Atwater Malick provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, divorce planning, education planning, insurance, and tax planning. Financial planning was provided to 251–500 clients last fiscal year.
Atwater Malick reports 297 clients. They include 163 high-net-worth individuals, 122 individual clients, and 10 pension and profit-sharing plans. Of its assets, 100.0% ($687M across 947 accounts) are managed with discretion.
| Client type | Clients | Assets |
|---|---|---|
| Individuals (other than HNW) | 41% | 8% |
| High-net-worth individuals | 55% | 73% |
| Pension and profit-sharing plans | 3% | 19% |
| Charitable organizations | <1% | <1% |
| Corporations and other businesses | Fewer than 5 | <1% |
Client shares use reported counts. Client types without a reported count are excluded from that total.
Client breakdown and activity details
| Client type | Clients | Regulatory AUM | AUM share | Avg. per client |
|---|---|---|---|---|
| Individuals (other than HNW) | 122 | $52.7M | 7.7% | $432K |
| High-net-worth individuals | 163 | $499M | 72.5% | $3.06M |
| Pension and profit-sharing plans | 10 | $133M | 19.3% | $13.3M |
| Charitable organizations | 2 | $1.74M | 0.3% | $872K |
| Corporations and other businesses | Fewer than 5 | $1.29M | 0.2% | — |
| Total | 297 | $687M | 100% | — |
- Clients
- 122
- Regulatory AUM
- $52.7M
- AUM share
- 7.7%
- Avg. per client
- $432K
- Clients
- 163
- Regulatory AUM
- $499M
- AUM share
- 72.5%
- Avg. per client
- $3.06M
- Clients
- 10
- Regulatory AUM
- $133M
- AUM share
- 19.3%
- Avg. per client
- $13.3M
- Clients
- 2
- Regulatory AUM
- $1.74M
- AUM share
- 0.3%
- Avg. per client
- $872K
- Clients
- Fewer than 5
- Regulatory AUM
- $1.29M
- AUM share
- 0.2%
- Avg. per client
- —
Total
- Clients
- 297
- Regulatory AUM
- $687M
- AUM share
- 100%
- Avg. per client
- —
- Clients outside the U.S.
- 0%
- Clients advised without assets under management last fiscal year
- 0
- Private funds advised
- 0
- Financial planning clients last fiscal year
- 251–500
Atwater Malick charges 0.50%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $1,000,000. The brochure also prices one other service, listed under fee details.
| Asset band | Annual rate |
|---|---|
| $0–$1M | 1.00% |
| $1M–$3M | 0.75% |
| $3M and above | 0.50% |
Fee details and sources
Other fees
- Financial Planning Services
- Planning-only services are billed at $500 an hour with a $5,000 minimum fee, negotiable and paid in arrears; free for managed-account clients unless negotiated.
Matthew Malick owns 50% to 75% of Atwater Malick. The leadership team of Atwater Malick includes Chief Compliance Officer Benjamin Atwater. It has 6 employees, 2 of them in advisory roles.
Staff
- 6 employees
- 2 in advisory functions
- 2 state-registered reps
- Owns 50% to 75% of Atwater Malick, LLC
Matthew Malick
Control person · since August 2008
- Owns 50% to 75% of Atwater Malick, LLC
Benjamin Atwater
Control person · since August 2008
Atwater Malick’s regulatory assets grew 2.2× from $311M (January 2021) to $687M (April 2026); clients rose from 207 to 297 and employees from 4 to 6.
Figures from each annual filing
| Filed | Regulatory AUM | Clients | StaffEmployees | Offices |
|---|---|---|---|---|
| Apr 2026April 2026 | $687M | 297 | 6 | 1 |
| Feb 2025February 2025 | $587M | 277 | 5 | 1 |
| Jan 2024January 2024 | $482M | 257 | 5 | 1 |
| Jan 2023January 2023 | $392M | 244 | 4 | 1 |
| Jan 2022January 2022 | $405M | 228 | 4 | 1 |
| Jan 2021January 2021 | $311M | 207 | 4 | 1 |
Besides its headquarters, Atwater Malick has 0 offices, with 1 listed address in 1 state.
Pennsylvania · 1 listed address
- 201 Granite Run Drive, Suite 290, LancasterHQ
Contact and registration details
- Legal name
- Atwater Malick, LLC
- Headquarters
- 201 Granite Run Drive, Suite 290, Lancaster, PA 17601
- Website
- atwatermalick.com
- Phone
- 717-400-1505
- SEC file
- 801-107806
- Founded
- 2008
- Structure
- Pennsylvania LLC
- Fiscal year end
- December
Atwater Malick’s named custodians for separately managed accounts are Fidelity ($316M, 46%), Charles Schwab ($244M, 35%) and Empower ($127M, 19%). Atwater Malick does not have custody of client assets.
- EmpowerEmpower Trust Company, LLC · Greenwood Village, CO · $127M19%
- FidelityNational Financial Services LLC · Boston, MA · $316M46%
- Charles SchwabCharles Schwab & Co., Inc. · Westlake, TX · $244M35%
At year end, Atwater Malick’s separately managed accounts were mostly in stocks (55%) and funds (22%). Its reported 13F holdings for the quarter ended 30 June 2026 total $459M across 130 positions; the largest are iShares TR (9.2%), Caterpillar Inc. (8.8%) and Apple Inc. (6.4%).
What the accounts hold
- Stocks55%
- Funds22%
- Registered funds21%
- Pooled vehicles1%
- Bonds15%
- Cash7%
- Other1%
- Non-traditional investments1%
How many clients does Atwater Malick have?
Atwater Malick has 297 clients and manages $687 million for them, as of April 2026. They include 163 high-net-worth individuals, 122 individual clients, and 10 pension and profit-sharing plans.
Source: Form ADV Part 1A, Items 5.D and 5.F, filed 8 April 2026
What services does Atwater Malick offer?
Atwater Malick provides financial planning, portfolio management for individuals and small businesses, portfolio management for institutions, divorce planning, education planning, insurance, and tax planning.
Source: Form ADV Part 1A, Item 5.G, from the SEC's 2 October 2026 data file; Part 2A brochure, Item 4
How much does Atwater Malick charge?
Atwater Malick charges 0.50%–1.00% a year for its Investment Supervisory Services. Each asset band is charged at its own rate. The fee is billed in arrears, is negotiable and requires an account of at least $1,000,000.
Which custodians does Atwater Malick use?
Atwater Malick’s separately managed account assets are held at National Financial Services LLC (Boston, MA), with $316M, Charles Schwab & Co., Inc. (Westlake, TX), with $244M and Empower Trust Company, LLC (Greenwood Village, CO), with $127M. Only custodians holding at least a tenth of those assets are named.
Source: Form ADV Part 1A, Schedule D, Section 5.K.(3), filed 8 April 2026
How many financial advisors does Atwater Malick have?
Atwater Malick has 2 investment adviser representatives registered with state securities authorities, out of 6 employees, and 2 perform investment advisory functions. None are registered representatives of a broker-dealer or licensed insurance agents.
Source: Form ADV Part 1A, Items 5.A and 5.B, from the SEC's 2 October 2026 data file
What does Atwater Malick invest in?
At the end of its last fiscal year, Atwater Malick’s separately managed accounts held 55% exchange-traded equities, 21% registered funds (mutual funds, ETFs, BDCs), 15% U.S. government and agency bonds, 7% cash and equivalents, 1% pooled vehicles (private funds and similar) and 1% other. The 1% other category is described as: Non-Traditional Investments.
Source: Form ADV Part 1A, Items 5.K.(1) and 7.B, from the SEC's 2 October 2026 data file
Does Atwater Malick have a minimum investment?
Yes, Atwater Malick’s minimum account size for its Investment Supervisory Services is $1M.
Who owns Atwater Malick?
Atwater Malick’s direct owners are Matthew Malick (50% to 75%) and Benjamin Atwater (50% to 75%).
Source: Form ADV Part 1A, Schedules A and B, filed 8 April 2026
How does Atwater Malick get paid?
Atwater Malick is paid through a percentage of assets under management, hourly charges and fixed fees. Its Form ADV lists no commissions or performance-based fees among how it is paid.
Source: Form ADV Part 1A, Item 5.E, from the SEC's 2 October 2026 data file
How do I contact Atwater Malick?
Atwater Malick’s main office is at 201 Granite Run Drive, Suite 290, Lancaster, PA 17601. Its phone number is 717-400-1505. Its website is atwatermalick.com.