B&D White Capital provides portfolio management for individuals and small businesses, estate planning, family office services, financial planning, philanthropic planning, and tax planning.
B&D White Capital reports 313 clients. They include 186 high-net-worth individuals, 124 individual clients, and 3 corporations and other businesses. Of its assets, 100.0% ($925M across 735 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 40% | 3% |
| High-net-worth individuals | 59% | 97% |
| Corporations and other businesses | <1% | <1% |
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 124 | $25M | 2.7% | $202K |
| High-net-worth individuals | 186 | $897M | 96.9% | $4.82M |
| Corporations and other businesses | Fewer than 5 | $3.17M | 0.3% | $1.06M |
| Total | 313 | $925M | 100% | — |
- Clients
- 124
- Regulatory AUM
- $25M
- AUM share
- 2.7%
- Avg. per client
- $202K
- Clients
- 186
- Regulatory AUM
- $897M
- AUM share
- 96.9%
- Avg. per client
- $4.82M
- Clients
- Fewer than 5
- Regulatory AUM
- $3.17M
- AUM share
- 0.3%
- Avg. per client
- $1.06M
Total
- Clients
- 313
- Regulatory AUM
- $925M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
B&D White Capital is paid through a percentage of assets under management. The reviewed brochures do not disclose an asset-based fee rate. Read the SEC-filed brochure.
Brandon White owns 50% to 75% of B&D White Capital. The leadership team of B&D White Capital includes President Brandon White. It has 7 employees, 6 of them in advisory roles.
Leadership
- Brandon WhitePresident & CCO
- Dustin WhitePrincipal
Investment adviser representatives
6 representatives listed in the SEC register as of 9 October 2026.
Staff
- 7 employees
- 6 in advisory functions
- 6 state-registered reps
- Owns 50% to 75% of B&D White Capital Company, LLC
Brandon White
Control person · since November 2014
- Owns 50% to 75% of B&D White Capital Company, LLC
Dustin White
Control person · since November 2014
B&D White Capital’s regulatory assets grew 4.8× from $191M (June 2021) to $925M (March 2026); clients rose from 110 to 313 and employees from 5 to 7.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | Employees | Offices |
|---|---|---|---|---|
| March 2026 | $925M | 313 | 7 | 4 |
| March 2025 | $800M | 320 | 7 | 4 |
| March 2024 | $626M | 289 | 5 | 3 |
| May 2023 | $300M | 247 | 5 | 3 |
| May 2022 | $314M | 217 | 5 | 3 |
| June 2021 | $191M | 110 | 5 | 3 |
Besides its headquarters, B&D White Capital has 3 offices (1 private residence, listed without an address), with 3 listed addresses in Florida and Texas.
Florida · 2 listed addresses
- 4230 Pablo Professional CT, Jacksonville
- 4711 US Highway 17, Fleming Island
Texas · 1 listed address
- 2802 Flintrock Trace, Suite B109, LakewayHQ
Other business names
B&D White Capital has reported 2 other business names to the SEC.
- 1626 Wealth Management & Retirement Planning
- Wolf Retirement Navigation
Contact and registration details
- Legal name
- B&D White Capital Company, LLC
- Headquarters
- 2802 Flintrock Trace, Suite B109, Lakeway, TX 78738
- Website
- coylecap.com
- Phone
- 512-522-9043
- SEC file
- 801-116701
- Founded
- 2014
- Structure
- Texas LLC
- Fiscal year end
- December
B&D White Capital uses Charles Schwab ($925M) as custodian for its separately managed accounts. B&D White Capital does not have custody of client assets.
- Charles SchwabCharles Schwab & Co., Inc. · San Francisco, CA · $925M100%
At year end, B&D White Capital’s separately managed accounts were mostly in funds (74%) and stocks (21%). Its reported 13F holdings for the quarter ended 30 June 2026 total $1B across 94 positions; the largest are American Centy ETF TR (9.4%), American Centy ETF TR (8.2%) and iShares TR (5.5%).
What the accounts hold
- Stocks21%
- Funds74%
- Bonds4%
- U.S. government and agency bonds3%
- State and local bonds1%
- Cash1%
Reported 13F holdings
- $1B
- Reported 13F value
- 94
- Positions
- 48.2%
- In the 10 largest
- +24.2%
- Value vs. prior quarter
- American Centy ETF TR · US EQT ETF9.4%
- American Centy ETF TR · US Large Cap Vlu8.2%
- iShares TR · Morningstar Grwt5.5%
- Microsoft Corp.4.4%
- iShares TR · Rus 1000 Grw ETF3.9%
- Dimensional ETF Trust · US Cor Equ 2 ETF3.7%
- Dimensional ETF Trust · Emerging Mkts VA3.4%
- Meta Platforms Inc. · CL A3.3%
- Vanguard Index Fds · Total Stk Mkt3.2%
- Dimensional ETF Trust · Internatnal Val3.2%
Together, the ten largest are 48.2% of reported value.
How many clients does B&D White Capital have?
B&D White Capital has 313 clients and manages $925 million for them, as of March 2026. They include 186 high-net-worth individuals, 124 individual clients, and 3 corporations and other businesses.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 23 March 2026
What services does B&D White Capital offer?
B&D White Capital provides portfolio management for individuals and small businesses, estate planning, family office services, financial planning, philanthropic planning, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
Which custodians does B&D White Capital use?
B&D White Capital’s separately managed account assets are held at Charles Schwab & Co., Inc. (San Francisco, CA), with $925M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 23 March 2026
How many financial advisors does B&D White Capital have?
B&D White Capital has 6 investment adviser representatives registered with state securities authorities, out of 7 employees, and 6 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does B&D White Capital invest in?
At the end of its last fiscal year, B&D White Capital’s separately managed accounts held 74% registered funds (mutual funds, ETFs, BDCs), 21% exchange-traded equities, 3% U.S. government and agency bonds, 1% state and local bonds and 1% cash and equivalents.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Who owns B&D White Capital?
B&D White Capital’s direct owners are Brandon White (50% to 75%) and Dustin White (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 23 March 2026
How does B&D White Capital get paid?
B&D White Capital is paid through a percentage of assets under management. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
Is B&D White Capital registered with the SEC?
Yes, B&D White Capital has been registered with the SEC as an investment adviser since 28 May 2019. Its CRD number is 173822 and its SEC file number is 801-116701.
Source: Form ADV Part 1A, Item 1, filed 23 March 2026; IAPD firm record
How do I contact B&D White Capital?
B&D White Capital’s main office is at 2802 Flintrock Trace, Suite B109, Lakeway, TX 78738. Its phone number is 512-522-9043. Its website is coylecap.com.