regulatory AUM
- $236K
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 94
- Regulatory AUM
- $120M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 1%
- Clients advised without assets under management last fiscal year
- 4
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 51–100
Back Bay Financial Planning & Investments charges 0.50%–1.25% for its Investment Management Services. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable. The brochure also prices 2 other services, listed under fee details.
| Asset band | Rate (period not stated) |
|---|---|
| $0–$500K | 1.25% |
| $500K–$1.5M | 0.75% |
| $1.5M–$3M | 0.65% |
| $3M and above | 0.50% |
Fee details and sources
Other fees
- Fee-Based Annuities
- The fee for fee-based insurance products is billed at 0.50% based on the account value.
- Project-Based Financial Planning
- Fixed planning fees range from $2,500 to $5,000; hourly planning is $400 an hour after an initial fee of no more than $2,500.
It has 4 employees, 2 of them in advisory roles.
Leadership
Staff
- 4 employees
- 2 in advisory functions
- 2 state-registered reps
- 1 insurance agent
Besides its headquarters, Back Bay Financial Planning & Investments has 1 office, with 1 listed address in Delaware.
Delaware · 1 listed address
- 39682 Sunrise Court #303, Bethany BeachHQ
Contact and registration details
- Legal name
- Back Bay Financial Planning & Investments, LLC
- Headquarters
- 39682 Sunrise Court #303, Bethany Beach, DE 19930
- Website
- backbayfp.com
- Phone
- 302-316-1820
- SEC file
- 801-137070
- Structure
- Maryland LLC
- Fiscal year end
- December
Back Bay Financial Planning & Investments has custody of $106M in client assets for 87 clients.
At year end, Back Bay Financial Planning & Investments’ separately managed accounts were mostly in stocks (93%).
What the accounts hold
- Stocks93%
- Funds4%
- Bonds1%
- Cash2%
How many clients does Back Bay Financial Planning & Investments have?
Back Bay Financial Planning & Investments has 94 clients and manages $120 million for them, as of August 2026. They include 53 individual clients and 41 high-net-worth individuals.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 31 August 2026
What services does Back Bay Financial Planning & Investments offer?
Back Bay Financial Planning & Investments provides financial planning, portfolio management for individuals and small businesses, and selecting other managers.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file
How much does Back Bay Financial Planning & Investments charge?
Back Bay Financial Planning & Investments charges 0.50%–1.25% for its Investment Management Services. The brochure does not state whether the rate is annual. Each asset band is charged at its own rate. The fee is billed in advance and is negotiable.
How many financial advisors does Back Bay Financial Planning & Investments have?
Back Bay Financial Planning & Investments has 2 investment adviser representatives registered with state securities authorities, out of 4 employees, and 2 perform investment advisory functions. 0 employees are registered representatives of a broker-dealer and 1 employee is a licensed insurance agent.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Back Bay Financial Planning & Investments invest in?
At the end of its last fiscal year, Back Bay Financial Planning & Investments’ separately managed accounts held 93% exchange-traded equities, 4% registered funds (mutual funds, ETFs, BDCs), 2% cash and equivalents and 1% state and local bonds.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
How does Back Bay Financial Planning & Investments get paid?
Back Bay Financial Planning & Investments is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is Back Bay Financial Planning & Investments registered with the SEC?
Yes, Back Bay Financial Planning & Investments has been registered with the SEC as an investment adviser since 13 August 2026. Its CRD number is 335236 and its SEC file number is 801-137070.
Source: Form ADV Part 1A, Item 1, filed 31 August 2026; IAPD firm record
How do I contact Back Bay Financial Planning & Investments?
Back Bay Financial Planning & Investments’ main office is at 39682 Sunrise Court #303, Bethany Beach, DE 19930. Its phone number is 302-316-1820. Its website is backbayfp.com.